Fees & Commissions, Depositor Accounts was City Holding’s largest product and service line in fiscal 2025, bringing in $59.96M of $297.15M (20%).
| Product and Service | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Fees & Commissions, Depositor Accounts [Domain] | — | — | — | — | ||||||
| Fees & Commissions, Depositor Accounts | $56.67M | $55.50M | $58.45M | $59.96M | ||||||
| Service Charges | $56.67M | $55.50M | $58.45M | $59.96M | ||||||
| Deposit Account | — | — | — | — | ||||||
| Fees & Commissions, Debit Cards | $54.70M | $55.92M | $57.00M | $57.31M | ||||||
| Bankcard Revenue | $54.70M | $55.92M | $57.00M | $57.31M | ||||||
| Debit Card | — | — | — | — | ||||||
| Fees & Commissions, Debit Cards [Domain] | — | — | — | — | ||||||
| Fees & Commissions, Fiduciary And Trust Accounts | $17.60M | $19.13M | $22.51M | $24.69M | ||||||
| Wealth & Investment Management Fee Income | — | $19.13M | $22.51M | $24.69M | ||||||
| Trust & Investment Management Fee Income | $17.60M | — | — | — | ||||||
| Fiduciary & Trust | — | — | — | — | ||||||
| Fees & Commissions, Fiduciary And Trust Accounts [Domain] | — | — | — | — | ||||||
| Other Non-Interest Income | $7.23M | $7.59M | $6.02M | $6.62M | ||||||
| Other Income | $7.23M | $7.59M | $6.02M | $6.62M | ||||||
| Other Non-Interest Income [Domain] | — | — | — | — | ||||||
| Total | $272.40M | $276.27M | $287.97M | $297.15M |
City Holding brought in $297.15M from its eight product and service lines in fiscal 2025, the year ended December 31, 2025. That was up 3.2% from $287.97M in fiscal 2024. Fees & Commissions, Depositor Accounts was the largest at $59.96M (20.2%), ahead of Service Charges at $59.96M (20.2%) and Fees & Commissions, Debit Cards at $57.31M (19.3%). The other five lines brought in $119.92M combined.
Compared with fiscal 2024, Other Non-Interest Income grew fastest, up 9.8% to $6.62M. Every line above 2% of revenue grew.
City Holding began breaking out Wealth & Investment Management Fee Income in fiscal 2023, when it brought in $19.13M. City Holding stopped reporting Trust & Investment Management Fee Income as a separate line after fiscal 2022, when it brought in $17.60M.
City Holding (CHCO) reports its revenue by product and service. In fiscal 2025, Fees & Commissions, Depositor Accounts was its largest product and service line, bringing in $59.96M (20.2% of the total), followed by Service Charges at $59.96M (20.2%).
Fees & Commissions, Depositor Accounts was City Holding's largest product and service line in fiscal 2025, bringing in $59.96M, or 20.2% of the $297.15M total across its eight product and service lines.
Among City Holding's product and service lines that make up at least 2% of revenue, Other Non-Interest Income grew fastest in fiscal 2025, up 9.8% from $6.02M to $6.62M.
Every figure comes from City Holding's annual financial filings, as reported. Each line keeps the name City Holding gives it, and years follow its fiscal calendar.
City Holding's revenue by product and service goes back to fiscal 2016, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.