Citizens Financial Group Inc/Ri Income Statement

Income Statement Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 0.41B0.48B0.32B0.30B0.37B0.32B0.33B0.39B1.43B-0.36B0.39B0.72B0.71B
Revenue 4.89B4.69B4.98B4.82B5.25B5.71B6.13B6.49B6.91B6.65B8.02B8.22B7.81B
Interest income
Interest income - Loans 3.21B3.00B3.01B3.21B3.65B4.25B5.01B5.44B4.72B4.25B5.97B8.49B7.95B
Interest income - Investments 0.17B0.21B0.59B0.34B0.56B1.05B1.65B1.13B0.90B1.12B0.45B2.88B0.62B
Interest Income - Debt Securities 0.71B0.53B0.62B0.62B0.58B0.62B0.67B0.64B0.52B0.49B0.84B1.20B1.70B
Interest Income - Deposits 0.00B0.01B0.02B0.01B0.01B0.02B0.03B0.03B0.03B0.02B0.13B0.45B0.50B
Interest Income - Total 3.85B3.50B3.66B3.85B4.27B4.92B5.76B6.19B5.36B4.85B7.06B10.20B10.19B
Interest expenses
Interest Expense - Deposits 0.38B0.22B0.16B0.24B0.27B0.44B0.79B1.16B0.51B0.16B0.65B3.15B3.83B
Interest Expense - Debt 0.02B0.03B0.08B0.13B0.20B0.29B0.43B0.41B0.26B0.18B0.37B0.78B0.71B
Interest Expense - Fed Funds 0.12B0.19B0.03B0.02B0.00B0.00B0.01B0.01B
Interest Expense - Others 0.10B0.00B0.09B0.07B0.04B0.02B0.01B0.00B
Interest Expenses 0.62B0.44B0.36B0.45B0.51B0.75B1.23B1.57B0.77B0.34B1.05B3.96B4.55B
Interest Income - Net 3.23B3.06B3.30B3.40B3.76B4.17B4.53B4.61B4.59B4.51B6.01B6.24B5.63B
Non-interest income
Interest Income - Total 2.81B2.58B2.98B3.10B3.39B3.85B4.21B4.22B2.97B4.92B5.54B5.55B4.95B
Service Charges 0.70B0.64B0.57B0.50B0.52B0.52B0.51B0.51B0.40B0.41B0.42B0.41B0.42B
Investment Gain (Loss) 0.03B0.02B0.01B0.02B0.03B0.00B0.01B0.01B0.03B0.02B
Investment Banking Income 0.01B0.07B0.02B0.09B0.25B0.90B0.38B0.09B0.07B0.06B
Income - Trust 0.13B0.15B0.16B0.16B0.15B0.16B0.17B0.20B0.20B0.24B0.25B0.26B
Mortgage Banking 0.19B0.15B0.07B0.10B0.11B0.11B0.15B0.30B0.92B0.43B0.26B0.24B0.21B
Card Income 0.25B0.23B0.23B0.23B0.20B0.23B0.24B0.25B0.22B0.25B0.27B0.30B0.37B
Other Non-Interest Income 0.12B0.12B0.39B0.12B0.16B0.14B0.13B0.11B0.10B0.11B0.17B0.39B0.19B
Non-Interest Income 1.67B1.63B1.68B1.42B1.50B1.53B1.60B1.88B2.32B2.13B2.01B1.98B2.18B
Operating Items
Amortization - Intangibles 0.14B0.15B0.17B0.18B0.19B
Depreciation & Amortization - Total 0.28B0.28B0.25B0.26B0.26B0.44B0.46B0.51B0.56B0.61B0.65B0.76B0.77B
Wages, Salaries and Other 1.74B1.65B1.68B1.64B1.71B1.77B1.88B2.03B2.12B2.13B2.55B2.60B2.66B
Rent Expense 0.31B0.33B0.33B0.32B0.31B0.32B0.33B0.33B0.33B0.33B0.41B0.49B0.45B
Other Operating Expenses 2.87B7.08B2.82B2.68B2.78B2.71B2.82B3.00B3.10B3.14B3.83B4.26B4.02B
Operating Expenses 3.46B7.68B3.39B3.26B3.35B3.47B3.62B3.85B3.99B4.08B4.89B5.51B5.23B
Operating Income 0.36B-1.21B0.44B
EBIT 0.36B-1.21B0.44B1.72B2.04B2.66B3.41B3.83B2.07B3.32B3.70B5.99B6.44B
Net income details
EBT 1.02B-3.47B1.27B1.26B1.53B1.91B2.18B2.25B1.30B2.98B2.65B2.03B1.89B
Tax Provisions 0.38B-0.04B0.40B0.42B0.49B0.26B0.46B0.46B0.24B0.66B0.58B0.42B0.38B
Profit After Tax 0.64B-3.43B0.86B0.84B1.04B1.65B1.72B1.79B1.06B2.32B2.07B1.61B1.51B
Income from Continuing Operations 0.64B-3.43B0.86B0.84B1.04B1.65B1.72B1.79B1.06B2.32B2.07B1.61B1.51B
Consolidated Net Income 0.64B-3.43B0.86B0.84B1.04B1.65B1.72B1.79B1.06B2.32B2.07B1.61B1.51B
Income towards Parent Company 0.64B-3.43B0.86B0.84B1.04B1.65B1.72B1.79B1.06B2.32B2.07B1.61B1.51B
Net Income towards Common Stockholders 0.64B-3.43B0.86B0.83B1.03B1.64B1.69B1.72B0.95B2.21B1.96B1.49B1.37B
Additional items
EPS (Basic) 1.15-6.121.551.551.973.263.543.822.225.184.123.143.05
EPS (Weighted Average and Diluted) 1.15-6.121.551.551.973.253.523.812.225.164.103.133.03
Shares Outstanding (Weighted Average) 0.55B
Tax Rate 37.21%1.21%31.78%33.49%31.88%13.60%21.16%20.44%18.57%22.10%21.92%20.79%20.07%