Muncy Columbia Financial reported a net margin of 37.02% for the quarter ended Jun 2026. These financial ratios cover 32 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2010 | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||
| EBT Margin | 32.58% | 36.40% | 40.37% | 34.72% | 45.91% | 38.51% | 35.43% | 26.86% | 20.40% | -16.66% | 32.70% | 37.59% | 38.55% | 37.77% | 31.34% | 40.69% | 43.61% | 47.06% | 45.78% | 44.05% | ||||||||||||
| EBIT Margin | 43.14% | 46.51% | 49.73% | 43.00% | 63.24% | 63.18% | 70.78% | 72.96% | 74.93% | 41.53% | 87.68% | 90.61% | 90.31% | 84.17% | 74.08% | 80.90% | 81.09% | 81.91% | 79.89% | 78.35% | ||||||||||||
| EBITDA Margin | 43.14% | 46.51% | 49.73% | 43.00% | 63.24% | 63.18% | 70.78% | 72.96% | 74.93% | 41.53% | 87.68% | 90.61% | 90.31% | 84.17% | 74.08% | 80.90% | 81.09% | 81.91% | 79.89% | 78.35% | ||||||||||||
| Net Margin | 25.06% | 27.75% | 30.95% | 27.37% | 38.80% | 34.78% | 28.42% | 22.09% | 18.26% | -13.17% | 27.90% | 31.85% | 32.64% | 32.44% | 26.64% | 33.84% | 36.23% | 38.79% | 37.80% | 37.02% | ||||||||||||
| FCF Margin | -5.10% | -59.33% | 36.71% | 25.40% | 22.33% | 55.56% | 16.53% | 9.79% | 5.66% | 26.02% | 29.26% | 25.95% | 27.23% | 25.30% | 27.12% | 40.04% | 30.00% | 87.13% | 24.68% | |||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 629.15M | 628.52M | 958.83M | 1,298.68M | 1,606.53M | 1,582.79M | 1,599.81M | 1,601.64M | 1,599.15M | 1,609.28M | 1,635.58M | 1,664.07M | 1,695.26M | 1,694.83M | ||||||||||||||||||
| Invested CapitalInvested Cap. | 210.08M | 263.20M | 245.03M | 429.45M | 479.44M | 511.61M | 729.34M | 477.11M | 414.63M | 376.56M | 358.72M | 277.75M | 257.97M | 258.79M | 258.04M | 254.01M | 247.26M | |||||||||||||||
| Asset Utilization RatioAsset Util. | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | ||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 4.09 | 4.60 | 5.31 | 5.19 | 3.65 | 2.56 | 2.00 | 1.58 | 1.37 | 0.71 | 1.59 | 1.71 | 1.74 | 1.81 | 1.73 | 2.01 | 2.16 | 2.35 | 2.34 | 2.28 | ||||||||||||
| Debt Ratio | 0.22 | 0.30 | 0.27 | 0.36 | 0.41 | 0.44 | 0.35 | 0.20 | 0.16 | 0.13 | 0.12 | 0.07 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | |||||||||||||||
| Times Interest Earned | 4.09 | 4.60 | 5.31 | 5.19 | 3.65 | 2.56 | 2.00 | 1.58 | 1.37 | 0.71 | 1.59 | 1.71 | 1.74 | 1.81 | 1.73 | 2.01 | 2.16 | 2.35 | 2.34 | 2.28 | ||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 1.99 | 2.27 | 2.65 | 2.89 | 2.97 | 2.22 | 1.64 | 1.31 | -1.55 | 2.57 | 2.99 | 3.22 | 3.36 | 2.73 | 1.72 | 4.22 | 4.65 | 4.40 | 1.38 | |||||||||||||
| FCF Payout RatioFCF Cover | -2.47 | -0.21 | 0.32 | 0.53 | 0.52 | 0.23 | 0.82 | 1.43 | 1.50 | 0.42 | 0.36 | 0.39 | 0.35 | 0.39 | 0.73 | 0.21 | 0.28 | 0.10 | 1.09 | |||||||||||||
| Dividend YieldDiv. Yield | 0.91% | 0.89% | 0.92% | 0.82% | 0.87% | 0.86% | 0.99% | 1.23% | 1.10% | 1.42% | 1.35% | 1.28% | 1.05% | 1.07% | 2.06% | 0.90% | 0.80% | 2.09% | 1.77% | |||||||||||||
| Payout Ratio | 0.50 | 0.44 | 0.38 | 0.35 | 0.34 | 0.45 | 0.61 | 0.76 | -0.65 | 0.39 | 0.33 | 0.31 | 0.30 | 0.37 | 0.58 | 0.24 | 0.22 | 0.23 | 0.72 | |||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 55.05 | 49.64 | 41.01 | 63.63 | 42.30 | 38.46 | 52.28 | 61.89 | 62.21 | -58.38 | 27.43 | 24.67 | 24.23 | 28.34 | 34.16 | 28.22 | 26.32 | 26.89 | 10.88 | 40.94 | ||||||||||||
| Price to SalesP/S | 13.80 | 13.78 | 12.69 | 17.42 | 16.42 | 13.38 | 14.86 | 13.67 | 11.36 | 7.69 | 7.65 | 7.86 | 7.91 | 9.19 | 9.10 | 9.55 | 9.54 | 10.43 | 4.11 | 15.16 | ||||||||||||
| Price to BookP/B | 1.09 | 1.12 | 1.06 | 1.41 | 1.29 | 1.16 | 1.10 | 1.00 | 0.82 | 0.53 | 0.71 | 0.74 | 0.72 | 0.89 | 0.87 | 0.92 | 0.96 | 1.03 | 0.41 | 1.47 | ||||||||||||
| Enterprise Value | 63.57M | 69.91M | 69.72M | 124.27M | 106.65M | 86.71M | 101.42M | 38.00M | 18.00M | 62.53M | 94.47M | 94.64M | 94.43M | 130.68M | 124.67M | 122.07M | 131.51M | 150.27M | 17.39M | 272.80M | ||||||||||||
| EV to EBIT | 25.06 | 24.83 | 22.06 | 40.50 | 25.95 | 18.40 | 20.99 | 7.87 | 3.75 | 14.31 | 7.45 | 7.07 | 6.75 | 9.64 | 10.32 | 8.85 | 8.75 | 9.63 | 1.15 | 18.01 | ||||||||||||
| EV to EBITDA | 25.06 | 24.83 | 22.06 | 40.50 | 25.95 | 18.40 | 20.99 | 7.87 | 3.75 | 14.31 | 7.45 | 7.07 | 6.75 | 9.64 | 10.32 | 8.85 | 8.75 | 9.63 | 1.15 | 18.01 | ||||||||||||
| Market Capitalization | 81.14M | 83.39M | 80.66M | 124.27M | 106.65M | 99.80M | 101.42M | 90.48M | 72.85M | 80.91M | 110.71M | 116.12M | 122.50M | 148.06M | 148.43M | 162.79M | 176.83M | 198.81M | 77.82M | 292.95M | ||||||||||||
| Price to FCFP/FCF | -270.48 | -23.22 | 34.57 | 64.64 | 59.90 | 26.74 | 82.71 | 116.00 | 135.76 | 29.40 | 26.85 | 30.48 | 33.76 | 35.96 | 35.21 | 23.82 | 34.77 | 4.72 | 61.41 | |||||||||||||
| EV to FCF | -211.89 | -19.47 | 29.88 | 64.64 | 52.05 | 26.74 | 34.74 | 28.66 | 104.92 | 25.09 | 21.89 | 23.50 | 29.80 | 30.21 | 26.41 | 17.71 | 26.28 | 1.05 | 57.19 | |||||||||||||
| EV to CFO | -231.15 | -20.24 | 28.72 | 61.58 | 48.36 | 26.19 | 31.75 | 19.91 | 56.54 | 24.36 | 21.47 | 22.99 | 29.00 | 26.51 | 23.75 | 17.37 | 25.59 | 1.05 | 48.74 | |||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 43.14% | 46.51% | 49.73% | 43.00% | 63.24% | 63.18% | 70.78% | 72.96% | 74.93% | 41.53% | 87.68% | 90.61% | 90.31% | 84.17% | 74.08% | 80.90% | 81.09% | 81.91% | 79.89% | 78.35% | ||||||||||||
| Return on Invested Capital [ROIC]ROIC | 3.62% | 3.44% | 3.31% | 2.58% | 3.85% | 6.85% | 9.61% | 12.42% | 14.17% | 16.87% | 17.73% | 18.21% | 19.26% | 20.18% | ||||||||||||||||||
| Return on Assets [ROA]ROA | 1.04% | 1.08% | 0.75% | 0.25% | 0.33% | 0.54% | 0.78% | 1.19% | 1.21% | 1.27% | 1.35% | 1.46% | 1.59% | 1.68% |