Baas Indemnification Income was the largest of Coastal Financial Corp’s 11 reported lines in fiscal 2025, at $195.67M — 69% of $283.10M.
| Product and Service | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2023 | FY 2023 | FY 2023 | FY 2024 | FY 2024 | FY 2024 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baas Credit Enhancements | — | — | — | — | $177.76M | — | — | — | $272.84M | — | |||||
| Baas Indemnification Income | — | — | — | — | — | — | — | — | — | $195.67M | |||||
| Total Noninterest Income Subject To Topic 606 | — | — | — | — | — | — | — | — | — | $34.34M | |||||
| Baas Program Income | — | — | — | — | — | — | — | — | — | $29.49M | |||||
| Baas Fraud Enhancements | — | — | — | — | — | — | — | — | — | $8.01M | |||||
| Servicing & Other Baas Fees | — | — | — | — | $3.86M | — | — | — | $4.74M | $5.80M | |||||
| Reimbursement Of Expenses | — | $921.00K | $1.95M | $3.10M | $1.12M | $1.03M | $1.64M | $1.84M | $2.49M | $4.95M | |||||
| Interchange Income | $2.06M | — | — | — | $2.18M | — | — | — | $2.00M | $1.81M | |||||
| Other | $931.00K | — | — | — | $967.00K | — | — | — | $1.05M | $1.05M | |||||
| Deposit Service Charges - Other | — | — | — | — | — | — | — | — | — | — | |||||
| Other Income | $603.00K | — | — | — | $323.00K | — | — | — | $692.00K | $1.29M | |||||
| Transaction | — | — | — | — | — | — | — | — | — | — | |||||
| Transaction Fees | — | — | — | — | — | — | — | — | — | — | |||||
| Merchant Service Fees | $508.00K | — | — | — | $498.00K | — | — | — | $487.00K | $495.00K | |||||
| Loan Referral Fees | — | — | — | — | $683.00K | — | — | — | $168.00K | — | |||||
| Mortgage Broker Fees | — | — | — | — | — | — | — | — | — | — | |||||
| Overdraft Fees | $310.00K | — | — | — | $213.00K | — | — | — | $198.00K | $207.00K | |||||
| Total | $4.41M | $921.00K | $1.95M | $3.10M | $187.60M | $1.03M | $1.64M | $1.84M | $284.67M | $283.10M |
In fiscal 2025, which ended December 31, 2025, the 11 revenue lines Coastal Financial Corp reported in this breakdown added up to $283.10M. The revenue lines reported changed from fiscal 2024, so the total is not directly comparable with the $284.67M reported that year. Baas Indemnification Income was the largest revenue line, at $195.67M or 69.1% of the total, followed by Total Noninterest Income Subject To Topic 606 ($34.34M, 12.1%) and Baas Program Income ($29.49M, 10.4%). Together, the two largest revenue lines made up 81.2% of this total.
Baas Indemnification Income (fiscal 2025), Total Noninterest Income Subject To Topic 606 (fiscal 2025), Baas Program Income (fiscal 2025) and Baas Fraud Enhancements (fiscal 2025) were first reported as separate revenue lines during this period. The table also keeps 6 revenue lines that Coastal Financial Corp no longer reports, so earlier years can still be read on their original basis; use "Show 6 discontinued" beneath the table to see them. This breakdown covers 15 fiscal years between 2017 and 2025, as reported in Coastal Financial Corp's annual filings.
Ccbx was the largest of Coastal Financial Corp’s 3 reported lines in fiscal 2025, at $29.49M — 44% of $67.00M.
| Segment | FY 2021 | FY 2022 | FY 2023 | FY 2023 | FY 2023 | FY 2023 | FY 2024 | FY 2024 | FY 2024 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Baas Indemnification Income | — | — | — | — | $177.76M | — | — | — | $272.84M | $8.01M | |
| Ccbx | — | — | — | — | — | — | — | — | — | $29.49M | |
| Baas Program Income | $4.41M | $3.58M | $7.52M | $3.10M | $3.86M | $4.83M | $1.64M | $1.84M | $2.49M | $29.49M | |
| Total | $4.41M | $3.58M | $7.52M | $3.10M | $181.62M | $4.83M | $1.64M | $1.84M | $275.33M | $67.00M |
In fiscal 2025, which ended December 31, 2025, the 3 segments Coastal Financial Corp reported in this breakdown added up to $67.00M. That is less than the $283.10M in its breakdown by revenue line, so these segments do not account for all of its revenue that year. Ccbx was the largest segment, at $29.49M or 44.0% of the total, followed by Baas Program Income ($29.49M, 44.0%) and Baas Indemnification Income ($8.01M, 12.0%). Together, the two largest segments made up 88.0% of this total.
Compared with fiscal 2024, Baas Program Income grew the fastest, rising 1,084.9% to $29.49M. Baas Indemnification Income fell the most, down 97.1% to $8.01M. Because segments were added or dropped between the two years, part of this reflects how Coastal Financial Corp regrouped its reporting.
Baas Indemnification Income (fiscal 2023) and Ccbx (fiscal 2025) were first reported as separate segments during this period. This breakdown covers 11 fiscal years between 2021 and 2025, as reported in Coastal Financial Corp's annual filings.
Coastal Financial Corp (CCB) breaks its revenue down by revenue line and segment. In fiscal 2025, its largest revenue line was Baas Indemnification Income, with $195.67M or 69.1% of the total, followed by Total Noninterest Income Subject To Topic 606 at $34.34M (12.1%).
Baas Indemnification Income was Coastal Financial Corp's largest revenue line in fiscal 2025, with $195.67M in revenue, 69.1% of the $283.10M reported across its 11 revenue lines.
Ccbx was Coastal Financial Corp's largest segment in fiscal 2025, with $29.49M in revenue, 44.0% of the $67.00M reported across its 3 segments.
Every figure is taken from Coastal Financial Corp's annual financial filings and shown as reported: each line keeps the name the company gives it, years follow its own fiscal calendar, and lines it has stopped reporting stay in the table for the years they were reported.
The breakdown by revenue line covers fiscal 2017 to 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.