Payment Card & Deposit Fees was Pathward Financial’s largest product and service line in fiscal 2025, bringing in $124.17M of $269.42M (46%).
| Product and Service | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2021 | FY 2022 | FY 2022 | FY 2022 | FY 2022 | FY 2023 | FY 2023 | FY 2023 | FY 2023 | FY 2024 | FY 2024 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Payment Card & Deposit Fees | $26.52M | $76.83M | $105.73M | — | $42.09M | $39.71M | — | — | — | $99.50M | $27.00K | $124.17M | |||||||
| Refund Transfer Fees | — | — | — | — | — | — | — | — | — | — | — | $43.98M | |||||||
| Tax Advance Product Fees | — | — | — | — | — | — | — | — | — | — | — | — | |||||||
| Rental Income | $22.45M | $34.53M | — | — | $25.65M | $39.63M | — | — | $27.18M | $40.96M | $714.00K | $52.57M | |||||||
| Refund Transfer Product Fees | $28.38M | $38.67M | — | — | $30.21M | $39.14M | — | $422.00K | $29.36M | $38.48M | — | — | |||||||
| Refund Advance & Other Tax Fee Income | — | — | — | — | — | — | $37.43M | — | — | — | $43.47M | $48.71M | |||||||
| Refund Advance Fee Income | $39.30M | -$20.00K | $45.00K | $617.00K | $38.61M | $37.69M | — | — | $43.31M | -$67.00K | — | — | |||||||
| Loan & Lease Fees | — | — | — | — | — | — | — | — | — | — | — | — | |||||||
| Bank-Owned Life Insurance | — | — | — | — | — | — | — | — | — | — | — | — | |||||||
| Other Bank & Deposit Fees | — | — | — | — | — | — | — | — | — | — | — | — | |||||||
| Deposit Fees | — | — | — | — | — | — | — | — | — | — | — | — | |||||||
| Total | $116.66M | $150.01M | $105.78M | $617.00K | $136.55M | $156.17M | $37.43M | $422.00K | $99.85M | $178.87M | $44.21M | $269.42M |
Pathward Financial brought in $269.42M from its four product and service lines in fiscal 2025, the year ended September 30, 2025. Pathward Financial regrouped these lines after fiscal 2024, so the total does not compare directly with that year's $44.21M. Payment Card & Deposit Fees was the largest at $124.17M (46.1%), ahead of Rental Income at $52.57M (19.5%) and Refund Advance & Other Tax Fee Income at $48.71M (18.1%). The remaining line, Refund Transfer Fees, brought in $43.98M.
Compared with fiscal 2024, Payment Card & Deposit Fees grew fastest, up 459,785.2% to $124.17M. Every line above 2% of revenue grew.
Pathward Financial began breaking out Refund Transfer Fees in fiscal 2025 and Refund Advance & Other Tax Fee Income in fiscal 2023. Pathward Financial stopped reporting Refund Transfer Product Fees as a separate line after fiscal 2024, when it brought in $38.48M.
Consumer was Pathward Financial’s largest segment in fiscal 2025, bringing in $124.17M of $175.86M (71%).
| Segment | FY 2024 | FY 2025 |
|---|---|---|
| Consumer | $43.47M | $124.17M |
| Commercial | — | $50.80M |
| Corporate Services/Other | $714.00K | $882.00K |
| Total | $44.19M | $175.86M |
Pathward Financial brought in $175.86M from its three segments in fiscal 2025, the year ended September 30, 2025. That is less than the $269.42M it reports by product and service, so these segments do not cover all of its revenue. Consumer was the largest at $124.17M (70.6%), ahead of Commercial at $50.80M (28.9%) and Corporate Services/Other at $882.00K (0.5%).
Pathward Financial began breaking out Commercial in fiscal 2025, when it brought in $50.80M.
Pathward Financial (CASH) reports its revenue by product and service and by segment. In fiscal 2025, Payment Card & Deposit Fees was its largest product and service line, bringing in $124.17M (46.1% of the total), followed by Rental Income at $52.57M (19.5%).
Payment Card & Deposit Fees was Pathward Financial's largest product and service line in fiscal 2025, bringing in $124.17M, or 46.1% of the $269.42M total across its four product and service lines.
Consumer was Pathward Financial's largest segment in fiscal 2025, bringing in $124.17M, or 70.6% of the $175.86M total across its three segments.
Every figure comes from Pathward Financial's annual financial filings, as reported. Each line keeps the name Pathward Financial gives it, and years follow its fiscal calendar.
Pathward Financial's revenue by product and service goes back to fiscal 2016, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.