BV Financial Income Statement (2022-2025) | BVFL

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Income Statement	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025
Revenue & Cost
Provisions	0.18M	0.45M	0.19M	0.45M	0.01M	-0.15M	-0.33M	0.43M	-0.13M	-0.11M	-0.71M	0.49M	0.35M	0.24M	-1.01M
Revenue	0.18M	0.20M	0.19M	0.19M	0.17M	0.19M	0.18M	0.18M	0.17M	0.18M	0.17M	0.18M	0.16M	0.18M	0.18M
Interest income
Interest income - Loans	7.20M	7.57M	7.94M	8.55M	8.77M	9.33M	9.76M	9.88M	9.78M	10.18M	10.52M	10.52M	10.74M	11.33M	11.52M
Interest Income - Debt Securities	0.73M	1.06M	0.51M	2.05M	0.51M	0.54M	0.61M	0.46M	0.63M	0.53M	0.59M	0.70M	0.36M	0.49M	0.56M
Other interest income	0.04M	0.23M	0.46M	0.51M	0.56M	0.84M	1.56M	1.20M	0.82M	1.04M	1.19M	0.99M	0.74M	0.56M	0.63M
Interest Income - Total	7.41M	8.00M	8.57M	9.37M	9.69M	10.54M	11.71M	11.48M	11.00M	11.62M	12.15M	11.91M	11.88M	12.27M	12.53M
Interest expenses
Interest Expense - Deposits	0.37M	0.32M	0.30M	0.37M	0.67M	1.27M	1.76M	1.92M	1.99M	2.24M	2.38M	2.43M	2.60M	2.62M	2.71M
Interest Expense - Debt	0.50M	0.51M	0.52M	0.53M	0.53M	0.54M	0.55M	0.54M	1.05M	0.47M	0.47M	0.47M	0.47M	0.47M	0.47M
Interest Expense - Others	0.00M
Interest Expenses	0.87M	0.83M	0.82M	0.91M	1.49M	2.30M	2.84M	2.56M	3.04M	2.71M	2.85M	2.90M	3.24M	3.11M	3.18M
Interest Income - Net	6.54M	7.17M	7.75M	8.46M	8.20M	8.24M	8.88M	8.91M	7.96M	8.91M	9.30M	9.01M	8.64M	9.16M	9.35M
Non-interest income
Interest Income - Total	6.37M	6.94M	7.57M	8.01M	8.20M	8.39M	9.21M	8.48M	7.95M	9.02M	10.02M	8.41M	8.35M	8.98M	10.36M
Other Non-Interest Income	1.10M	0.50M	0.25M	0.86M	0.32M	0.26M	0.32M	0.28M	0.22M	0.20M	0.33M	0.23M	0.18M	0.31M	0.27M
Non-Interest Income	1.49M	1.18M	0.68M	2.32M	0.81M	1.37M	0.88M	0.70M	0.58M	0.60M	0.70M	0.65M	0.53M	0.71M	0.68M
Operating Items
Amortization - Intangibles	0.04M	0.05M	0.05M	0.05M	0.05M	0.05M	0.05M	0.04M	0.04M	0.04M	0.04M	0.05M	0.04M	0.04M	0.04M
Depreciation & Amortization - Total	0.11M	0.10M	0.20M	0.02M	0.10M	0.11M	0.10M	0.11M	0.10M	0.10M	0.10M	0.10M	0.09M	0.09M	0.09M
Research & Development	0.36M	0.37M	0.34M	0.35M	0.35M	0.34M	0.34M	0.34M	0.38M	0.37M	0.37M	0.36M	0.40M	0.40M	0.37M
Wages, Salaries and Other	2.40M	2.41M	2.67M	2.65M	2.88M	2.86M	3.15M	3.37M	3.13M	3.09M	3.49M	4.29M	4.52M	4.02M	4.06M
Rent Expense	0.46M	0.45M	0.31M	0.44M	0.42M	0.37M	0.40M	0.43M	0.44M	0.41M	0.40M	0.37M	0.44M	0.38M	0.41M
Other Operating Expenses	3.42M	3.77M	0.04M	-0.03M	3.83M	3.73M	0.19M	4.29M	4.01M	4.01M	4.61M	5.37M	5.25M	4.89M	-0.01M
Operating Expenses	4.36M	4.69M	4.60M	6.34M	4.70M	4.54M	5.01M	5.16M	4.92M	4.90M	5.47M	6.21M	6.18M	5.75M	5.88M
Operating Income													0.57M
EBIT	4.37M	4.27M	4.46M	4.89M	5.79M	7.51M	7.92M	6.58M	6.64M	7.43M	8.09M	5.75M	0.57M	7.05M	8.35M
Non-operating items
Other Non Operating Income													-0.00M
Net income details
EBT	3.50M	3.43M	3.65M	3.98M	4.30M	5.21M	5.08M	4.02M	3.60M	4.72M	5.24M	2.85M	2.70M	3.94M	5.17M
Tax Provisions	1.08M	0.67M	1.03M	1.25M	1.19M	1.31M	1.46M	1.01M	1.03M	1.48M	1.44M	0.95M	0.76M	1.42M	1.46M
Profit After Tax	2.42M	2.77M	2.61M	2.73M	3.12M	3.90M	3.68M	3.01M	2.57M	3.40M	3.80M	1.95M	2.10M	2.86M	3.73M
Income from Continuing Operations	2.42M	2.77M	2.61M	2.73M	3.12M	3.90M	3.62M	3.01M	2.57M	3.24M	3.80M	1.89M	1.94M	2.51M	3.71M
Consolidated Net Income	2.42M	2.77M	2.61M	2.73M	3.12M	3.90M	3.62M	3.01M	2.57M	3.24M	3.80M	1.89M	1.94M	2.51M	3.71M
Income towards Parent Company	2.42M	2.77M	2.61M	2.73M	3.12M	3.90M	3.62M	3.01M	2.57M	3.24M	3.80M	1.89M	1.94M	2.51M	3.71M
Net Income towards Common Stockholders	2.42M	2.77M	2.61M	2.73M	3.12M	3.90M	3.62M	3.01M	2.57M	3.24M	3.80M	1.89M	1.94M	2.51M	3.71M
Additional items
EPS (Basic)	0.33	0.37	0.33	0.34	0.39	0.49	0.35	0.26	0.24	0.32	0.35	0.19	0.21	0.29	0.41
EPS (Weighted Average and Diluted)	0.33	0.37	0.33	0.34	0.39	0.49	0.35	0.27	0.24	0.32	0.35	0.18	0.21	0.29	0.41
Shares Outstanding (Weighted Average)				1.58M	1.58M	11.37M	11.37M	11.38M	11.38M	11.38M	11.39M	11.60M	10.59M	10.53M	9.94M
EBITDA	4.48M	4.37M	4.66M	4.91M	5.90M	7.62M	8.03M	6.69M	6.74M	7.53M	8.18M	5.84M	0.66M	7.14M	8.44M
Tax Rate	30.84%	19.48%	28.38%	31.37%	27.64%	25.21%	28.72%	25.15%	28.50%	31.30%	27.52%	33.47%	28.28%	36.17%	28.20%

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BV Financial Income Statement (2022-2025) | BVFL

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