Axos Financial, Inc. Income Statement

Income Statement Jun2010 Jun2011 Jun2012 Jun2013 Jun2014 Jun2015 Jun2016 Jun2017 Jun2018 Jun2019 Jun2020 Jun2021 Jun2022 Jun2023 Jun2024 Jun2025
Revenue & Cost
Provisions 5.78M5.80M8.06M7.55M5.35M11.20M9.70M11.06M25.80M27.35M42.20M23.75M23.75M24.25M32.50M55.74M
Revenue 58.94M66.51M95.56M129.34M159.55M229.53M327.35M381.36M439.44M491.36M580.60M644.00M720.52M903.61M1,184.09M1,258.84M
Interest income
Interest income - Loans 43.70M60.51M89.31M113.50M147.66M220.49M291.06M358.85M446.99M525.32M582.75M584.41M626.63M1,048.87M1,499.57M1,654.78M
Interest Income - Debt Securities 41.88M32.43M26.43M22.15M25.21M23.88M26.65M28.44M28.08M30.82M23.51M20.47M20.51M89.61M133.63M135.19M
Interest Income - Trading Account Assets 0.12M0.12M0.12M0.25M0.23M0.22M0.24M0.31M
Interest Income - Total 85.57M92.94M115.73M135.65M172.88M244.36M317.71M387.29M475.07M564.89M622.84M617.86M659.73M1,157.14M1,655.61M1,815.46M
Interest expenses
Interest Expense - Deposits 21.25M22.28M24.89M22.87M24.82M34.73M42.67M56.49M79.85M117.08M126.92M60.53M33.62M339.48M670.57M667.75M
Interest Expense - Debt 7.72M6.26M5.96M5.94M6.98M8.91M11.18M12.40M22.85M32.83M11.99M4.67M4.62M12.64M3.09M1.65M
Interest Expense - Others 5.97M5.88M5.70M5.22M3.98M1.78M2.85M5.16M3.88M5.62M5.64M12.42M13.20M18.22M18.31M16.46M
Interest Expenses 34.95M34.42M36.55M34.03M35.78M45.42M56.70M74.06M106.58M156.28M145.23M79.12M52.57M374.02M694.18M687.69M
Interest Income - Net 50.62M58.51M79.19M101.63M137.10M198.94M261.01M313.23M368.49M408.61M477.61M538.74M607.16M783.12M961.43M1,127.77M
Non-interest income
Interest Income - Total 44.84M52.71M71.12M94.08M131.75M187.75M251.31M302.17M342.69M381.25M435.41M514.99M583.41M758.87M928.93M1,072.03M
Financial Services Fees 0.12M1.07M0.86M1.74M2.69M4.70M2.91M4.57M3.86M5.85M5.99M7.17M29.23M28.32M31.34M31.79M
Service Charges 0.54M0.66M0.82M3.90M4.58M6.85M36.20M42.09M47.76M53.85M76.17M73.93M53.93M55.23M158.02M65.28M
Investment Gain (Loss) 3.92M-0.30M0.71M
Investment Banking Income 41.17M16.24M8.00M8.64M9.60M
Mortgage Banking 1.69M4.73M16.71M22.95M10.17M15.26M11.08M14.28M13.76M5.27M20.65M42.64M19.20M7.10M10.00M
Trading Income 0.28M
Other Non-Interest Income 4.64M4.51M5.68M4.08M3.72M6.06M6.87M9.37M15.98M19.66M25.83M16.56M13.58M37.15M42.80M47.76M
Non-Interest Income 8.32M7.99M16.37M27.71M22.45M30.59M66.34M68.13M70.94M82.76M102.99M105.26M113.36M120.49M222.66M131.07M
Operating Items
Research & Development 0.89M0.98M2.25M2.77M5.37M6.63M10.35M13.32M17.40M24.15M30.67M40.72M50.16M60.56M69.37M80.43M
Wages, Salaries and Other 7.37M14.52M20.34M28.87M32.24M43.82M66.67M81.82M100.97M127.43M144.34M152.58M167.39M204.27M250.87M297.95M
Selling, General & Administrative 16.00M
Restructuring Costs 2.18M2.87M4.09M7.71M5.78M7.17M10.47M11.58M15.28M36.13M24.89M25.48M37.85M48.37M33.94M34.63M
Other Operating Expenses 14.21M22.68M31.61M43.11M48.78M63.68M91.94M112.70M141.25M190.93M220.21M248.31M268.80M338.69M396.80M474.63M
Operating Expenses 17.28M26.53M37.96M53.59M59.93M77.48M112.76M137.60M173.94M251.21M275.77M314.51M356.81M447.62M516.11M589.70M
EBIT 70.83M68.59M86.08M102.23M130.05M186.28M261.59M306.75M346.28M369.09M407.86M384.86M392.53M805.76M1,329.66M1,301.09M
Non-operating items
Interest & Investment Income 13.04M2.42M0.21M0.21M0.59M1.43M3.92M-0.02M0.71M
Net income details
EBT 35.88M34.17M49.54M68.20M94.27M140.86M204.90M232.69M239.70M212.81M262.63M305.74M339.96M431.74M635.48M613.39M
Tax Provisions 14.75M13.59M20.06M27.91M40.35M66.99M85.60M97.95M87.29M57.67M79.19M90.04M99.24M124.58M185.47M180.49M
Profit After Tax 21.13M20.58M29.48M40.29M55.96M82.68M119.29M134.74M152.41M155.13M183.44M215.71M240.72M307.17M450.01M432.91M
Income from Continuing Operations 21.13M20.58M29.48M40.29M53.92M73.86M119.29M134.74M152.41M155.13M183.44M215.71M240.72M307.17M450.01M432.91M
Consolidated Net Income 21.13M20.58M29.48M40.29M53.92M73.86M119.29M134.74M152.41M155.13M183.44M215.71M240.72M307.17M450.01M432.91M
Income towards Parent Company 21.13M20.58M29.48M40.29M53.92M73.86M119.29M134.74M152.41M155.13M183.44M215.71M240.72M307.17M450.01M432.91M
Preferred Dividend Payments 0.31M0.31M0.31M0.31M
Net Income towards Common Stockholders 20.52M20.27M28.20M39.46M55.65M82.37M118.98M134.43M152.10M154.82M183.13M215.52M240.72M307.17M450.01M432.91M
Additional items
EPS (Basic) 2.311.882.453.000.971.351.872.112.412.503.013.644.045.157.827.61
EPS (Weighted Average and Diluted) 2.221.872.332.890.961.341.872.102.372.482.983.563.975.077.667.43
EBITDA 15.56M25.01M34.93M56.39M83.65M121.39M142.53M151.31M155.76M182.49M219.15M235.28M303.49M
Tax Rate 41.11%39.78%40.50%40.92%42.81%47.56%41.78%42.10%36.42%27.10%30.15%29.45%29.19%28.85%29.19%29.42%