AppTech Payments APCX Insider Ownership

OTC APCX

$0.16 -0.01 (-5.88%)

At close: Oct 15, 2026 · 4:00 PM EDT

Insider Holdings by Owner

5.74Mn Shares

Insider Ownership Statistics

as of 30 Sep, 2026

Insider Ownership

25.02%

▲+3.48% pp QoQ

Shares Held by Insiders

10.51Mn

filed for Sep 2026

▲+16.14% QoQ

Shares Outstanding

42.00Mn

42,003,934 shares

Direct Holdings

4.91Mn

Indirect: 5.60Mn

Net Shares Traded (QoQ)

+1.46Mn

net buying in Sep 2026

Insiders Holding Shares

with Form 4 holdings on file

Shares Owned by Insiders

Shares held % of outstanding

Latest —

Average ownership —

Peak ownership —

Shares Purchased/Sold by Insiders

Bought Sold

Latest quarter —

Net over range —

Buying quarters —

Insider Ownership Summary

Updated Oct 5, 2026

Across the past 12 months, open-market trades by AppTech Payments insiders were all purchases, totaling $361,643 (941.31K shares).

Counted by insider, open-market buying of APCX stock in the past 12 months came from 2 insiders, with no insider selling.
Among AppTech Payments' insiders, Albert L. Lord (Director) was the largest open-market buyer over the past 12 months, purchasing $351,590 of stock (911.31K shares), most recently on September 3, 2026.
Per Business Quant data, AppTech Payments insiders hold 10.51Mn shares in total based on their latest Form 4 filings, or 25.02% of the 42Mn shares outstanding; that total is up 16.14% from 9.05Mn shares at the end of Q2 2026.
Direct holdings account for 4.91Mn shares (46.73%) of APCX's insider total, and indirect holdings through trusts, partnerships and family members for 5.6Mn shares (53.27%).
APCX's insider total is spread across 3 insiders who have filed a Form 4 in the past two years.
APCX's largest insider holders by reported holdings are Albert L. Lord (Director, 7.81Mn shares), Thomas J. Kozlowski Jr. (Director, 2.64Mn shares) and Thomas Joseph Derosa (Chief Executive Officer, 56.1K shares).
Albert L. Lord holds 74.31% of the combined insider position in AppTech Payments.
Over the past 12 months, 2 insiders reported transactions in AppTech Payments stock in 13 Form 4 filings.
These insider figures for AppTech Payments are based on Form 4 filings through September 3, 2026.

Form 4 Holdings

Insiders Holding APCX

Insiders 10

Shares held 5.74Mn

Of outstanding 13.66%

#	Insider	Position	Direct	Indirect	Total	Share of Insiders	Last Filed
1	Ventures Ndigital	TenPercentOwner	2,347,905	0	2,347,905	40.9%	25 May, 2022
2	Albert L Lord	Director	0	1,460,000	1,460,000	25.4%	03 Sep, 2026
3	Thomas J. Jr. Kozlowski	Director	1,344,631	0	1,344,631	23.4%	16 Jun, 2025
4	William Huff	Director	95,636	0	95,636	1.7%	29 Dec, 2023
5	Marc D Evans	Corporate Secretary	92,608	0	92,608	1.6%	12 May, 2022
6	Christopher S Williams	Director	90,964	0	90,964	1.6%	29 Dec, 2023
7	Mengyin H Liang	Director	88,015	0	88,015	1.5%	29 Dec, 2023
8	Benjamin D Jenkins	Cto	44,162	42,105	86,267	1.5%	19 Sep, 2022
9	Michael A. O'Neal	Director	76,983	0	76,983	1.3%	29 Dec, 2023
10	Thomas Joseph Derosa	Chief Executive Officer	56,096	0	56,096	1.0%	05 Mar, 2026

Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.

Form 4 Filings

150 Insider Transactions

Source SEC Form 4

Latest quarter Sep 2026

Date	Insider	Position	Transaction	Shares	Price	Value	Shares Held After	Ownership
01 Sep, 2026	Albert L Lord	Director	Acquired P	20,000	$0.35	$7.08K	1,420,000	Indirect
02 Sep, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.17K	1,440,000	Indirect
03 Sep, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.14K	1,460,000	Indirect
27 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.34	$6.83K	1,360,000	Indirect
28 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.20K	1,380,000	Indirect
31 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.24K	1,400,000	Indirect
24 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.15K	1,300,000	Indirect
25 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.35	$7.05K	1,320,000	Indirect
26 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.36	$7.19K	1,340,000	Indirect
13 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.38	$7.60K	1,180,000	Indirect
14 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.39	$7.80K	1,200,000	Indirect
17 Aug, 2026	Albert L Lord	Director	Acquired P	20,000	$0.39	$7.82K	1,220,000	Indirect
02 Jun, 2026	Albert L Lord	Director	Acquired P	70,000	$0.39	$27.34K	3,370,000	Direct
03 Jun, 2026	Albert L Lord	Director	Acquired P	70,000	$0.48	$33.54K	3,440,000	Direct
04 Jun, 2026	Albert L Lord	Director	Acquired P	70,000	$0.49	$34.34K	3,510,000	Direct
04 Mar, 2026	Thomas Joseph Derosa	Chief Executive Officer	Acquired P	10,000	$0.33	$3.30K	56,096	Direct
04 Mar, 2026	Albert L Lord	Director	Acquired P	29,606	$0.32	$9.58K	3,300,000	Direct
27 Feb, 2026	Albert L Lord	Director	Acquired P	50,000	$0.32	$15.79K	3,220,394	Direct
02 Mar, 2026	Albert L Lord	Director	Acquired P	50,000	$0.31	$15.56K	3,270,394	Direct
26 Feb, 2026	Thomas Joseph Derosa	Chief Executive Officer	Acquired P	20,000	$0.34	$6.75K	46,096	Direct

Showing 1 to 20 of 150 transactions