Zions Bancorporation, National Association (ZION) Net Margin (2009 - 2026)
Zions Bancorporation, National Association (ZION) recorded Net Margin of 39.75% in Q2 2026, up 10.76 percentage points from 29.00% a year earlier and up 12.43 percentage points from the prior quarter.
Zions Bancorporation, National Association (ZION) Net Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Zions Bancorporation, National Association's Net Margin came in at 31.22% as of Jun 30, 2026, up 6.07 percentage points year-over-year; for FY2025, it came in at 26.44%, up 2.89 percentage points from FY2024.
- Annual Net Margin has a five-year change of +8.34 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 23.55% in FY2024 (+2.74 pp), 20.80% in FY2023 (-7.05 pp), 27.86% in FY2022 (-9.93 pp) and 37.79% in FY2021 (+19.69 pp).
- The Q2 2026 figure is the highest quarterly Net Margin since Q2 2021.
- On a year-over-year basis, Net Margin has increased for three consecutive quarters, with an average year-over-year change of +5.07 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 10.76 percentage points in Q2 2026, against a drop of 19.90 percentage points in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 27.33% (Q1 2026), 29.41% (Q4 2025) and 25.67% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | Zions Bancorporation, National Association | 1.60 Bn | 924.10 Mn | - | 29.74% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 29.74% |
| Jun 30, 2026 | 39.75% |
| Mar 31, 2026 | 27.33% |
| Dec 31, 2025 | 29.41% |
| Sep 30, 2025 | 25.67% |
| Jun 30, 2025 | 29.00% |
| Mar 31, 2025 | 21.26% |
| Dec 31, 2024 | 24.39% |
| Sep 30, 2024 | 25.76% |
| Jun 30, 2024 | 24.48% |
| Mar 31, 2024 | 19.27% |
| Dec 31, 2023 | 15.87% |
| Sep 30, 2023 | 21.96% |
| Jun 30, 2023 | 21.28% |
| Mar 31, 2023 | 23.60% |
| Dec 31, 2022 | 31.73% |
| Sep 30, 2022 | 25.48% |
| Jun 30, 2022 | 25.49% |
| Mar 31, 2022 | 28.43% |
| Dec 31, 2021 | 27.86% |
Zions Bancorporation, National Association Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ZION&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ZION", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ZION&period=max&api_key=YOUR_API_KEY");
const data = await res.json();