Zhibao Technology (ZBAO) Total Debt (2023 - 2025)
Zhibao Technology (ZBAO) posted Total Debt of $5.0 million for Q4 2025, up 66.08% sequentially from $3.0 million in Q2 2025, and up 6.38% YoY from $4.7 million in Q4 2024.
Zhibao Technology (ZBAO) Total Debt (2023 - 2025) Analysis & Trends
Zhibao Technology has reported Total Debt for 3 years, with the latest figure at $5.0 million in Q4 2025.
- Quarterly Total Debt rose 6.38% year-over-year to $5.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $5.0 million (up 6.38% YoY) and the FY2025 annual result came in at $3.0 million, down 18.08% from the prior year.
- Total Debt rose to $5.0 million in Q4 2025 per ZBAO's latest filing, from $3.0 million in the prior quarter.
- Over five years, Total Debt peaked at $5.0 million in Q4 2025 and troughed at $3.0 million in Q2 2025.
- A 3-year average of $4.0 million and a median of $3.8 million in 2023 frame the typical range for Total Debt.
- The sharpest annual moves came in 2024 and 2025: Total Debt rose 24.59% in 2024, then dropped 18.63% in 2025.
- Over 3 years, Total Debt stood at $3.8 million in 2023, then increased by 24.59% to $4.7 million in 2024, then increased by 6.38% to $5.0 million in 2025.
- According to Business Quant data, Total Debt over the past three periods registered $5.0 million, $3.0 million, and $4.7 million for Q4 2025, Q2 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | XChange TEC.INC | 265.99 Bn | 265.99 Bn | - | 164.41 Mn |
| 2 | Marsh & Mclennan Companies | 92.14 Bn | 79.94 Bn | 6.04 Bn | 21.21 Bn |
| 3 | Aon | 75.64 Bn | 74.37 Bn | - | 14.97 Bn |
| 4 | Arthur J. Gallagher | 67.55 Bn | 66.16 Bn | - | 13.48 Bn |
| 5 | Willis Towers Watson | 32.13 Bn | 30.47 Bn | 2.09 Bn | 6.53 Bn |
| 6 | Brown & Brown | 23.98 Bn | 23.06 Bn | 1.41 Bn | 7.76 Bn |
| 7 | Erie Indemnity | 12.29 Bn | 11.94 Bn | - | - |
| 8 | Neptune Insurance Holdings | 4.61 Bn | 4.59 Bn | - | 240.00 Mn |
| 9 | Accelerant Holdings | 4.28 Bn | 2.62 Bn | 285.20 Mn | 120.10 Mn |
| 10 | Zhibao Technology | 6.23 Mn | 1.20 Mn | - | 5.01 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.01 Mn |
| Jun 30, 2025 | 3.01 Mn |
| Dec 31, 2024 | 4.71 Mn |
| Jun 30, 2024 | 3.70 Mn |
| Dec 31, 2023 | 3.78 Mn |
| Jun 30, 2023 | 3.89 Mn |