Yiren Digital (YRD) Total Liabilities (2015 - 2025)
Yiren Digital (YRD) reported Total Liabilities of $589.8 million for Q4 2025, up 23.14% on a YoY basis from $478.9 million in Q4 2024, and down 17.8% quarter-over-quarter from $717.4 million in Q3 2025.
Yiren Digital (YRD) Total Liabilities (2015 - 2025) Analysis & Trends
Yiren Digital has reported Total Liabilities for 11 years, with the latest figure at $589.8 million in Q4 2025.
- For the quarter ending Q4 2025, Total Liabilities rose 23.14% year-over-year to $589.8 million; the trailing twelve-month figure through Dec 2025 stood at $589.8 million (up 23.14% YoY), and the FY2025 full-year result was $598.1 million, up 26.91% from the prior year.
- Total Liabilities for Q4 2025 stood at $589.8 million, down from $717.4 million in the prior quarter.
- The five-year high for Total Liabilities was $717.4 million in Q3 2025, with the low at $249.8 million in Q3 2023.
- Historically, Total Liabilities has averaged $433.1 million across 5 years, with a median of $452.2 million in 2024.
- Annual changes were most pronounced in 2021 — Total Liabilities dropped 29.7% — and 2024, when it surged 81.04%.
- Yiren Digital's Total Liabilities stood at $456.4 million in 2021, then dropped by 22.82% to $352.3 million in 2022, then slipped by 13.6% to $304.4 million in 2023, then jumped by 57.36% to $478.9 million in 2024, then increased by 23.14% to $589.8 million in 2025.
- The last three Total Liabilities figures came in at $589.8 million (Q4 2025), $717.4 million (Q3 2025), and $623.6 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 59.39 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 45.73 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 274.90 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 570.64 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 60.52 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 105.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 9.36 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 42.89 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 181.66 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 589.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 589.76 Mn |
| Sep 30, 2025 | 717.44 Mn |
| Jun 30, 2025 | 623.57 Mn |
| Mar 31, 2025 | 485.10 Mn |
| Dec 31, 2024 | 478.94 Mn |
| Sep 30, 2024 | 452.16 Mn |
| Jun 30, 2024 | 392.43 Mn |
| Mar 31, 2024 | 330.45 Mn |
| Dec 31, 2023 | 304.35 Mn |
| Sep 30, 2023 | 249.76 Mn |
| Jun 30, 2023 | 328.80 Mn |
| Mar 31, 2023 | 313.59 Mn |
| Dec 31, 2022 | 352.25 Mn |
| Sep 30, 2022 | 342.84 Mn |
| Jun 30, 2022 | 409.15 Mn |
| Dec 31, 2021 | 456.40 Mn |
| Sep 30, 2021 | 475.67 Mn |
| Jun 30, 2021 | 470.42 Mn |
| Mar 31, 2021 | 455.91 Mn |
| Dec 31, 2020 | 441.30 Mn |