Yiren Digital (YRD) Total Liabilities (2015 - 2025)

Yiren Digital (YRD) reported Total Liabilities of $589.8 million for Q4 2025, up 23.14% on a YoY basis from $478.9 million in Q4 2024, and down 17.8% quarter-over-quarter from $717.4 million in Q3 2025.

Yiren Digital (YRD) Total Liabilities (2015 - 2025) Analysis & Trends

Yiren Digital has reported Total Liabilities for 11 years, with the latest figure at $589.8 million in Q4 2025.

  • For the quarter ending Q4 2025, Total Liabilities rose 23.14% year-over-year to $589.8 million; the trailing twelve-month figure through Dec 2025 stood at $589.8 million (up 23.14% YoY), and the FY2025 full-year result was $598.1 million, up 26.91% from the prior year.
  • Total Liabilities for Q4 2025 stood at $589.8 million, down from $717.4 million in the prior quarter.
  • The five-year high for Total Liabilities was $717.4 million in Q3 2025, with the low at $249.8 million in Q3 2023.
  • Historically, Total Liabilities has averaged $433.1 million across 5 years, with a median of $452.2 million in 2024.
  • Annual changes were most pronounced in 2021 — Total Liabilities dropped 29.7% — and 2024, when it surged 81.04%.
  • Yiren Digital's Total Liabilities stood at $456.4 million in 2021, then dropped by 22.82% to $352.3 million in 2022, then slipped by 13.6% to $304.4 million in 2023, then jumped by 57.36% to $478.9 million in 2024, then increased by 23.14% to $589.8 million in 2025.
  • The last three Total Liabilities figures came in at $589.8 million (Q4 2025), $717.4 million (Q3 2025), and $623.6 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Liabilities (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.39 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 45.73 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 274.90 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 570.64 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 60.52 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 105.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 9.36 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 42.89 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 181.66 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 589.76 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 589.76 Mn
Sep 30, 2025 717.44 Mn
Jun 30, 2025 623.57 Mn
Mar 31, 2025 485.10 Mn
Dec 31, 2024 478.94 Mn
Sep 30, 2024 452.16 Mn
Jun 30, 2024 392.43 Mn
Mar 31, 2024 330.45 Mn
Dec 31, 2023 304.35 Mn
Sep 30, 2023 249.76 Mn
Jun 30, 2023 328.80 Mn
Mar 31, 2023 313.59 Mn
Dec 31, 2022 352.25 Mn
Sep 30, 2022 342.84 Mn
Jun 30, 2022 409.15 Mn
Dec 31, 2021 456.40 Mn
Sep 30, 2021 475.67 Mn
Jun 30, 2021 470.42 Mn
Mar 31, 2021 455.91 Mn
Dec 31, 2020 441.30 Mn