Yiren Digital (YRD) Short term Debt (2018 - 2025)
Yiren Digital's (YRD) quarterly Short term Debt came in at $1.3 million in Q4 2025, down 1.4% quarter-over-quarter from $1.3 million in Q3 2025.
Yiren Digital (YRD) Short term Debt (2018 - 2025) Analysis & Trends
Yiren Digital (YRD) has reported Short term Debt for 7 consecutive years, with $1.3 million the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Short term Debt changed N/A year-over-year to $1.3 million; the trailing twelve-month figure through Dec 2025 stood at $1.3 million (changed N/A YoY), and the FY2025 full-year result was $1.3 million, changed N/A from the prior year.
- Short term Debt declined to $1.3 million in Q4 2025 per YRD's latest filing, from $1.3 million in the prior quarter.
- Across five years, Short term Debt topped out at $161.2 million in Q3 2021 and bottomed at $1.3 million in Q4 2025.
- Historically, Short term Debt has averaged $92.1 million across 4 years, with a median of $108.0 million in 2022.
- The sharpest annual moves came in 2022 and 2023: Short term Debt declined 10.11% in 2022, then tumbled 58.34% in 2023.
- Over 4 years, Short term Debt stood at $120.1 million in 2021, then decreased by 10.11% to $108.0 million in 2022, then slumped by 49.92% to $54.1 million in 2023, then slumped by 97.63% to $1.3 million in 2025.
- According to Business Quant data, Short term Debt over the past three periods registered $1.3 million, $1.3 million, and $54.1 million for Q4 2025, Q3 2025, and Q2 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Mn |
| Sep 30, 2025 | 1.30 Mn |
| Jun 30, 2023 | 54.07 Mn |
| Mar 31, 2023 | 57.09 Mn |
| Dec 31, 2022 | 107.97 Mn |
| Sep 30, 2022 | 107.95 Mn |
| Jun 30, 2022 | 129.78 Mn |
| Dec 31, 2021 | 120.11 Mn |
| Sep 30, 2021 | 161.19 Mn |
| Jun 30, 2021 | 150.02 Mn |
| Mar 31, 2021 | 121.98 Mn |
| Dec 31, 2020 | 155.21 Mn |
| Dec 31, 2019 | 71.01 Mn |
| Dec 31, 2018 | 46.86 Mn |
Yiren Digital Short term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();