Yiren Digital (YRD) Receivables - Net (2015 - 2025)
Yiren Digital (YRD) reported Receivables - Net of $116.5 million for Q4 2025, up 47.68% on a YoY basis from $78.9 million in Q4 2024, and up 4.1% quarter-over-quarter from $111.9 million in Q3 2025.
Yiren Digital (YRD) Receivables - Net (2015 - 2025) Analysis & Trends
Yiren Digital has reported Receivables - Net for 11 years, with the latest figure at $116.5 million in Q4 2025.
- For the quarter ending Q4 2025, Receivables - Net rose 47.68% year-over-year to $116.5 million; the trailing twelve-month figure through Dec 2025 stood at $116.5 million (up 47.68% YoY), and the FY2025 full-year result was $118.1 million, up 52.21% from the prior year.
- Receivables - Net for Q4 2025 stood at $116.5 million, up from $111.9 million in the prior quarter.
- The five-year high for Receivables - Net was $116.5 million in Q4 2025, with the low at $22.6 million in Q1 2021.
- Historically, Receivables - Net has averaged $65.2 million across 5 years, with a median of $67.7 million in 2023.
- Annual changes were most pronounced in 2021 — Receivables - Net soared 815.89% — and 2022, when it tumbled 34.87%.
- Yiren Digital's Receivables - Net stood at $47.7 million in 2021, then plunged by 34.87% to $31.1 million in 2022, then soared by 123.04% to $69.3 million in 2023, then climbed by 13.8% to $78.9 million in 2024, then soared by 47.68% to $116.5 million in 2025.
- The last three Receivables - Net figures came in at $116.5 million (Q4 2025), $111.9 million (Q3 2025), and $77.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 116.48 Mn |
| Dec 31, 2025 | 116.48 Mn |
| Sep 30, 2025 | 111.89 Mn |
| Sep 30, 2025 | 111.89 Mn |
| Jun 30, 2025 | 77.29 Mn |
| Jun 30, 2025 | 77.29 Mn |
| Mar 31, 2025 | 80.41 Mn |
| Mar 31, 2025 | 80.41 Mn |
| Dec 31, 2024 | 78.87 Mn |
| Dec 31, 2024 | 78.87 Mn |
| Sep 30, 2024 | 95.30 Mn |
| Sep 30, 2024 | 95.30 Mn |
| Jun 30, 2024 | 90.09 Mn |
| Jun 30, 2024 | 90.09 Mn |
| Mar 31, 2024 | 84.59 Mn |
| Mar 31, 2024 | 84.59 Mn |
| Dec 31, 2023 | 69.31 Mn |
| Dec 31, 2023 | 69.31 Mn |
| Sep 30, 2023 | 59.32 Mn |
| Sep 30, 2023 | 59.32 Mn |