Yiren Digital (YRD) Receivables (2015 - 2025)
Yiren Digital (YRD) reported Receivables of $203.8 million for Q4 2025, down 7.08% on a YoY basis from $219.3 million in Q4 2024, and down 28.31% quarter-over-quarter from $284.3 million in Q3 2025.
Yiren Digital (YRD) Receivables (2015 - 2025) Analysis & Trends
Yiren Digital has reported Receivables for 11 years, with the latest figure at $203.8 million in Q4 2025.
- For the quarter ending Q4 2025, Receivables fell 7.08% year-over-year to $203.8 million; the trailing twelve-month figure through Dec 2025 stood at $203.8 million (down 7.08% YoY), and the FY2025 full-year result was $203.8 million, down 5.58% from the prior year.
- Receivables for Q4 2025 stood at $203.8 million, down from $284.3 million in the prior quarter.
- The five-year high for Receivables was $284.3 million in Q3 2025, with the low at $109.3 million in Q3 2022.
- Historically, Receivables has averaged $194.3 million across 5 years, with a median of $203.8 million in 2025.
- Annual changes were most pronounced in 2022 — Receivables slumped 51.43% — and 2023, when it surged 72.11%.
- Yiren Digital's Receivables stood at $185.2 million in 2021, then plunged by 35.65% to $119.2 million in 2022, then jumped by 72.11% to $205.1 million in 2023, then grew by 6.91% to $219.3 million in 2024, then fell by 7.08% to $203.8 million in 2025.
- The last three Receivables figures came in at $203.8 million (Q4 2025), $284.3 million (Q3 2025), and $261.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 5.54 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 5.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 40.34 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 230.70 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 3.03 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 203.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 203.80 Mn |
| Sep 30, 2025 | 284.28 Mn |
| Jun 30, 2025 | 261.45 Mn |
| Mar 31, 2025 | 234.01 Mn |
| Dec 31, 2024 | 219.33 Mn |
| Sep 30, 2024 | 225.90 Mn |
| Jun 30, 2024 | 222.53 Mn |
| Mar 31, 2024 | 222.27 Mn |
| Dec 31, 2023 | 205.15 Mn |
| Sep 30, 2023 | 174.04 Mn |
| Jun 30, 2023 | 163.44 Mn |
| Mar 31, 2023 | 135.48 Mn |
| Dec 31, 2022 | 119.20 Mn |
| Sep 30, 2022 | 109.31 Mn |
| Jun 30, 2022 | 139.15 Mn |
| Dec 31, 2021 | 185.23 Mn |
| Sep 30, 2021 | 225.07 Mn |
| Jun 30, 2021 | 200.11 Mn |
| Mar 31, 2021 | 162.72 Mn |
| Dec 31, 2020 | 151.91 Mn |