Yiren Digital (YRD) Receivables (2015 - 2025)

Yiren Digital (YRD) reported Receivables of $203.8 million for Q4 2025, down 7.08% on a YoY basis from $219.3 million in Q4 2024, and down 28.31% quarter-over-quarter from $284.3 million in Q3 2025.

Yiren Digital (YRD) Receivables (2015 - 2025) Analysis & Trends

Yiren Digital has reported Receivables for 11 years, with the latest figure at $203.8 million in Q4 2025.

  • For the quarter ending Q4 2025, Receivables fell 7.08% year-over-year to $203.8 million; the trailing twelve-month figure through Dec 2025 stood at $203.8 million (down 7.08% YoY), and the FY2025 full-year result was $203.8 million, down 5.58% from the prior year.
  • Receivables for Q4 2025 stood at $203.8 million, down from $284.3 million in the prior quarter.
  • The five-year high for Receivables was $284.3 million in Q3 2025, with the low at $109.3 million in Q3 2022.
  • Historically, Receivables has averaged $194.3 million across 5 years, with a median of $203.8 million in 2025.
  • Annual changes were most pronounced in 2022 — Receivables slumped 51.43% — and 2023, when it surged 72.11%.
  • Yiren Digital's Receivables stood at $185.2 million in 2021, then plunged by 35.65% to $119.2 million in 2022, then jumped by 72.11% to $205.1 million in 2023, then grew by 6.91% to $219.3 million in 2024, then fell by 7.08% to $203.8 million in 2025.
  • The last three Receivables figures came in at $203.8 million (Q4 2025), $284.3 million (Q3 2025), and $261.4 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Receivables (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 5.54 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 5.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 40.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 230.70 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 3.03 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 203.80 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 203.80 Mn
Sep 30, 2025 284.28 Mn
Jun 30, 2025 261.45 Mn
Mar 31, 2025 234.01 Mn
Dec 31, 2024 219.33 Mn
Sep 30, 2024 225.90 Mn
Jun 30, 2024 222.53 Mn
Mar 31, 2024 222.27 Mn
Dec 31, 2023 205.15 Mn
Sep 30, 2023 174.04 Mn
Jun 30, 2023 163.44 Mn
Mar 31, 2023 135.48 Mn
Dec 31, 2022 119.20 Mn
Sep 30, 2022 109.31 Mn
Jun 30, 2022 139.15 Mn
Dec 31, 2021 185.23 Mn
Sep 30, 2021 225.07 Mn
Jun 30, 2021 200.11 Mn
Mar 31, 2021 162.72 Mn
Dec 31, 2020 151.91 Mn