Yiren Digital (YRD) Operating Leases (2019 - 2025)

Yiren Digital (YRD) reported Operating Leases of $5.6 million for Q4 2025, down 1.23% on a YoY basis from $5.7 million in Q4 2024, and down 6.31% quarter-over-quarter from $6.0 million in Q3 2025.

Yiren Digital (YRD) Operating Leases (2019 - 2025) Analysis & Trends

Yiren Digital has reported Operating Leases for 7 years, with the latest figure at $5.6 million in Q4 2025.

  • For the quarter ending Q4 2025, Operating Leases fell 1.23% year-over-year to $5.6 million; the trailing twelve-month figure through Dec 2025 stood at $5.6 million (down 1.23% YoY), and the FY2025 full-year result was $5.7 million, up 1.79% from the prior year.
  • Operating Leases for Q4 2025 stood at $5.6 million, down from $6.0 million in the prior quarter.
  • The five-year high for Operating Leases was $11.7 million in Q1 2021, with the low at $2.2 million in Q3 2024.
  • Historically, Operating Leases has averaged $5.8 million across 5 years, with a median of $5.3 million in 2025.
  • Annual changes were most pronounced in 2021 — Operating Leases plunged 68.01% — and 2025, when it soared 175.71%.
  • Yiren Digital's Operating Leases stood at $11.3 million in 2021, then tumbled by 56.08% to $5.0 million in 2022, then tumbled by 33.69% to $3.3 million in 2023, then soared by 72.79% to $5.7 million in 2024, then decreased by 1.23% to $5.6 million in 2025.
  • The last three Operating Leases figures came in at $5.6 million (Q4 2025), $6.0 million (Q3 2025), and $5.3 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 5.61 Mn
Sep 30, 2025 5.98 Mn
Jun 30, 2025 5.34 Mn
Mar 31, 2025 5.21 Mn
Dec 31, 2024 5.68 Mn
Sep 30, 2024 2.17 Mn
Jun 30, 2024 2.65 Mn
Mar 31, 2024 2.64 Mn
Dec 31, 2023 3.28 Mn
Sep 30, 2023 3.80 Mn
Jun 30, 2023 3.71 Mn
Mar 31, 2023 4.41 Mn
Dec 31, 2022 4.95 Mn
Sep 30, 2022 5.76 Mn
Jun 30, 2022 7.42 Mn
Dec 31, 2021 11.28 Mn
Sep 30, 2021 8.26 Mn
Jun 30, 2021 10.86 Mn
Mar 31, 2021 11.71 Mn
Dec 31, 2020 12.35 Mn