Yiren Digital (YRD) Operating Leases (2019 - 2025)
Yiren Digital (YRD) reported Operating Leases of $5.6 million for Q4 2025, down 1.23% on a YoY basis from $5.7 million in Q4 2024, and down 6.31% quarter-over-quarter from $6.0 million in Q3 2025.
Yiren Digital (YRD) Operating Leases (2019 - 2025) Analysis & Trends
Yiren Digital has reported Operating Leases for 7 years, with the latest figure at $5.6 million in Q4 2025.
- For the quarter ending Q4 2025, Operating Leases fell 1.23% year-over-year to $5.6 million; the trailing twelve-month figure through Dec 2025 stood at $5.6 million (down 1.23% YoY), and the FY2025 full-year result was $5.7 million, up 1.79% from the prior year.
- Operating Leases for Q4 2025 stood at $5.6 million, down from $6.0 million in the prior quarter.
- The five-year high for Operating Leases was $11.7 million in Q1 2021, with the low at $2.2 million in Q3 2024.
- Historically, Operating Leases has averaged $5.8 million across 5 years, with a median of $5.3 million in 2025.
- Annual changes were most pronounced in 2021 — Operating Leases plunged 68.01% — and 2025, when it soared 175.71%.
- Yiren Digital's Operating Leases stood at $11.3 million in 2021, then tumbled by 56.08% to $5.0 million in 2022, then tumbled by 33.69% to $3.3 million in 2023, then soared by 72.79% to $5.7 million in 2024, then decreased by 1.23% to $5.6 million in 2025.
- The last three Operating Leases figures came in at $5.6 million (Q4 2025), $6.0 million (Q3 2025), and $5.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.61 Mn |
| Sep 30, 2025 | 5.98 Mn |
| Jun 30, 2025 | 5.34 Mn |
| Mar 31, 2025 | 5.21 Mn |
| Dec 31, 2024 | 5.68 Mn |
| Sep 30, 2024 | 2.17 Mn |
| Jun 30, 2024 | 2.65 Mn |
| Mar 31, 2024 | 2.64 Mn |
| Dec 31, 2023 | 3.28 Mn |
| Sep 30, 2023 | 3.80 Mn |
| Jun 30, 2023 | 3.71 Mn |
| Mar 31, 2023 | 4.41 Mn |
| Dec 31, 2022 | 4.95 Mn |
| Sep 30, 2022 | 5.76 Mn |
| Jun 30, 2022 | 7.42 Mn |
| Dec 31, 2021 | 11.28 Mn |
| Sep 30, 2021 | 8.26 Mn |
| Jun 30, 2021 | 10.86 Mn |
| Mar 31, 2021 | 11.71 Mn |
| Dec 31, 2020 | 12.35 Mn |