Yiren Digital (YRD) Non Operating Income (2016 - 2025)
Yiren Digital's (YRD) quarterly Non Operating Income came in at -$4.9 million in Q4 2025, down 176.82% on a YoY basis from $6.4 million in Q4 2024, and down 118.9% quarter-over-quarter from $26.1 million in Q3 2025.
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Analysis
Yiren Digital (YRD) Non Operating Income (2016 - 2025) Analysis & Trends
Yiren Digital (YRD) has reported Non Operating Income for 8 consecutive years, with -$4.9 million the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Non Operating Income fell 176.82% year-over-year to -$4.9 million; the trailing twelve-month figure through Dec 2025 stood at $25.8 million (down 13.56% YoY), and the FY2025 full-year result was $26.3 million, down 10.74% from the prior year.
- Non Operating Income eased to -$4.9 million in Q4 2025 per YRD's latest filing, from $26.1 million in the prior quarter.
- Across five years, Non Operating Income topped out at $26.1 million in Q3 2025 and bottomed at -$5.1 million in Q1 2021.
- Historically, Non Operating Income has averaged $2.7 million across 5 years, with a median of $1.4 million in 2022.
- The sharpest annual moves came in 2021 and 2024: Non Operating Income plunged 417.09% in 2021, then surged 1603.28% in 2024.
- Over 5 years, Non Operating Income stood at -$531949.0 in 2021, then soared by 439.88% to $1.8 million in 2022, then surged by 94.63% to $3.5 million in 2023, then soared by 82.18% to $6.4 million in 2024, then tumbled by 176.82% to -$4.9 million in 2025.
- According to Business Quant data, Non Operating Income over the past three periods registered -$4.9 million, $26.1 million, and $9.3 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non Op. Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -4.93 Mn |
| Sep 30, 2025 | 26.05 Mn |
| Jun 30, 2025 | 9.31 Mn |
| Mar 31, 2025 | -4.62 Mn |
| Dec 31, 2024 | 6.41 Mn |
| Sep 30, 2024 | 8.67 Mn |
| Jun 30, 2024 | 8.72 Mn |
| Mar 31, 2024 | 6.08 Mn |
| Dec 31, 2023 | 3.52 Mn |
| Sep 30, 2023 | 3.14 Mn |
| Jun 30, 2023 | -580,000.00 |
| Mar 31, 2023 | 1.01 Mn |
| Dec 31, 2022 | 1.81 Mn |
| Sep 30, 2022 | 666,000.00 |
| Jun 30, 2022 | 2.99 Mn |
| Mar 31, 2022 | -2.11 Mn |
| Dec 31, 2021 | -531,949.02 |
| Sep 30, 2021 | -2.82 Mn |
| Jun 30, 2021 | -4.50 Mn |
| Mar 31, 2021 | -5.13 Mn |
API Access
Yiren Digital Non Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-operating-income&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-operating-income", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=non-operating-income&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();