Yiren Digital (YRD) Interest & Investment Income (2015 - 2026)
Yiren Digital's (YRD) quarterly Interest & Investment Income came in at $1.8 million in Q1 2026, down 42.54% on a YoY basis from $3.2 million in Q1 2025, and up 122.76% quarter-over-quarter from -$8.0 million in Q4 2025.
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Analysis
Yiren Digital (YRD) Interest & Investment Income (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Interest & Investment Income for 9 consecutive years, with $1.8 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Interest & Investment Income fell 42.54% year-over-year to $1.8 million; the trailing twelve-month figure through Mar 2026 stood at -$262134.1 (down 105.8% YoY), and the FY2025 full-year result was $1.1 million, down 92.26% from the prior year.
- Interest & Investment Income rose to $1.8 million in Q1 2026 per YRD's latest filing, from -$8.0 million in the prior quarter.
- Across five years, Interest & Investment Income topped out at $3.9 million in Q4 2023 and bottomed at -$8.0 million in Q4 2025.
- Historically, Interest & Investment Income has averaged $695622.3 across 5 years, with a median of $2.0 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Interest & Investment Income jumped 6502.01% in 2023, then sank 228.03% in 2024.
- Over 5 years, Interest & Investment Income stood at $499000.0 in 2022, then surged by 686.76% to $3.9 million in 2023, then plunged by 228.03% to -$5.0 million in 2024, then tumbled by 58.41% to -$8.0 million in 2025, then jumped by 122.76% to $1.8 million in 2026.
- According to Business Quant data, Interest & Investment Income over the past three periods registered $1.8 million, -$8.0 million, and $2.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int & Inv Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -6.55 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 417,000.00 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | - |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 526.72 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 2.79 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 1.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.81 Mn |
| Dec 31, 2025 | -7.96 Mn |
| Sep 30, 2025 | 2.77 Mn |
| Jun 30, 2025 | 3.12 Mn |
| Mar 31, 2025 | 3.15 Mn |
| Dec 31, 2024 | -5.03 Mn |
| Sep 30, 2024 | 2.90 Mn |
| Jun 30, 2024 | 3.50 Mn |
| Dec 31, 2023 | 3.93 Mn |
| Sep 30, 2023 | 3.54 Mn |
| Jun 30, 2023 | 1.45 Mn |
| Mar 31, 2023 | 2.11 Mn |
| Dec 31, 2022 | 499,000.00 |
| Sep 30, 2022 | -55,263.93 |
| Jun 30, 2022 | -574,742.63 |
| Mar 31, 2022 | -4.03 Mn |
| Dec 31, 2021 | -2.82 Mn |
| Jun 30, 2017 | 4.04 Mn |
| Mar 31, 2017 | 3.51 Mn |
| Dec 31, 2016 | 2.13 Mn |
API Access
Yiren Digital Interest & Investment Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-and-investment-income&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-and-investment-income", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-and-investment-income&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();