Yiren Digital (YRD) Change in Receivables (2023 - 2025)
Yiren Digital (YRD) reported Change in Receivables of $117.4 million for Q4 2025, up 77.91% on a YoY basis from $66.0 million in Q4 2024, and up 16.76% quarter-over-quarter from $100.6 million in Q3 2025.
Yiren Digital (YRD) Change in Receivables (2023 - 2025) Analysis & Trends
Yiren Digital has reported Change in Receivables for 3 years, with the latest figure at $117.4 million in Q4 2025.
- For the quarter ending Q4 2025, Change in Receivables rose 77.91% year-over-year to $117.4 million; the trailing twelve-month figure through Dec 2025 stood at $117.4 million (up 77.91% YoY), and the FY2025 full-year result was $119.1 million, up 83.36% from the prior year.
- Change in Receivables for Q4 2025 stood at $117.4 million, up from $100.6 million in the prior quarter.
- The five-year high for Change in Receivables was $117.4 million in Q4 2025, with the low at $401384.6 in Q4 2023.
- Historically, Change in Receivables has averaged $62.0 million across 3 years, with a median of $66.0 million in 2024.
- Annual changes were most pronounced in 2024 — Change in Receivables jumped 16344.73% — and 2025, when it jumped 77.91%.
- Yiren Digital's Change in Receivables stood at $401384.6 in 2023, then jumped by 16344.73% to $66.0 million in 2024, then jumped by 77.91% to $117.4 million in 2025.
- The last three Change in Receivables figures came in at $117.4 million (Q4 2025), $100.6 million (Q3 2025), and $91.6 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 128.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 110.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 2.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -35.55 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 117.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 117.43 Mn |
| Dec 31, 2025 | 117.43 Mn |
| Sep 30, 2025 | 100.58 Mn |
| Sep 30, 2025 | 100.58 Mn |
| Jun 30, 2025 | 91.58 Mn |
| Jun 30, 2025 | 91.58 Mn |
| Mar 31, 2025 | 85.47 Mn |
| Mar 31, 2025 | 85.47 Mn |
| Dec 31, 2024 | 66.01 Mn |
| Dec 31, 2024 | 66.01 Mn |
| Sep 30, 2024 | 55.80 Mn |
| Sep 30, 2024 | 55.80 Mn |
| Jun 30, 2024 | 35.88 Mn |
| Jun 30, 2024 | 35.88 Mn |
| Mar 31, 2024 | 5.10 Mn |
| Mar 31, 2024 | 5.10 Mn |
| Dec 31, 2023 | 401,384.57 |
| Dec 31, 2023 | 401,384.57 |