Yiren Digital (YRD) Beginning Cash Balance (2015 - 2026)
Yiren Digital's (YRD) quarterly Beginning Cash Balance came in at $561.2 million in Q1 2026, down 0.72% on a YoY basis from $565.2 million in Q1 2025, and down 10.3% quarter-over-quarter from $625.6 million in Q3 2025.
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Analysis
Yiren Digital (YRD) Beginning Cash Balance (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Beginning Cash Balance for 10 consecutive years, with $561.2 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Beginning Cash Balance fell 0.72% year-over-year to $561.2 million; the trailing twelve-month figure through Mar 2026 stood at $561.2 million (down 0.72% YoY), and the FY2024 full-year result was $830.0 million, up 5.69% from the prior year.
- Beginning Cash Balance declined to $561.2 million in Q1 2026 per YRD's latest filing, from $625.6 million in the prior quarter.
- Across five years, Beginning Cash Balance topped out at $863.3 million in Q3 2024 and bottomed at $439.7 million in Q2 2022.
- Historically, Beginning Cash Balance has averaged $668.5 million across 5 years, with a median of $630.3 million in 2023.
- The sharpest annual moves came in 2023 and 2025: Beginning Cash Balance surged 60.96% in 2023, then slumped 32.64% in 2025.
- Over 5 years, Beginning Cash Balance stood at $514.8 million in 2022, then surged by 50.43% to $774.4 million in 2023, then increased by 8.92% to $843.5 million in 2024, then declined by 25.83% to $625.6 million in 2025, then slipped by 10.3% to $561.2 million in 2026.
- According to Business Quant data, Beginning Cash Balance over the past three periods registered $561.2 million, $625.6 million, and $608.1 million for Q1 2026, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 561.15 Mn |
| Sep 30, 2025 | 625.60 Mn |
| Jun 30, 2025 | 608.13 Mn |
| Mar 31, 2025 | 565.21 Mn |
| Dec 31, 2024 | 843.45 Mn |
| Sep 30, 2024 | 863.34 Mn |
| Jun 30, 2024 | 833.69 Mn |
| Mar 31, 2024 | 839.11 Mn |
| Dec 31, 2023 | 774.41 Mn |
| Sep 30, 2023 | 798.32 Mn |
| Jun 30, 2023 | 707.77 Mn |
| Mar 31, 2023 | 634.97 Mn |
| Dec 31, 2022 | 514.80 Mn |
| Sep 30, 2022 | 622.40 Mn |
| Jun 30, 2022 | 439.73 Mn |
| Mar 31, 2022 | 464.07 Mn |
| Dec 31, 2021 | 423.42 Mn |
| Sep 30, 2021 | 420.14 Mn |
| Jun 30, 2021 | 419.28 Mn |
| Mar 31, 2021 | 413.19 Mn |
API Access
Yiren Digital Beginning Cash Balance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=beginning-cash-balance&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "beginning-cash-balance", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=beginning-cash-balance&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();