XP Inc. XP
NASDAQ XP
$15.14 +0.36 (+2.44%)
At close: Nov 6, 2026 · 4:00 PM EST

Xp (XP) Return on Assets [ROA] (2020 - 2026)

Updated

Xp (XP) recorded Return on Assets [ROA] of 1.46% in Q2 2026, unchanged from 1.46% a year earlier and up 0.05 percentage points from the prior quarter.

Analysis

Xp (XP) Return on Assets [ROA] (2020 - 2026) Analysis & Trends

For FY2025, Xp reported Return on Assets [ROA] of 1.36%, down 0.10 percentage points from FY2024.

  • Annual Return on Assets [ROA] has declined for four straight years, with a five-year change of -1.35 percentage points (FY2020 to FY2025).
  • Across earlier years, Return on Assets [ROA] came in at 1.46% in FY2024 (-0.35 pp), 1.81% in FY2023 (-0.40 pp), 2.21% in FY2022 (-0.80 pp) and 3.01% in FY2021 (+0.30 pp).
  • Quarterly Return on Assets [ROA] has ranged from 1.14% in Q4 2023 to 2.81% in Q4 2021 over the past five years.
  • On a year-over-year basis, Return on Assets [ROA] rose in four of the last eight quarters, with an average year-over-year change of +0.05 percentage points.
  • Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 0.60 percentage points in Q4 2024, against a drop of 1.52 percentage points in Q3 2021 at the low end.
  • Per Business Quant, the preceding three quarters came in at 1.40% (Q1 2026), 1.40% (Q4 2025) and 1.35% (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROA (Qtr)
1 Cme 109.59 Bn 97.93 Bn - 2.28%
2 Bank of New York Mellon 100.46 Bn 34.08 Bn - 1.29%
3 Intercontinental Exchange 97.18 Bn 90.07 Bn - 2.41%
4 Robinhood Markets 72.63 Bn 52.17 Bn - 3.48%
5 Nasdaq 59.89 Bn 57.32 Bn 1.48 Bn 7.61%
6 State Street 45.42 Bn 45.42 Bn - 0.90%
7 Cboe Global Markets 36.91 Bn 27.39 Bn 712.20 Mn 13.56%
8 Interactive Brokers 34.30 Bn 10.61 Bn - 2.06%
9 Northern Trust 31.46 Bn 31.46 Bn - 1.40%
10 Xp 7.99 Bn -13.84 Bn 662.48 Mn 1.13%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.13%
Mar 31, 2026 1.05%
Dec 31, 2025 0.99%
Sep 30, 2025 1.37%
Jun 30, 2025 1.44%
Mar 31, 2025 1.73%
Dec 31, 2024 1.79%
Sep 30, 2024 1.73%
Jun 30, 2024 1.83%
Mar 31, 2024 1.64%
Dec 31, 2023 1.65%
Sep 30, 2023 1.90%
Jun 30, 2023 1.91%
Mar 31, 2023 2.12%
Dec 31, 2022 2.24%
Sep 30, 2022 2.42%
Jun 30, 2022 2.40%
Mar 31, 2022 2.83%
Dec 31, 2021 3.37%
Sep 30, 2021 2.98%
API Access

Xp Return on Assets [ROA] API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=XP&period=max&api_key=YOUR_API_KEY