Xp (XP) Return on Assets [ROA] (2020 - 2026)
Xp (XP) recorded Return on Assets [ROA] of 1.46% in Q2 2026, unchanged from 1.46% a year earlier and up 0.05 percentage points from the prior quarter.
Xp (XP) Return on Assets [ROA] (2020 - 2026) Analysis & Trends
For FY2025, Xp reported Return on Assets [ROA] of 1.36%, down 0.10 percentage points from FY2024.
- Annual Return on Assets [ROA] has declined for four straight years, with a five-year change of -1.35 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Assets [ROA] came in at 1.46% in FY2024 (-0.35 pp), 1.81% in FY2023 (-0.40 pp), 2.21% in FY2022 (-0.80 pp) and 3.01% in FY2021 (+0.30 pp).
- Quarterly Return on Assets [ROA] has ranged from 1.14% in Q4 2023 to 2.81% in Q4 2021 over the past five years.
- On a year-over-year basis, Return on Assets [ROA] rose in four of the last eight quarters, with an average year-over-year change of +0.05 percentage points.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 0.60 percentage points in Q4 2024, against a drop of 1.52 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.40% (Q1 2026), 1.40% (Q4 2025) and 1.35% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Cme | 109.61 Bn | 97.94 Bn | - | 2.28% |
| 2 | Bank of New York Mellon | 101.51 Bn | 101.51 Bn | - | 1.29% |
| 3 | Intercontinental Exchange | 96.72 Bn | 96.72 Bn | - | 2.41% |
| 4 | Robinhood Markets | 75.49 Bn | 55.03 Bn | - | 3.48% |
| 5 | Nasdaq | 60.52 Bn | 57.96 Bn | 1.48 Bn | 7.61% |
| 6 | State Street | 46.36 Bn | 46.36 Bn | - | 0.90% |
| 7 | Cboe Global Markets | 36.53 Bn | 28.19 Bn | 731.60 Mn | 12.48% |
| 8 | Interactive Brokers | 33.58 Bn | 33.58 Bn | - | 2.06% |
| 9 | Northern Trust | 31.09 Bn | 31.09 Bn | - | 1.40% |
| 10 | Xp | 7.39 Bn | -14.44 Bn | 105.39 Mn | 1.48% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.48% |
| Mar 31, 2026 | 1.42% |
| Dec 31, 2025 | 1.40% |
| Sep 30, 2025 | 1.31% |
| Jun 30, 2025 | 1.43% |
| Mar 31, 2025 | 1.72% |
| Dec 31, 2024 | 1.78% |
| Sep 30, 2024 | 1.38% |
| Jun 30, 2024 | 1.46% |
| Mar 31, 2024 | 1.27% |
| Dec 31, 2023 | 1.24% |
| Sep 30, 2023 | 1.57% |
| Jun 30, 2023 | 1.55% |
| Mar 31, 2023 | 1.72% |
| Dec 31, 2022 | 1.82% |
| Sep 30, 2022 | 2.42% |
| Jun 30, 2022 | 2.40% |
| Mar 31, 2022 | 2.83% |
| Dec 31, 2021 | 3.37% |
| Sep 30, 2021 | 2.98% |
Xp Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=XP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "XP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=XP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();