White Mountains Insurance (WTM) FCF Margin (2009 - 2026)
White Mountains Insurance's FCF Margin was -6.57% in Q2 2026, down 32.33 percentage points from 25.75% a year earlier and down 12.46 percentage points from the prior quarter.
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Analysis
White Mountains Insurance (WTM) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, White Mountains Insurance's FCF Margin was 10.13% through Jun 30, 2026, down 8.97 percentage points year-over-year; for FY2025, it came in at 14.74%, down 11.46 percentage points from FY2024.
- FCF Margin shows a five-year change of +25.47 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 26.20% in FY2024 (+7.55 pp), 18.65% in FY2023 (-12.87 pp), 31.52% in FY2022 (+25.71 pp) and 5.81% in FY2021 (+16.54 pp).
- The Q2 2026 figure marks the lowest quarterly FCF Margin since Q1 2025.
- Compared with a year earlier, FCF Margin was higher in three of the last eight quarters, with an average year-over-year change of -7.80 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 59.17 percentage points); the worst was Q4 2023 (a drop of 52.30 percentage points).
- Per Business Quant data, WTM's FCF Margin in the three quarters before Q2 2026 was 5.89% (Q1 2026), 3.36% (Q4 2025) and 41.58% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | 14.69% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 20.36% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | 15.68% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | 20.72% |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | -1.02% |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | 10.15% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | 13.93% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 11.38% |
| 10 | White Mountains Insurance | 5.41 Bn | -6.00 Bn | 764.50 Mn | -6.57% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -6.57% |
| Mar 31, 2026 | 5.89% |
| Dec 31, 2025 | 3.36% |
| Sep 30, 2025 | 41.58% |
| Jun 30, 2025 | 25.75% |
| Mar 31, 2025 | -6.96% |
| Dec 31, 2024 | 17.91% |
| Sep 30, 2024 | 32.11% |
| Jun 30, 2024 | 54.83% |
| Mar 31, 2024 | 5.64% |
| Dec 31, 2023 | 3.33% |
| Sep 30, 2023 | 42.90% |
| Jun 30, 2023 | 18.79% |
| Mar 31, 2023 | 16.09% |
| Dec 31, 2022 | 55.63% |
| Sep 30, 2022 | 30.53% |
| Jun 30, 2022 | 37.66% |
| Mar 31, 2022 | -17.63% |
| Dec 31, 2021 | -3.54% |
| Sep 30, 2021 | 33.85% |
API Access
White Mountains Insurance FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=WTM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "WTM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=WTM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();