Growth Metrics

White Mountains Insurance (WTM) FCF Margin (2016 - 2026)

White Mountains Insurance has reported FCF Margin over the past 17 years, most recently at 12.0% for Q4 2025.

  • For Q4 2025, FCF Margin fell 233.0% year-over-year to 12.0%; the TTM value through Dec 2025 reached 28.09%, up 232.0%, while the annual FY2025 figure was 30.98%, 371.0% down from the prior year.
  • FCF Margin for Q4 2025 was 12.0% at White Mountains Insurance, down from 64.41% in the prior quarter.
  • Over five years, FCF Margin peaked at 111.86% in Q2 2022 and troughed at 83.6% in Q1 2021.
  • A 5-year average of 23.39% and a median of 25.8% in 2021 define the central range for FCF Margin.
  • Biggest five-year swings in FCF Margin: surged 10051bps in 2022 and later crashed -9307bps in 2023.
  • Year by year, FCF Margin stood at 31.26% in 2021, then soared by 322bps to 69.25% in 2022, then crashed by -90bps to 6.62% in 2023, then surged by 117bps to 14.33% in 2024, then fell by -16bps to 12.0% in 2025.
  • Business Quant data shows FCF Margin for WTM at 12.0% in Q4 2025, 64.41% in Q3 2025, and 47.31% in Q2 2025.