Growth Metrics

White Mountains Insurance (WTM) FCF Margin (2016 - 2025)

White Mountains Insurance has reported FCF Margin over the past 17 years, most recently at 12.0% for Q4 2025.

  • Quarterly results put FCF Margin at 12.0% for Q4 2025, down 233.0% from a year ago — trailing twelve months through Dec 2025 was 28.09% (up 232.0% YoY), and the annual figure for FY2025 was 30.98%, down 371.0%.
  • FCF Margin for Q4 2025 was 12.0% at White Mountains Insurance, down from 64.41% in the prior quarter.
  • Over the last five years, FCF Margin for WTM hit a ceiling of 111.86% in Q2 2022 and a floor of 83.6% in Q1 2021.
  • Median FCF Margin over the past 5 years was 25.8% (2021), compared with a mean of 23.39%.
  • Biggest five-year swings in FCF Margin: skyrocketed 10051bps in 2022 and later tumbled -9307bps in 2023.
  • White Mountains Insurance's FCF Margin stood at 31.26% in 2021, then surged by 322bps to 69.25% in 2022, then tumbled by -90bps to 6.62% in 2023, then skyrocketed by 117bps to 14.33% in 2024, then decreased by -16bps to 12.0% in 2025.
  • The last three reported values for FCF Margin were 12.0% (Q4 2025), 64.41% (Q3 2025), and 47.31% (Q2 2025) per Business Quant data.