Winchester Bancorp (WSBK) Provision for Credit Losses (2023 - 2026)
Winchester Bancorp's Provision for Credit Losses came in at $415,000 for Q1 2027, down 12.6% from $475,000 a year earlier but up 4.8% from the prior quarter.
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Analysis
Winchester Bancorp (WSBK) Provision for Credit Losses (2023 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Winchester Bancorp reported Provision for Credit Losses of $1.52 million, up 10.5% year-over-year; for FY2026, it was $1.23 million, down 40.6% from FY2025.
- Going back by year, Provision for Credit Losses was $2.07 million in FY2025 (+178.7%) and $742,000 in FY2024.
- The five-year range for quarterly Provision for Credit Losses is -$21,000 (Q3 2025) to $1.27 million (Q1 2025).
- Year-over-year, Provision for Credit Losses increased in three of the last six quarters, with growth averaging 26.0%.
- Business Quant data shows WSBK's Provision for Credit Losses at $396,000 (Q4 2026), $325,000 (Q3 2026) and $388,000 (Q2 2026) in the three quarters before Q1 2027.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 368.00 Mn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03 Bn |
| 10 | Winchester Bancorp | 128.46 Mn | -106.12 Mn | - | 415,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 415,000.00 |
| Jun 30, 2026 | 396,000.00 |
| Mar 31, 2026 | 325,000.00 |
| Dec 31, 2025 | 388,000.00 |
| Sep 30, 2025 | 475,000.00 |
| Jun 30, 2025 | 687,000.00 |
| Mar 31, 2025 | -21,000.00 |
| Dec 31, 2024 | 238,000.00 |
| Sep 30, 2024 | 1.27 Mn |
| Jun 30, 2024 | 275,000.00 |
| Mar 31, 2024 | 100,000.00 |
| Dec 31, 2023 | 148,000.00 |
API Access
Winchester Bancorp Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=WSBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "WSBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=WSBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();