Waterstone Financial (WSBF) Return on Assets [ROA] (2013 - 2026)
Waterstone Financial (WSBF) reported Return on Assets [ROA] of 1.34% for Q2 2026, up 0.40 percentage points from 0.93% a year earlier and up 0.03 percentage points from the prior quarter.
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Analysis
Waterstone Financial (WSBF) Return on Assets [ROA] (2013 - 2026) Analysis & Trends
For FY2025, Waterstone Financial posted Return on Assets [ROA] of 1.18%, up 0.34 percentage points from FY2024.
- Return on Assets [ROA] has a five-year change of -2.70 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 0.85% in FY2024 (+0.40 pp), 0.44% in FY2023 (-0.48 pp), 0.92% in FY2022 (-2.30 pp) and 3.22% in FY2021 (-0.66 pp).
- The Q2 2026 figure ranks as the highest quarterly Return on Assets [ROA] since Q3 2022.
- Year over year, Return on Assets [ROA] has now increased in each of the last eight quarters, with an average year-over-year change of +0.37 percentage points over the last eight quarters.
- The high point for year-over-year Return on Assets [ROA] in five years was Q3 2021 (a gain of 1.08 percentage points); the low point was Q3 2022 (a drop of 2.29 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.30% (Q1 2026), 1.17% (Q4 2025) and 1.06% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | 2.83% |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 0.53% |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 1.02% |
| 10 | Waterstone Financial | 358.42 Mn | 150.69 Mn | - | 1.34% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.34% |
| Mar 31, 2026 | 1.30% |
| Dec 31, 2025 | 1.17% |
| Sep 30, 2025 | 1.06% |
| Jun 30, 2025 | 0.93% |
| Mar 31, 2025 | 0.85% |
| Dec 31, 2024 | 0.84% |
| Sep 30, 2024 | 0.59% |
| Jun 30, 2024 | 0.53% |
| Mar 31, 2024 | 0.46% |
| Dec 31, 2023 | 0.42% |
| Sep 30, 2023 | 0.47% |
| Jun 30, 2023 | 0.57% |
| Mar 31, 2023 | 0.79% |
| Dec 31, 2022 | 0.97% |
| Sep 30, 2022 | 1.59% |
| Jun 30, 2022 | 2.27% |
| Mar 31, 2022 | 2.59% |
| Dec 31, 2021 | 3.18% |
| Sep 30, 2021 | 3.88% |
API Access
Waterstone Financial Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=WSBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();