Waterstone Financial (WSBF) Payout Ratio (2015 - 2026)
Waterstone Financial's (WSBF) quarterly Payout Ratio came in at 0.34 in Q2 2026, down 1.88% on a YoY basis from 0.35 in Q2 2025, and down 30.53% quarter-over-quarter from 0.49 in Q1 2026.
Analysis
Waterstone Financial (WSBF) Payout Ratio (2015 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has reported Payout Ratio for 12 consecutive years, with 0.34 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payout Ratio fell 1.88% year-over-year to 0.34; the trailing twelve-month figure through Jun 2026 stood at 0.37 (down 30.35% YoY), and the FY2025 full-year result was 0.41, down 32.53% from the prior year.
- Payout Ratio eased to 0.34 in Q2 2026 per WSBF's latest filing, from 0.49 in the prior quarter.
- Across five years, Payout Ratio topped out at 9.34 in Q4 2022 and bottomed at 2.65 in Q4 2023.
- Historically, Payout Ratio has averaged 1.14 across 5 years, with a median of 0.56 in 2024.
- The sharpest annual moves came in 2022 and 2023: Payout Ratio soared 1331.88% in 2022, then plunged 128.43% in 2023.
- Over 5 years, Payout Ratio stood at 9.34 in 2022, then slumped by 128.43% to 2.65 in 2023, then jumped by 119.96% to 0.53 in 2024, then plunged by 35.46% to 0.34 in 2025, then slipped by 0.87% to 0.34 in 2026.
- According to Business Quant data, Payout Ratio over the past three periods registered 0.34, 0.49, and 0.34 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn |
| 10 | Waterstone Financial | 386.64 Mn | 345.56 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.34 |
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.34 |
| Sep 30, 2025 | 0.33 |
| Jun 30, 2025 | 0.35 |
| Mar 31, 2025 | 0.90 |
| Dec 31, 2024 | 0.53 |
| Sep 30, 2024 | 0.58 |
| Jun 30, 2024 | 0.48 |
| Mar 31, 2024 | 0.97 |
| Dec 31, 2023 | -2.65 |
| Sep 30, 2023 | 0.91 |
| Jun 30, 2023 | 1.01 |
| Mar 31, 2023 | 1.95 |
| Dec 31, 2022 | 9.34 |
| Sep 30, 2022 | 0.80 |
| Jun 30, 2022 | 0.54 |
| Mar 31, 2022 | 3.26 |
| Dec 31, 2021 | 1.31 |
| Sep 30, 2021 | 0.25 |