Waterstone Financial WSBF
NASDAQ WSBF
$21.26 +0.08 (+0.38%)
As of: Sep 9, 2026 · 3:59 PM EDT

Waterstone Financial (WSBF) Payout Ratio (2015 - 2026)

Waterstone Financial's (WSBF) quarterly Payout Ratio came in at 0.34 in Q2 2026, down 1.88% on a YoY basis from 0.35 in Q2 2025, and down 30.53% quarter-over-quarter from 0.49 in Q1 2026.

Analysis

Waterstone Financial (WSBF) Payout Ratio (2015 - 2026) Analysis & Trends

Waterstone Financial (WSBF) has reported Payout Ratio for 12 consecutive years, with 0.34 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Payout Ratio fell 1.88% year-over-year to 0.34; the trailing twelve-month figure through Jun 2026 stood at 0.37 (down 30.35% YoY), and the FY2025 full-year result was 0.41, down 32.53% from the prior year.
  • Payout Ratio eased to 0.34 in Q2 2026 per WSBF's latest filing, from 0.49 in the prior quarter.
  • Across five years, Payout Ratio topped out at 9.34 in Q4 2022 and bottomed at 2.65 in Q4 2023.
  • Historically, Payout Ratio has averaged 1.14 across 5 years, with a median of 0.56 in 2024.
  • The sharpest annual moves came in 2022 and 2023: Payout Ratio soared 1331.88% in 2022, then plunged 128.43% in 2023.
  • Over 5 years, Payout Ratio stood at 9.34 in 2022, then slumped by 128.43% to 2.65 in 2023, then jumped by 119.96% to 0.53 in 2024, then plunged by 35.46% to 0.34 in 2025, then slipped by 0.87% to 0.34 in 2026.
  • According to Business Quant data, Payout Ratio over the past three periods registered 0.34, 0.49, and 0.34 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn -
2 Truist Financial 63.10 Bn 63.10 Bn -
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn -
4 M&T Bank 34.66 Bn 34.66 Bn -
5 Huntington Bancshares 34.41 Bn 29.92 Bn -
6 Citizens Financial 29.91 Bn 29.91 Bn -
7 Regions Financial 25.92 Bn 25.99 Bn -
8 Keycorp 23.68 Bn -24.02 Bn -
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn
10 Waterstone Financial 386.64 Mn 345.56 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.34
Mar 31, 2026 0.49
Dec 31, 2025 0.34
Sep 30, 2025 0.33
Jun 30, 2025 0.35
Mar 31, 2025 0.90
Dec 31, 2024 0.53
Sep 30, 2024 0.58
Jun 30, 2024 0.48
Mar 31, 2024 0.97
Dec 31, 2023 -2.65
Sep 30, 2023 0.91
Jun 30, 2023 1.01
Mar 31, 2023 1.95
Dec 31, 2022 9.34
Sep 30, 2022 0.80
Jun 30, 2022 0.54
Mar 31, 2022 3.26
Dec 31, 2021 1.31
Sep 30, 2021 0.25