Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026)
Waterstone Financial (WSBF) reported EBITDA Margin of 59.13% for Q1 2026, down 510.0% on a YoY basis from 14.42% in Q1 2025, and down 10.12% quarter-over-quarter from 65.78% in Q4 2025.
Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026) Analysis & Trends
Waterstone Financial has reported EBITDA Margin for 15 years, with the latest figure at 59.13% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 510.0% year-over-year to 59.13%; the trailing twelve-month figure through Mar 2026 stood at 64.12% (down 331.0% YoY), and the FY2025 full-year result was 4.95%, up 123.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 59.13%, down from 65.78% in the prior quarter.
- The five-year high for EBITDA Margin was 70.42% in Q4 2024, with the low at 17.49% in Q4 2022.
- Historically, EBITDA Margin has averaged 50.79% across 5 years, with a median of 59.13% in 2026.
- Annual changes were most pronounced in 2022 — EBITDA Margin slumped 2199 bps — and 2023, when it surged 3260 bps.
- Waterstone Financial's EBITDA Margin stood at 17.49% in 2022, then jumped by 186 bps to 50.09% in 2023, then soared by 41 bps to 70.42% in 2024, then slipped by 7 bps to 65.78% in 2025, then declined by 10 bps to 59.13% in 2026.
- The last three EBITDA Margin figures came in at 59.13% (Q1 2026), 65.78% (Q4 2025), and 66.58% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Waterstone Financial | 339.82 Mn | 293.47 Mn | - | 59.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 59.13% |
| Dec 31, 2025 | 65.78% |
| Sep 30, 2025 | 66.58% |
| Jun 30, 2025 | 64.79% |
| Mar 31, 2025 | 64.23% |
| Dec 31, 2024 | 70.42% |
| Sep 30, 2024 | 69.15% |
| Jun 30, 2024 | 65.86% |
| Mar 31, 2024 | 63.41% |
| Dec 31, 2023 | 50.09% |
| Sep 30, 2023 | 53.01% |
| Jun 30, 2023 | 46.03% |
| Mar 31, 2023 | 33.62% |
| Dec 31, 2022 | 17.49% |
| Sep 30, 2022 | 22.20% |
| Jun 30, 2022 | 27.71% |
| Mar 31, 2022 | 23.96% |
| Dec 31, 2021 | 34.60% |
| Sep 30, 2021 | 41.49% |
| Jun 30, 2021 | 41.20% |