Waterstone Financial WSBF
NASDAQ WSBF
$21.26 +0.08 (+0.38%)
As of: Sep 9, 2026 · 3:59 PM EDT

Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026)

Waterstone Financial's (WSBF) quarterly EBITDA Margin came in at 60.15% in Q2 2026, down 464.0% on a YoY basis from 16.53% in Q2 2025, and up 1.73% quarter-over-quarter from 59.13% in Q1 2026.

Analysis

Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026) Analysis & Trends

Waterstone Financial (WSBF) has reported EBITDA Margin for 15 consecutive years, with 60.15% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBITDA Margin fell 464.0% year-over-year to 60.15%; the trailing twelve-month figure through Jun 2026 stood at 62.89% (down 423.0% YoY), and the FY2025 full-year result was 65.4%, down 177.0% from the prior year.
  • EBITDA Margin climbed to 60.15% in Q2 2026 per WSBF's latest filing, from 59.13% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 70.42% in Q4 2024 and bottomed at 8.55% in Q4 2022.
  • Historically, EBITDA Margin has averaged 49.87% across 5 years, with a median of 59.64% in 2026.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin plunged 4315 bps in 2022, then surged 5865 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 8.55% in 2022, then soared by 686 bps to 50.09% in 2023, then surged by 41 bps to 70.42% in 2024, then declined by 7 bps to 65.78% in 2025, then fell by 9 bps to 60.15% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 60.15%, 59.13%, and 65.78% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 79.03%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - 66.98%
4 M&T Bank 34.66 Bn 34.66 Bn - 74.68%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 78.46%
6 Citizens Financial 29.91 Bn 29.91 Bn - 73.02%
7 Regions Financial 25.92 Bn 25.99 Bn - 62.35%
8 Keycorp 23.68 Bn -24.02 Bn - 74.44%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn -1,920.27%
10 Waterstone Financial 386.64 Mn 345.56 Mn - 60.15%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 60.15%
Mar 31, 2026 59.13%
Dec 31, 2025 65.78%
Sep 30, 2025 66.58%
Jun 30, 2025 64.79%
Mar 31, 2025 64.23%
Dec 31, 2024 70.42%
Sep 30, 2024 69.15%
Jun 30, 2024 65.86%
Mar 31, 2024 63.41%
Dec 31, 2023 50.09%
Sep 30, 2023 53.01%
Jun 30, 2023 46.03%
Mar 31, 2023 33.62%
Dec 31, 2022 -8.55%
Sep 30, 2022 22.20%
Jun 30, 2022 27.71%
Mar 31, 2022 23.96%
Dec 31, 2021 34.60%
Sep 30, 2021 41.49%