Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026)
Waterstone Financial (WSBF) recorded EBITDA Margin of 62.14% in Q2 2026, down 4.13 percentage points from 66.27% a year earlier but up 0.44 percentage points from the prior quarter.
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Analysis
Waterstone Financial (WSBF) EBITDA Margin (2012 - 2026) Analysis & Trends
On a TTM basis, Waterstone Financial's EBITDA Margin came in at 64.88% as of Jun 30, 2026, down 4.21 percentage points year-over-year; for FY2025, it came in at 67.20%, down 1.80 percentage points from FY2024.
- Annual EBITDA Margin has a five-year change of +20.58 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 69.00% in FY2024 (+20.81 pp), 48.19% in FY2023 (+22.47 pp), 25.72% in FY2022 (-17.77 pp) and 43.49% in FY2021 (-3.13 pp).
- Quarterly EBITDA Margin has ranged from 20.36% in Q4 2022 to 72.29% in Q4 2024 over the past five years.
- On a year-over-year basis, EBITDA Margin has declined for five consecutive quarters, with an average year-over-year change of +2.30 percentage points over the last eight quarters.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 33.34 percentage points in Q4 2023, against a drop of 21.89 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 61.70% (Q1 2026), 67.63% (Q4 2025) and 68.17% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Waterstone Financial | 362.38 Mn | 154.65 Mn | - | 1.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.11% |
| Mar 31, 2026 | 0.88% |
| Dec 31, 2025 | 67.63% |
| Sep 30, 2025 | 68.17% |
| Jun 30, 2025 | 1.02% |
| Mar 31, 2025 | 0.83% |
| Dec 31, 2024 | 72.29% |
| Sep 30, 2024 | 71.39% |
| Jun 30, 2024 | 67.56% |
| Mar 31, 2024 | 64.91% |
| Dec 31, 2023 | 53.70% |
| Sep 30, 2023 | 55.10% |
| Jun 30, 2023 | 48.07% |
| Mar 31, 2023 | 36.14% |
| Dec 31, 2022 | 20.36% |
| Sep 30, 2022 | 0.53% |
| Jun 30, 2022 | 29.89% |
| Mar 31, 2022 | 0.55% |
| Dec 31, 2021 | 36.64% |
| Sep 30, 2021 | 1.31% |
API Access
Waterstone Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=WSBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();