Waterdrop (WDH) Return on Capital Employed (2021 - 2025)
Waterdrop's quarterly Return on Capital Employed came in at 7.44% in Q4 2025, up 383.0% year-on-year from 1.54% in Q4 2024, and up 12.84% quarter-over-quarter from 6.59% in Q3 2025.
Waterdrop has reported Return on Capital Employed for 5 years, with the latest figure at 7.44% in Q4 2025.
- For the quarter ending Q4 2025, Return on Capital Employed rose 383.0% year-over-year to 7.44%; the trailing twelve-month figure through Dec 2025 stood at 7.44% (up 383.0% YoY), and the FY2025 full-year result was 7.7%, up 407.0% from the prior year.
- Return on Capital Employed for Q4 2025 stood at 7.44%, up from 6.59% in the prior quarter.
- The five-year high for Return on Capital Employed was 10.67% in Q4 2022, with the low at 46.78% in Q3 2021.
- Average Return on Capital Employed over 5 years is 6.89%, with a median of 2.88% recorded in 2024.
- Year-over-year, Return on Capital Employed surged 5602 bps in 2022 and plunged 1082 bps in 2023.
- Tracing WDH's Return on Capital Employed over 5 years: stood at 45.35% in 2021, then surged by 124 bps to 10.67% in 2022, then plunged by 101 bps to 0.15% in 2023, then soared by 2498 bps to 3.61% in 2024, then surged by 106 bps to 7.44% in 2025.
- The last three Return on Capital Employed figures came in at 7.44% (Q4 2025), 6.59% (Q3 2025), and 4.98% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | - |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | - |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | - |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | - |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 7.44% |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | -9.75% |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | - |
| 10 | Sun Life Financial | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 7.44% |
| Sep 30, 2025 | 6.59% |
| Jun 30, 2025 | 4.98% |
| Mar 31, 2025 | 4.13% |
| Dec 31, 2024 | 3.61% |
| Sep 30, 2024 | 3.21% |
| Jun 30, 2024 | 2.55% |
| Mar 31, 2024 | 0.60% |
| Dec 31, 2023 | -0.15% |
| Sep 30, 2023 | 0.91% |
| Jun 30, 2023 | 3.75% |
| Mar 31, 2023 | 7.95% |
| Dec 31, 2022 | 10.67% |
| Sep 30, 2022 | 7.40% |
| Jun 30, 2022 | -7.45% |
| Mar 31, 2022 | -30.29% |
| Dec 31, 2021 | -45.35% |
| Sep 30, 2021 | -46.78% |
| Jun 30, 2021 | -44.87% |
| Mar 31, 2021 | -26.60% |