Waterdrop (WDH) Retained Earnings (2020 - 2025)
Waterdrop's quarterly Retained Earnings came in at $6.2 million in Q4 2025, down 72.31% year-on-year from $22.2 million in Q4 2024, and up 102.45% quarter-over-quarter from -$251.1 million in Q3 2025.
Waterdrop has reported Retained Earnings for 6 years, with the latest figure at $6.2 million in Q4 2025.
- For the quarter ending Q4 2025, Retained Earnings fell 72.31% year-over-year to $6.2 million; the trailing twelve-month figure through Dec 2025 stood at $6.2 million (down 72.31% YoY), and the FY2025 full-year result was $6.2 million, up 102.07% from the prior year.
- Retained Earnings for Q4 2025 stood at $6.2 million, up from -$251.1 million in the prior quarter.
- The five-year high for Retained Earnings was $22.2 million in Q4 2024, with the low at -$509.5 million in Q1 2022.
- Average Retained Earnings over 5 years is -$313.3 million, with a median of -$349.7 million recorded in 2023.
- Year-over-year, Retained Earnings tumbled 11305.91% in 2022 and surged 106.24% in 2024.
- Tracing WDH's Retained Earnings over 5 years: stood at -$3.4 million in 2021, then plunged by 11305.91% to -$383.4 million in 2022, then grew by 7.2% to -$355.8 million in 2023, then surged by 106.24% to $22.2 million in 2024, then tumbled by 72.31% to $6.2 million in 2025.
- The last three Retained Earnings figures came in at $6.2 million (Q4 2025), -$251.1 million (Q3 2025), and -$271.7 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | 37.70 Bn |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | 25.42 Bn |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | 4.41 Bn |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 28.08 Bn |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 770.80 Mn |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | 582.80 Mn |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 6.15 Mn |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | 45.82 Mn |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | - |
| 10 | Sun Life Financial | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.15 Mn |
| Sep 30, 2025 | -251.11 Mn |
| Jun 30, 2025 | -271.67 Mn |
| Mar 31, 2025 | -287.49 Mn |
| Dec 31, 2024 | 22.21 Mn |
| Sep 30, 2024 | -327.78 Mn |
| Jun 30, 2024 | -329.29 Mn |
| Mar 31, 2024 | -343.66 Mn |
| Dec 31, 2023 | -355.82 Mn |
| Sep 30, 2023 | -359.36 Mn |
| Jun 30, 2023 | -366.52 Mn |
| Mar 31, 2023 | -390.16 Mn |
| Dec 31, 2022 | -383.42 Mn |
| Sep 30, 2022 | -401.09 Mn |
| Jun 30, 2022 | -451.28 Mn |
| Mar 31, 2022 | -509.47 Mn |
| Dec 31, 2021 | -3.36 Mn |
| Sep 30, 2021 | -506.48 Mn |
| Jun 30, 2021 | -431.57 Mn |
| Mar 31, 2021 | -325.21 Mn |
| Dec 31, 2020 | 2.26 Mn |