Growth Metrics

Waterdrop (WDH) Retained Earnings (2020 - 2025)

Waterdrop's quarterly Retained Earnings came in at $6.2 million in Q4 2025, down 72.31% year-on-year from $22.2 million in Q4 2024, and up 102.45% quarter-over-quarter from -$251.1 million in Q3 2025.

Waterdrop has reported Retained Earnings for 6 years, with the latest figure at $6.2 million in Q4 2025.

  • For the quarter ending Q4 2025, Retained Earnings fell 72.31% year-over-year to $6.2 million; the trailing twelve-month figure through Dec 2025 stood at $6.2 million (down 72.31% YoY), and the FY2025 full-year result was $6.2 million, up 102.07% from the prior year.
  • Retained Earnings for Q4 2025 stood at $6.2 million, up from -$251.1 million in the prior quarter.
  • The five-year high for Retained Earnings was $22.2 million in Q4 2024, with the low at -$509.5 million in Q1 2022.
  • Average Retained Earnings over 5 years is -$313.3 million, with a median of -$349.7 million recorded in 2023.
  • Year-over-year, Retained Earnings tumbled 11305.91% in 2022 and surged 106.24% in 2024.
  • Tracing WDH's Retained Earnings over 5 years: stood at -$3.4 million in 2021, then plunged by 11305.91% to -$383.4 million in 2022, then grew by 7.2% to -$355.8 million in 2023, then surged by 106.24% to $22.2 million in 2024, then tumbled by 72.31% to $6.2 million in 2025.
  • The last three Retained Earnings figures came in at $6.2 million (Q4 2025), -$251.1 million (Q3 2025), and -$271.7 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 American International 39.62 Bn 784.91 Mn 2.60 Bn 37.70 Bn
2 Hartford Insurance 34.97 Bn 25.91 Bn 2.15 Bn 25.42 Bn
3 Aegon 34.55 Bn 34.55 Bn - 4.41 Bn
4 Arch Capital 31.37 Bn 30.45 Bn 4.02 Bn 28.08 Bn
5 Fidelis Insurance Holdings 2.04 Bn 2.04 Bn 386.80 Mn 770.80 Mn
6 International General Insurance Holdings 1.03 Bn 811.79 Mn 70.90 Mn 582.80 Mn
7 Waterdrop 762.05 Mn 690.71 Mn 129.34 Mn 6.15 Mn
8 Exzeo 1.28 Mn -230.11 Mn 32.74 Mn 45.82 Mn
9 Sun Life Financial 43.53 -7.92 Bn - -
10 Sun Life Financial - - - -

Historic Data

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DateValue
Dec 31, 2025 6.15 Mn
Sep 30, 2025 -251.11 Mn
Jun 30, 2025 -271.67 Mn
Mar 31, 2025 -287.49 Mn
Dec 31, 2024 22.21 Mn
Sep 30, 2024 -327.78 Mn
Jun 30, 2024 -329.29 Mn
Mar 31, 2024 -343.66 Mn
Dec 31, 2023 -355.82 Mn
Sep 30, 2023 -359.36 Mn
Jun 30, 2023 -366.52 Mn
Mar 31, 2023 -390.16 Mn
Dec 31, 2022 -383.42 Mn
Sep 30, 2022 -401.09 Mn
Jun 30, 2022 -451.28 Mn
Mar 31, 2022 -509.47 Mn
Dec 31, 2021 -3.36 Mn
Sep 30, 2021 -506.48 Mn
Jun 30, 2021 -431.57 Mn
Mar 31, 2021 -325.21 Mn
Dec 31, 2020 2.26 Mn