Waterdrop (WDH) Retained Earnings (2020 - 2025)
Waterdrop (WDH) recorded quarterly Retained Earnings of $6.2 million in Q4 2025, down 58.45% quarter-over-quarter from $14.8 million in Q3 2025, and down 72.31% on a YoY basis from $22.2 million in Q4 2024.
Waterdrop (WDH) Retained Earnings (2020 - 2025) Analysis & Trends
Waterdrop's Retained Earnings history runs 6 years deep, the most recent figure standing at $6.2 million for Q4 2025.
- In Q4 2025, Retained Earnings fell 72.31% year-over-year to $6.2 million; the TTM figure through Dec 2025 stood at $6.2 million (down 72.31% YoY), while the FY2025 annual figure was $6.2 million, up 102.07% from the prior year.
- Retained Earnings was $6.2 million for Q4 2025 at Waterdrop, down from $14.8 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $25.2 million in Q3 2023 to a low of -$509.5 million in Q1 2022.
- Historically, Retained Earnings has averaged -$119.9 million across 5 years, with a median of $10.2 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings slumped 92956.38% in 2022, then surged 106.27% in 2023.
- A 5-year view of Retained Earnings shows it stood at -$3.4 million in 2021, then sank by 11305.91% to -$383.4 million in 2022, then climbed by 7.2% to -$355.8 million in 2023, then jumped by 106.24% to $22.2 million in 2024, then plunged by 72.31% to $6.2 million in 2025.
- The last three Retained Earnings figures came in at $6.2 million (Q4 2025), $14.8 million (Q3 2025), and $15.5 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 37.70 Bn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 25.42 Bn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 28.08 Bn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | 2.82 Bn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 582.80 Mn |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | 6.15 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | - |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 45.82 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | 4.41 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.15 Mn |
| Sep 30, 2025 | 14.80 Mn |
| Jun 30, 2025 | 15.50 Mn |
| Mar 31, 2025 | 22.48 Mn |
| Dec 31, 2024 | 22.21 Mn |
| Sep 30, 2024 | 14.21 Mn |
| Jun 30, 2024 | 25.15 Mn |
| Mar 31, 2024 | 23.44 Mn |
| Dec 31, 2023 | -355.82 Mn |
| Sep 30, 2023 | 25.15 Mn |
| Jun 30, 2023 | 24.07 Mn |
| Mar 31, 2023 | 16.54 Mn |
| Dec 31, 2022 | -383.42 Mn |
| Sep 30, 2022 | -401.09 Mn |
| Jun 30, 2022 | -451.28 Mn |
| Mar 31, 2022 | -509.47 Mn |
| Dec 31, 2021 | -3.36 Mn |
| Sep 30, 2021 | -506.48 Mn |
| Jun 30, 2021 | 486,000.00 |
| Mar 31, 2021 | 2.02 Mn |