Waterdrop (WDH) EBT (2020 - 2025)
Waterdrop (WDH) recorded quarterly EBT of $17.2 million in Q4 2025, down 27.08% quarter-over-quarter from $23.6 million in Q3 2025, and up 34.54% on a YoY basis from $12.8 million in Q4 2024.
Waterdrop (WDH) EBT (2020 - 2025) Analysis & Trends
Waterdrop's EBT history runs 6 years deep, the most recent figure standing at $17.2 million for Q4 2025.
- In Q4 2025, EBT rose 34.54% year-over-year to $17.2 million; the TTM figure through Dec 2025 stood at $76.2 million (up 52.2% YoY), while the FY2025 annual figure was $77.7 million, up 57.31% from the prior year.
- EBT was $17.2 million for Q4 2025 at Waterdrop, down from $23.6 million in the prior quarter.
- In the past five years, EBT ranged from a high of $27.9 million in Q2 2022 to a low of -$123.7 million in Q2 2021.
- Historically, EBT has averaged -$1.8 million across 5 years, with a median of $12.5 million in 2024.
- The sharpest annual moves came in 2021 and 2024: EBT slumped 4957.92% in 2021, then surged 708.61% in 2024.
- A 5-year view of EBT shows it stood at -$10.3 million in 2021, then jumped by 277.58% to $18.4 million in 2022, then slumped by 45.5% to $10.0 million in 2023, then increased by 27.79% to $12.8 million in 2024, then soared by 34.54% to $17.2 million in 2025.
- The last three EBT figures came in at $17.2 million (Q4 2025), $23.6 million (Q3 2025), and $19.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.85 Bn | 1.02 Bn | 2.60 Bn | 987.00 Mn |
| 2 | Hartford Insurance | 35.40 Bn | 26.34 Bn | 2.15 Bn | 1.06 Bn |
| 3 | Arch Capital | 32.21 Bn | 31.30 Bn | 4.02 Bn | 1.11 Bn |
| 4 | Brookfield Wealth Solutions | 9.95 Bn | -3.21 Bn | 4.62 Bn | -28.00 Mn |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 22.00 Mn |
| 7 | Waterdrop | 632.07 Mn | 560.72 Mn | 129.34 Mn | 17.22 Mn |
| 8 | Sun Life Financial | 48.32 Mn | -8.02 Bn | - | 460.86 Mn |
| 9 | Exzeo | 1.16 Mn | -230.22 Mn | 32.74 Mn | 27.59 Mn |
| 10 | Aegon | 5,067.42 | 5,067.42 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 17.22 Mn |
| Sep 30, 2025 | 23.61 Mn |
| Jun 30, 2025 | 19.18 Mn |
| Mar 31, 2025 | 16.20 Mn |
| Dec 31, 2024 | 12.80 Mn |
| Sep 30, 2024 | 12.44 Mn |
| Jun 30, 2024 | 12.49 Mn |
| Mar 31, 2024 | 12.35 Mn |
| Dec 31, 2023 | 10.02 Mn |
| Sep 30, 2023 | 4.78 Mn |
| Jun 30, 2023 | 1.54 Mn |
| Mar 31, 2023 | 6.86 Mn |
| Dec 31, 2022 | 18.38 Mn |
| Sep 30, 2022 | 22.56 Mn |
| Jun 30, 2022 | 27.95 Mn |
| Mar 31, 2022 | 24.62 Mn |
| Dec 31, 2021 | -10.35 Mn |
| Sep 30, 2021 | -75.01 Mn |
| Jun 30, 2021 | -123.68 Mn |
| Mar 31, 2021 | -69.01 Mn |