Waterdrop (WDH) Debt Ratio (2020 - 2025)
Waterdrop's quarterly Debt Ratio came in at 0.01 in Q4 2025, down 78.47% year-on-year from 0.03 in Q4 2024, and up 1059.98% quarter-over-quarter from 0.0 in Q3 2025.
Waterdrop has reported Debt Ratio for 6 years, with the latest figure at 0.01 in Q4 2025.
- For the quarter ending Q4 2025, Debt Ratio fell 78.47% year-over-year to 0.01; the trailing twelve-month figure through Dec 2025 stood at 0.01 (down 78.47% YoY), and the FY2025 full-year result was 0.01, down 78.77% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.01, up from 0.0 in the prior quarter.
- The five-year high for Debt Ratio was 0.03 in Q4 2024, with the low at 0.0 in Q3 2025.
- Average Debt Ratio over 5 years is 0.0, with a median of 0.0 recorded in 2022.
- Year-over-year, Debt Ratio soared 1046.81% in 2023 and slumped 78.47% in 2025.
- Tracing WDH's Debt Ratio over 5 years: stood at 0.0 in 2021, then tumbled by 49.91% to 0.0 in 2022, then soared by 1046.81% to 0.02 in 2023, then jumped by 37.4% to 0.03 in 2024, then tumbled by 78.47% to 0.01 in 2025.
- The last three Debt Ratio figures came in at 0.01 (Q4 2025), 0.0 (Q3 2025), and 0.0 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 39.62 Bn | 784.91 Mn | 2.60 Bn | - |
| 2 | Hartford Insurance | 34.97 Bn | 25.91 Bn | 2.15 Bn | - |
| 3 | Aegon | 34.55 Bn | 34.55 Bn | - | - |
| 4 | Arch Capital | 31.37 Bn | 30.45 Bn | 4.02 Bn | 0.03 |
| 5 | Fidelis Insurance Holdings | 2.04 Bn | 2.04 Bn | 386.80 Mn | 0.06 |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 70.90 Mn | - |
| 7 | Waterdrop | 762.05 Mn | 690.71 Mn | 129.34 Mn | 0.01 |
| 8 | Exzeo | 1.28 Mn | -230.11 Mn | 32.74 Mn | - |
| 9 | Sun Life Financial | 43.53 | -7.92 Bn | - | 0.03 |
| 10 | Sun Life Financial | - | - | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 0.00 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.00 |
| Mar 31, 2021 | 0.00 |
| Dec 31, 2020 | 0.00 |