Waterdrop (WDH) Debt Ratio (2020 - 2025)
Waterdrop (WDH) posted quarterly Debt Ratio of 0.01 for Q4 2025, down 78.47% year-over-year from 0.03 in Q4 2024, and down 78.47% quarter-over-quarter from 0.03 in Q4 2024.
Waterdrop (WDH) Debt Ratio (2020 - 2025) Analysis & Trends
Waterdrop's Debt Ratio history runs 6 years deep, the most recent figure standing at 0.01 for Q4 2025.
- In Q4 2025, Debt Ratio fell 78.47% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (down 78.47% YoY), while the FY2025 annual figure was 0.01, down 78.77% from the prior year.
- Debt Ratio for Q4 2025 stood at 0.01, down from 0.03 in the prior quarter.
- The five-year high for Debt Ratio was 0.03 in Q4 2024, with the low at 0.0 in Q4 2022.
- The 5-year median for Debt Ratio is 0.01 (2025), against an average of 0.01.
- The sharpest annual moves came in 2023 and 2025: Debt Ratio soared 1046.81% in 2023, then sank 78.47% in 2025.
- Waterdrop's Debt Ratio stood at 0.0 in 2021, then tumbled by 49.91% to 0.0 in 2022, then jumped by 1046.81% to 0.02 in 2023, then surged by 37.4% to 0.03 in 2024, then tumbled by 78.47% to 0.01 in 2025.
- Business Quant data shows WDH's Debt Ratio at 0.01 in Q4 2025, 0.03 in Q4 2024, and 0.02 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,068.88 Bn | 741.90 Bn | 55.86 Bn | - |
| 2 | Sun Life Financial | 43.75 Bn | 32.52 Bn | - | 0.02 |
| 3 | American International | 40.40 Bn | 2.58 Bn | 3.50 Bn | 0.05 |
| 4 | Hartford Insurance | 37.18 Bn | 20.87 Bn | 3.18 Bn | 0.05 |
| 5 | Arch Capital | 34.10 Bn | 32.99 Bn | 2.47 Bn | 0.05 |
| 6 | Aegon | 28.00 Bn | 28.00 Bn | - | 0.01 |
| 7 | Pelagos Insurance Capital | 2.03 Bn | 1.58 Bn | 357.40 Mn | 0.05 |
| 8 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | - |
| 9 | International General Insurance Holdings | 1.15 Bn | 917.64 Mn | -5.60 Mn | - |
| 10 | Waterdrop | 359.74 Mn | 230.42 Mn | 109.06 Mn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.00 |
| Dec 31, 2020 | 0.00 |