Waterdrop (WDH) Asset Utilization Ratio (2021 - 2025)
Waterdrop (WDH) recorded quarterly Asset Utilization Ratio of 0.58 in Q4 2025, up 18.02% quarter-over-quarter from 0.49 in Q3 2025, and up 34.47% on a YoY basis from 0.43 in Q4 2024.
Waterdrop (WDH) Asset Utilization Ratio (2021 - 2025) Analysis & Trends
Waterdrop's Asset Utilization Ratio history runs 5 years deep, the most recent figure standing at 0.58 for Q4 2025.
- In Q4 2025, Asset Utilization Ratio rose 34.47% year-over-year to 0.58; the TTM figure through Dec 2025 stood at 0.58 (up 34.47% YoY), while the FY2025 annual figure was 0.6, up 38.01% from the prior year.
- Asset Utilization Ratio was 0.58 for Q4 2025 at Waterdrop, up from 0.49 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.7 in Q1 2021 to a low of 0.43 in Q4 2024.
- Historically, Asset Utilization Ratio has averaged 0.51 across 5 years, with a median of 0.48 in 2023.
- The sharpest annual moves came in 2022 and 2025: Asset Utilization Ratio dropped 21.29% in 2022, then soared 34.47% in 2025.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.6 in 2021, then decreased by 15.7% to 0.5 in 2022, then dropped by 12.74% to 0.44 in 2023, then dropped by 1.91% to 0.43 in 2024, then jumped by 34.47% to 0.58 in 2025.
- The last three Asset Utilization Ratio figures came in at 0.58 (Q4 2025), 0.49 (Q3 2025), and 0.46 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 40.67 Bn | 1.84 Bn | 2.60 Bn | 0.15 |
| 2 | Hartford Insurance | 35.76 Bn | 26.70 Bn | 2.15 Bn | 0.26 |
| 3 | Arch Capital | 32.37 Bn | 31.45 Bn | 4.02 Bn | 0.21 |
| 4 | Brookfield Wealth Solutions | 10.12 Bn | -3.04 Bn | 4.62 Bn | 0.08 |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 0.22 |
| 7 | Waterdrop | 718.73 Mn | 647.38 Mn | 129.34 Mn | 0.58 |
| 8 | Sun Life Financial | 46.86 Mn | -8.02 Bn | - | - |
| 9 | Exzeo | 1.18 Mn | -230.21 Mn | 32.74 Mn | 0.59 |
| 10 | Aegon | 5,035.43 | 5,035.43 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.58 |
| Sep 30, 2025 | 0.49 |
| Jun 30, 2025 | 0.46 |
| Mar 31, 2025 | 0.44 |
| Dec 31, 2024 | 0.43 |
| Sep 30, 2024 | 0.45 |
| Jun 30, 2024 | 0.45 |
| Mar 31, 2024 | 0.44 |
| Dec 31, 2023 | 0.44 |
| Sep 30, 2023 | 0.46 |
| Jun 30, 2023 | 0.47 |
| Mar 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.50 |
| Sep 30, 2022 | 0.51 |
| Jun 30, 2022 | 0.52 |
| Mar 31, 2022 | 0.57 |
| Dec 31, 2021 | 0.60 |
| Sep 30, 2021 | 0.59 |
| Jun 30, 2021 | 0.66 |
| Mar 31, 2021 | 0.70 |