Universal Insurance Holdings (UVE) Return on Equity [ROE] (2009 - 2026)
Universal Insurance Holdings' Return on Equity [ROE] was 36.25% in Q3 2026, up 10.56 percentage points from 25.69% a year earlier and up 0.26 percentage points from the prior quarter.
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Analysis
Universal Insurance Holdings (UVE) Return on Equity [ROE] (2009 - 2026) Analysis & Trends
For FY2025, Return on Equity [ROE] at Universal Insurance Holdings came in at 39.59%, up 23.09 percentage points from FY2024.
- Return on Equity [ROE] shows a five-year change of +35.54 percentage points (FY2020 to FY2025).
- In earlier years, Return on Equity [ROE] was 16.49% in FY2024 (-4.75 pp), 21.24% in FY2023 (+27.44 pp), -6.20% in FY2022 (-10.85 pp) and 4.64% in FY2021 (+0.59 pp).
- The Q3 2026 figure marks the highest quarterly Return on Equity [ROE] since Q4 2015.
- Compared with a year earlier, Return on Equity [ROE] has increased for five straight quarters, with an average year-over-year change of +7.37 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Equity [ROE] over five years was Q3 2023 (a gain of 53.07 percentage points); the worst was Q3 2022 (a drop of 40.89 percentage points).
- Per Business Quant data, UVE's Return on Equity [ROE] in the three quarters before Q3 2026 was 35.99% (Q2 2026), 34.48% (Q1 2026) and 34.98% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 10.23% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 13.98% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 33.78% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 27.18% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 26.83% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 15.17% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 7.14% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 40.29% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 367.00% |
| 10 | Universal Insurance Holdings | 1.33 Bn | -1.19 Bn | 178.83 Mn | 36.25% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 36.25% |
| Jun 30, 2026 | 35.99% |
| Mar 31, 2026 | 34.48% |
| Dec 31, 2025 | 34.98% |
| Sep 30, 2025 | 25.69% |
| Jun 30, 2025 | 15.08% |
| Mar 31, 2025 | 16.77% |
| Dec 31, 2024 | 15.24% |
| Sep 30, 2024 | 18.38% |
| Jun 30, 2024 | 21.94% |
| Mar 31, 2024 | 21.62% |
| Dec 31, 2023 | 20.79% |
| Sep 30, 2023 | 22.61% |
| Jun 30, 2023 | 1.70% |
| Mar 31, 2023 | -5.12% |
| Dec 31, 2022 | -8.12% |
| Sep 30, 2022 | -30.45% |
| Jun 30, 2022 | -0.80% |
| Mar 31, 2022 | 2.79% |
| Dec 31, 2021 | 4.41% |
API Access
Universal Insurance Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();