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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Universal Insurance Holdings (UVE) Operating Margin (2016 - 2025)

Universal Insurance Holdings (UVE) has disclosed Operating Margin for 16 consecutive years, with 4.65% as the latest value for Q4 2025.

  • Quarterly Operating Margin rose 17.0% to 4.65% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.52% through Dec 2025, up 21.0% year-over-year, with the annual reading at 4.4% for FY2025, 51.0% up from the prior year.
  • Operating Margin hit 4.65% in Q4 2025 for Universal Insurance Holdings, down from 5.1% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 5.1% in Q3 2025 to a low of 0.97% in Q3 2021.
  • Historically, Operating Margin has averaged 3.18% across 5 years, with a median of 3.76% in 2023.
  • Biggest five-year swings in Operating Margin: plummeted -177bps in 2021 and later soared 229bps in 2023.
  • Year by year, Operating Margin stood at 1.33% in 2021, then skyrocketed by 138bps to 3.16% in 2022, then increased by 29bps to 4.09% in 2023, then grew by 10bps to 4.48% in 2024, then increased by 4bps to 4.65% in 2025.
  • Business Quant data shows Operating Margin for UVE at 4.65% in Q4 2025, 5.1% in Q3 2025, and 4.31% in Q2 2025.