Universal Insurance Holdings (UVE) Operating Margin (2010 - 2026)

Universal Insurance Holdings has reported Operating Margin for 17 years, with the latest figure at 4.73% in Q2 2026.

• Quarterly Operating Margin rose 42.0% year-over-year to 4.73% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 4.73% (up 62.0% YoY) and the FY2025 annual result came in at 4.4%, up 51.0% from the prior year.
• Operating Margin declined to 4.73% in Q2 2026 per UVE's latest filing, from 4.95% in the prior quarter.
• Over five years, Operating Margin peaked at 4.95% in Q1 2026 and troughed at 1.41% in Q1 2022.
• A 5-year average of 3.61% and a median of 3.77% in 2024 frame the typical range for Operating Margin.
• The sharpest annual moves came in 2022 and 2023: Operating Margin grew 27 bps in 2022, then surged 197 bps in 2023.
• Over 5 years, Operating Margin stood at 3.16% in 2022, then rose by 15 bps to 3.65% in 2023, then gained by 11 bps to 4.05% in 2024, then climbed by 15 bps to 4.66% in 2025, then rose by 2 bps to 4.73% in 2026.
• According to Business Quant data, Operating Margin over the past three periods registered 4.73%, 4.95%, and 4.66% for Q2 2026, Q1 2026, and Q4 2025 respectively.