Universal Insurance Holdings (UVE) Operating Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted Operating Margin of 4.95% for Q1 2026, up 6.31% sequentially from 4.66% in Q4 2025, and up 44.0% YoY from 3.44% in Q1 2025.
Universal Insurance Holdings (UVE) Operating Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings (UVE) has 17 years of Operating Margin data on file, last reported at 4.95% in Q1 2026.
- Quarterly Operating Margin rose 44.0% year-over-year to 4.95% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.62% (up 43.0% YoY) and the FY2025 annual result came in at 4.4%, up 10.0% from the prior year.
- Operating Margin climbed to 4.95% in Q1 2026 per UVE's latest filing, from 4.66% in the prior quarter.
- The five-year high for Operating Margin was 4.95% in Q1 2026, with the low at 1.41% in Q1 2022.
- Average Operating Margin over 5 years is 3.66%, with a median of 4.04% recorded in 2024.
- Year-over-year, Operating Margin jumped 197 bps in 2023 and dropped 5 bps in 2024.
- Universal Insurance Holdings' Operating Margin stood at 3.16% in 2022, then rose by 29 bps to 4.09% in 2023, then retreated by 1 bps to 4.04% in 2024, then increased by 15 bps to 4.66% in 2025, then climbed by 6 bps to 4.95% in 2026.
- Business Quant data shows UVE's Operating Margin at 4.95% in Q1 2026, 4.66% in Q4 2025, and 4.57% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | 4.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.95% |
| Dec 31, 2025 | 4.66% |
| Sep 30, 2025 | 4.57% |
| Jun 30, 2025 | 4.31% |
| Mar 31, 2025 | 4.51% |
| Dec 31, 2024 | 4.04% |
| Sep 30, 2024 | 3.98% |
| Jun 30, 2024 | 4.25% |
| Mar 31, 2024 | 4.05% |
| Dec 31, 2023 | 4.09% |
| Sep 30, 2023 | 3.54% |
| Jun 30, 2023 | 3.32% |
| Mar 31, 2023 | 3.38% |
| Dec 31, 2022 | 3.16% |
| Sep 30, 2022 | 2.09% |
| Jun 30, 2022 | 1.88% |
| Mar 31, 2022 | 1.41% |
| Dec 31, 2021 | 1.44% |
| Sep 30, 2021 | 0.97% |
| Jun 30, 2021 | 1.02% |