Universal Insurance Holdings (UVE) Operating Expenses (2010 - 2026)
Universal Insurance Holdings (UVE) recorded Operating Expenses of $345.42 million in Q2 2026, down 1.9% from $352.15 million a year earlier but up 7.9% from the prior quarter.
Universal Insurance Holdings (UVE) Operating Expenses (2010 - 2026) Analysis & Trends
On a TTM basis, Universal Insurance Holdings' Operating Expenses came in at $1.33 billion as of Jun 30, 2026, down 9.5% year-over-year; for FY2025, it was $1.35 billion, down 5.2% from FY2024.
- Annual Operating Expenses has a five-year compound annual growth rate of 5.3% (FY2020 to FY2025).
- Across earlier years, Operating Expenses came in at $1.43 billion in FY2024 (+10.2%), $1.3 billion in FY2023 (+4.3%), $1.24 billion in FY2022 (+13.8%) and $1.09 billion in FY2021 (+4.2%).
- Quarterly Operating Expenses has ranged from $260.76 million in Q3 2021 to $404.42 million in Q3 2022 over the past five years.
- On a year-over-year basis, Operating Expenses has declined for four consecutive quarters, with an average decline of 0.7% over the last eight quarters.
- Peak year-over-year performance for Operating Expenses in the last five years was growth of 55.1% in Q3 2022, against a decline of 17.3% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $320.28 million (Q1 2026), $317.88 million (Q4 2025) and $346.6 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 5.65 Bn |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 9.39 Bn |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | -902.21 Mn |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 3.59 Bn |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 18.12 Bn |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 14.45 Bn |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 3.33 Bn |
| 10 | Universal Insurance Holdings | 1.32 Bn | -1.01 Bn | 182.47 Mn | 345.42 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 345.42 Mn |
| Mar 31, 2026 | 320.28 Mn |
| Dec 31, 2025 | 317.88 Mn |
| Sep 30, 2025 | 346.60 Mn |
| Jun 30, 2025 | 352.15 Mn |
| Mar 31, 2025 | 337.80 Mn |
| Dec 31, 2024 | 375.85 Mn |
| Sep 30, 2024 | 404.06 Mn |
| Jun 30, 2024 | 330.69 Mn |
| Mar 31, 2024 | 318.85 Mn |
| Dec 31, 2023 | 347.93 Mn |
| Sep 30, 2023 | 366.29 Mn |
| Jun 30, 2023 | 300.40 Mn |
| Mar 31, 2023 | 282.08 Mn |
| Dec 31, 2022 | 295.88 Mn |
| Sep 30, 2022 | 404.42 Mn |
| Jun 30, 2022 | 279.60 Mn |
| Mar 31, 2022 | 263.40 Mn |
| Dec 31, 2021 | 356.57 Mn |
| Sep 30, 2021 | 260.76 Mn |
Universal Insurance Holdings Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=UVE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();