Universal Insurance Holdings (UVE) Operating Expenses (2010 - 2026)
Universal Insurance Holdings (UVE) posted Operating Expenses of $345.4 million for Q2 2026, up 7.85% sequentially from $320.3 million in Q1 2026, and down 1.91% YoY from $352.1 million in Q2 2025.
Universal Insurance Holdings (UVE) Operating Expenses (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported Operating Expenses for 17 years, with the latest figure at $345.4 million in Q2 2026.
- Quarterly Operating Expenses fell 1.91% year-over-year to $345.4 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $1.3 billion (down 9.5% YoY) and the FY2025 annual result came in at $1.4 billion, down 5.25% from the prior year.
- Operating Expenses grew to $345.4 million in Q2 2026 per UVE's latest filing, from $320.3 million in the prior quarter.
- Over five years, Operating Expenses peaked at $404.4 million in Q3 2022 and troughed at $263.4 million in Q1 2022.
- A 5-year average of $332.8 million and a median of $334.2 million in 2024 frame the typical range for Operating Expenses.
- The widest YoY moves for Operating Expenses: up 55.09% in 2022, down 17.02% in 2022.
- Over 5 years, Operating Expenses stood at $295.9 million in 2022, then climbed by 17.59% to $347.9 million in 2023, then climbed by 8.03% to $375.9 million in 2024, then dropped by 15.42% to $317.9 million in 2025, then advanced by 8.67% to $345.4 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $345.4 million, $320.3 million, and $317.9 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.01 Bn | 121.25 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 124.60 Bn | 119.60 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Travelers Companies | 79.46 Bn | 55.71 Bn | 4.83 Bn | 9.39 Bn |
| 4 | Allstate | 67.73 Bn | 29.00 Bn | 16.28 Bn | 14.45 Bn |
| 5 | Fairfax Financial Holdings | 35.48 Bn | 35.48 Bn | - | -134.80 Mn |
| 6 | Cincinnati Financial | 26.79 Bn | 24.90 Bn | 2.39 Bn | 2.70 Bn |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 4.12 Bn |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 3.63 Bn |
| 9 | Assurant | 14.12 Bn | 12.09 Bn | 2.71 Bn | 3.08 Bn |
| 10 | Universal Insurance Holdings | 1.20 Bn | 558.22 Mn | 182.47 Mn | 345.42 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 345.42 Mn |
| Mar 31, 2026 | 320.28 Mn |
| Dec 31, 2025 | 317.88 Mn |
| Sep 30, 2025 | 346.60 Mn |
| Jun 30, 2025 | 352.15 Mn |
| Mar 31, 2025 | 337.80 Mn |
| Dec 31, 2024 | 375.85 Mn |
| Sep 30, 2024 | 404.06 Mn |
| Jun 30, 2024 | 330.69 Mn |
| Mar 31, 2024 | 318.85 Mn |
| Dec 31, 2023 | 347.93 Mn |
| Sep 30, 2023 | 366.29 Mn |
| Jun 30, 2023 | 300.40 Mn |
| Mar 31, 2023 | 282.08 Mn |
| Dec 31, 2022 | 295.88 Mn |
| Sep 30, 2022 | 404.42 Mn |
| Jun 30, 2022 | 279.60 Mn |
| Mar 31, 2022 | 263.40 Mn |
| Dec 31, 2021 | 356.57 Mn |
| Sep 30, 2021 | 260.76 Mn |