Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)
Universal Insurance Holdings' Net Margin was 13.86% in Q2 2026, up 5.09 percentage points from 8.77% a year earlier and up 0.07 percentage points from the prior quarter.
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Analysis
Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Universal Insurance Holdings' Net Margin was 13.49% through Jun 30, 2026, up 9.26 percentage points year-over-year; for FY2025, it was 11.41%, up 7.53 percentage points from FY2024.
- Net Margin shows a five-year change of +9.63 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 3.88% in FY2024 (-0.93 pp), 4.80% in FY2023 (+6.62 pp), -1.82% in FY2022 (-3.64 pp) and 1.82% in FY2021 (+0.04 pp).
- Quarterly Net Margin has moved between -23.11% (Q3 2022) and 16.32% (Q4 2025) over five years.
- Compared with a year earlier, Net Margin has increased for four straight quarters, with an average year-over-year change of +3.97 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q4 2022 (a gain of 24.05 percentage points); the worst was Q3 2022 (a drop of 30.13 percentage points).
- Per Business Quant data, UVE's Net Margin in the three quarters before Q2 2026 was 13.79% (Q1 2026), 16.32% (Q4 2025) and 9.93% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 25.21% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 18.05% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 14.02% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 17.10% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 18.17% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 10.52% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 3.68% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 12.98% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | 8.09% |
| 10 | Universal Insurance Holdings | 1.17 Bn | -1.16 Bn | 182.47 Mn | 13.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.86% |
| Mar 31, 2026 | 13.79% |
| Dec 31, 2025 | 16.32% |
| Sep 30, 2025 | 9.93% |
| Jun 30, 2025 | 8.77% |
| Mar 31, 2025 | 10.49% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -4.17% |
| Jun 30, 2024 | 9.31% |
| Mar 31, 2024 | 9.15% |
| Dec 31, 2023 | 5.33% |
| Sep 30, 2023 | -1.64% |
| Jun 30, 2023 | 8.41% |
| Mar 31, 2023 | 7.64% |
| Dec 31, 2022 | 7.60% |
| Sep 30, 2022 | -23.11% |
| Jun 30, 2022 | 2.52% |
| Mar 31, 2022 | 6.10% |
| Dec 31, 2021 | -16.44% |
| Sep 30, 2021 | 7.03% |
API Access
Universal Insurance Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();