Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted Net Margin of 13.79% for Q1 2026, down 15.49% sequentially from 16.32% in Q4 2025, and up 215.0% YoY from 4.38% in Q1 2025.
Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings (UVE) has 17 years of Net Margin data on file, last reported at 13.79% in Q1 2026.
- Quarterly Net Margin rose 215.0% year-over-year to 13.79% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 12.22% (up 769.0% YoY) and the FY2025 annual result came in at 11.41%, up 711.0% from the prior year.
- Net Margin eased to 13.79% in Q1 2026 per UVE's latest filing, from 16.32% in the prior quarter.
- The five-year high for Net Margin was 16.32% in Q4 2025, with the low at 24.87% in Q3 2022.
- Average Net Margin over 5 years is 5.3%, with a median of 7.64% recorded in 2023.
- The widest YoY moves for Net Margin: up 2534 bps in 2022, down 3189 bps in 2022.
- Universal Insurance Holdings' Net Margin stood at 7.6% in 2022, then fell by 22 bps to 5.96% in 2023, then plunged by 74 bps to 1.56% in 2024, then surged by 944 bps to 16.32% in 2025, then dropped by 15 bps to 13.79% in 2026.
- Business Quant data shows UVE's Net Margin at 13.79% in Q1 2026, 16.32% in Q4 2025, and 9.93% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | 13.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.79% |
| Dec 31, 2025 | 16.32% |
| Sep 30, 2025 | 9.93% |
| Jun 30, 2025 | 8.77% |
| Mar 31, 2025 | 11.65% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -4.17% |
| Jun 30, 2024 | 10.27% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 5.96% |
| Sep 30, 2023 | -1.64% |
| Jun 30, 2023 | 8.41% |
| Mar 31, 2023 | 7.64% |
| Dec 31, 2022 | 7.60% |
| Sep 30, 2022 | -24.87% |
| Jun 30, 2022 | 2.66% |
| Mar 31, 2022 | 6.10% |
| Dec 31, 2021 | -17.74% |
| Sep 30, 2021 | 7.02% |
| Jun 30, 2021 | 7.86% |