Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)
Universal Insurance Holdings' (UVE) quarterly Net Margin came in at 13.79% in Q1 2026, up 215.0% year-on-year from 4.38% in Q1 2025, and down 15.49% quarter-over-quarter from 16.32% in Q4 2025.
Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has disclosed Net Margin across 17 years of filings, most recently posting 13.79% for Q1 2026.
- Net Margin for Q1 2026 came in at 13.79%, up 215.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 12.22% (up 769.0% YoY), and the FY2025 annual result was 11.41%, up 711.0% from the prior year.
- Net Margin came in at 13.79% for Q1 2026 at Universal Insurance Holdings, down from 16.32% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 16.32% in Q4 2025 to a low of 24.87% in Q3 2022.
- The 5-year median for Net Margin is 7.64% (2023), against an average of 5.3%.
- Peak annual rise in Net Margin reached 2534 bps in 2022, while the deepest fall reached 3189 bps in 2022.
- Universal Insurance Holdings' Net Margin stood at 7.6% in 2022, then slipped by 22 bps to 5.96% in 2023, then tumbled by 74 bps to 1.56% in 2024, then surged by 944 bps to 16.32% in 2025, then retreated by 15 bps to 13.79% in 2026.
- The last three Net Margin figures came in at 13.79% (Q1 2026), 16.32% (Q4 2025), and 9.93% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Universal Insurance Holdings | 1.03 Bn | 338.09 Mn | 165.47 Mn | 13.79% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.79% |
| Dec 31, 2025 | 16.32% |
| Sep 30, 2025 | 9.93% |
| Jun 30, 2025 | 8.77% |
| Mar 31, 2025 | 11.65% |
| Dec 31, 2024 | 1.56% |
| Sep 30, 2024 | -4.17% |
| Jun 30, 2024 | 10.27% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 5.96% |
| Sep 30, 2023 | -1.64% |
| Jun 30, 2023 | 8.41% |
| Mar 31, 2023 | 7.64% |
| Dec 31, 2022 | 7.60% |
| Sep 30, 2022 | -24.87% |
| Jun 30, 2022 | 2.66% |
| Mar 31, 2022 | 6.10% |
| Dec 31, 2021 | -17.74% |
| Sep 30, 2021 | 7.02% |
| Jun 30, 2021 | 7.86% |