Universal Insurance Holdings UVE
NYSE UVE
$44.45 +0.53 (+1.21%)
As of: Sep 3, 2026 · 9:30 AM EDT

Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)

Universal Insurance Holdings (UVE) posted Net Margin of 13.86% for Q2 2026, little changed sequentially from 13.79% in Q1 2026, and up 509.0% YoY from 2.28% in Q2 2025.

Analysis

Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings has reported Net Margin for 17 years, with the latest figure at 13.86% in Q2 2026.

  • Quarterly Net Margin rose 509.0% year-over-year to 13.86% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 13.49% (up 926.0% YoY) and the FY2025 annual result came in at 11.41%, up 753.0% from the prior year.
  • Net Margin was little changed at 13.86% in Q2 2026 per UVE's latest filing, from 13.79% in the prior quarter.
  • Over five years, Net Margin peaked at 16.32% in Q4 2025 and troughed at 23.11% in Q3 2022.
  • A 5-year average of 5.66% and a median of 8.02% in 2023 frame the typical range for Net Margin.
  • The widest YoY moves for Net Margin: up 2405 bps in 2022, down 3012 bps in 2022.
  • Over 5 years, Net Margin stood at 7.6% in 2022, then declined by 30 bps to 5.33% in 2023, then slumped by 71 bps to 1.56% in 2024, then jumped by 944 bps to 16.32% in 2025, then dropped by 15 bps to 13.86% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 13.86%, 13.79%, and 16.32% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 132.63 Bn 118.87 Bn 9.13 Bn 18.22%
2 Progressive 129.43 Bn 124.43 Bn 9.04 Bn 14.02%
3 Travelers Companies 77.84 Bn 54.09 Bn 6.23 Bn 18.17%
4 Allstate 66.82 Bn 28.09 Bn 16.28 Bn 17.43%
5 Fairfax Financial Holdings 49.72 Bn 54.44 Bn - -
6 Cincinnati Financial 26.67 Bn 24.78 Bn 2.39 Bn 29.36%
7 Markel 22.99 Bn 6.10 Bn 2.83 Bn 29.09%
8 Loews 22.59 Bn 290.59 Mn 2.57 Bn 9.95%
9 Assurant 13.86 Bn 11.83 Bn 2.71 Bn 8.64%
10 Universal Insurance Holdings 1.23 Bn 583.63 Mn 182.47 Mn 13.86%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.86%
Mar 31, 2026 13.79%
Dec 31, 2025 16.32%
Sep 30, 2025 9.93%
Jun 30, 2025 8.77%
Mar 31, 2025 10.49%
Dec 31, 2024 1.56%
Sep 30, 2024 -4.17%
Jun 30, 2024 9.31%
Mar 31, 2024 9.15%
Dec 31, 2023 5.33%
Sep 30, 2023 -1.64%
Jun 30, 2023 8.41%
Mar 31, 2023 7.64%
Dec 31, 2022 7.60%
Sep 30, 2022 -23.11%
Jun 30, 2022 2.52%
Mar 31, 2022 6.10%
Dec 31, 2021 -16.44%
Sep 30, 2021 7.02%