Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)

Universal Insurance Holdings' (UVE) quarterly Net Margin came in at 13.79% in Q1 2026, up 215.0% year-on-year from 4.38% in Q1 2025, and down 15.49% quarter-over-quarter from 16.32% in Q4 2025.

Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings has disclosed Net Margin across 17 years of filings, most recently posting 13.79% for Q1 2026.

  • Net Margin for Q1 2026 came in at 13.79%, up 215.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 12.22% (up 769.0% YoY), and the FY2025 annual result was 11.41%, up 711.0% from the prior year.
  • Net Margin came in at 13.79% for Q1 2026 at Universal Insurance Holdings, down from 16.32% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 16.32% in Q4 2025 to a low of 24.87% in Q3 2022.
  • The 5-year median for Net Margin is 7.64% (2023), against an average of 5.3%.
  • Peak annual rise in Net Margin reached 2534 bps in 2022, while the deepest fall reached 3189 bps in 2022.
  • Universal Insurance Holdings' Net Margin stood at 7.6% in 2022, then slipped by 22 bps to 5.96% in 2023, then tumbled by 74 bps to 1.56% in 2024, then surged by 944 bps to 16.32% in 2025, then retreated by 15 bps to 13.79% in 2026.
  • The last three Net Margin figures came in at 13.79% (Q1 2026), 16.32% (Q4 2025), and 9.93% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 Universal Insurance Holdings 1.03 Bn 338.09 Mn 165.47 Mn 13.79%

Historic Data

Download Data
DateValue
Mar 31, 2026 13.79%
Dec 31, 2025 16.32%
Sep 30, 2025 9.93%
Jun 30, 2025 8.77%
Mar 31, 2025 11.65%
Dec 31, 2024 1.56%
Sep 30, 2024 -4.17%
Jun 30, 2024 10.27%
Mar 31, 2024 10.08%
Dec 31, 2023 5.96%
Sep 30, 2023 -1.64%
Jun 30, 2023 8.41%
Mar 31, 2023 7.64%
Dec 31, 2022 7.60%
Sep 30, 2022 -24.87%
Jun 30, 2022 2.66%
Mar 31, 2022 6.10%
Dec 31, 2021 -17.74%
Sep 30, 2021 7.02%
Jun 30, 2021 7.86%