Universal Insurance Holdings (UVE) Net Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted Net Margin of 13.86% for Q2 2026, little changed sequentially from 13.79% in Q1 2026, and up 509.0% YoY from 2.28% in Q2 2025.
Universal Insurance Holdings (UVE) Net Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported Net Margin for 17 years, with the latest figure at 13.86% in Q2 2026.
- Quarterly Net Margin rose 509.0% year-over-year to 13.86% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 13.49% (up 926.0% YoY) and the FY2025 annual result came in at 11.41%, up 753.0% from the prior year.
- Net Margin was little changed at 13.86% in Q2 2026 per UVE's latest filing, from 13.79% in the prior quarter.
- Over five years, Net Margin peaked at 16.32% in Q4 2025 and troughed at 23.11% in Q3 2022.
- A 5-year average of 5.66% and a median of 8.02% in 2023 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 2405 bps in 2022, down 3012 bps in 2022.
- Over 5 years, Net Margin stood at 7.6% in 2022, then declined by 30 bps to 5.33% in 2023, then slumped by 71 bps to 1.56% in 2024, then jumped by 944 bps to 16.32% in 2025, then dropped by 15 bps to 13.86% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 13.86%, 13.79%, and 16.32% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 8.64% |
| 10 | Universal Insurance Holdings | 1.18 Bn | 540.49 Mn | 182.47 Mn | 13.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 13.86% |
| Mar 31, 2026 | 13.79% |
| Dec 31, 2025 | 18.32% |
| Sep 30, 2025 | 11.07% |
| Jun 30, 2025 | 8.77% |
| Mar 31, 2025 | 10.49% |
| Dec 31, 2024 | 1.73% |
| Sep 30, 2024 | -4.17% |
| Jun 30, 2024 | 10.27% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 5.96% |
| Sep 30, 2023 | -1.64% |
| Jun 30, 2023 | 9.42% |
| Mar 31, 2023 | 8.57% |
| Dec 31, 2022 | 8.60% |
| Sep 30, 2022 | -24.87% |
| Jun 30, 2022 | 2.66% |
| Mar 31, 2022 | 6.52% |
| Dec 31, 2021 | -17.75% |
| Sep 30, 2021 | 7.62% |