Universal Insurance Holdings (UVE) Interest Coverage Ratio (2021 - 2024)
Universal Insurance Holdings (UVE) posted Interest Coverage Ratio of 9.65 for Q4 2024, up 1.43% sequentially from 9.52 in Q3 2024, and up 15.07% YoY from 8.39 in Q1 2024.
Universal Insurance Holdings (UVE) Interest Coverage Ratio (2021 - 2024) Analysis & Trends
Universal Insurance Holdings (UVE) has 4 years of Interest Coverage Ratio data on file, last reported at 9.65 in Q4 2024.
- Quarterly Interest Coverage Ratio rose 15.07% year-over-year to 9.65 in Q4 2024, while the trailing twelve-month figure through Sep 2025 was 41.7 (up 372.89% YoY) and the FY2025 annual result came in at 11.0, up 20.41% from the prior year.
- Interest Coverage Ratio advanced to 9.65 in Q4 2024 per UVE's latest filing, from 9.52 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 149.3 in Q1 2021, with the low at 2.51 in Q1 2022.
- Average Interest Coverage Ratio over 4 years is 26.02, with a median of 8.08 recorded in 2024.
- Year-over-year, Interest Coverage Ratio sank 98.32% in 2022 and surged 160.14% in 2023.
- Universal Insurance Holdings' Interest Coverage Ratio stood at 7.03 in 2021, then slipped by 9.36% to 6.37 in 2022, then jumped by 31.66% to 8.39 in 2023, then gained by 15.07% to 9.65 in 2024.
- Business Quant data shows UVE's Interest Coverage Ratio at 9.65 in Q4 2024, 9.52 in Q3 2024, and 9.03 in Q2 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.37 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -146.59 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 8.63 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 24.46 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.69 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 9.57 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -3.92 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 5.42 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.77 |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2024 | 9.65 |
| Sep 30, 2024 | 9.52 |
| Jun 30, 2024 | 9.03 |
| Mar 31, 2024 | 8.34 |
| Dec 31, 2023 | 8.39 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 6.93 |
| Mar 31, 2023 | 6.54 |
| Dec 31, 2022 | 6.37 |
| Sep 30, 2022 | 3.73 |
| Jun 30, 2022 | 3.02 |
| Mar 31, 2022 | 2.51 |
| Dec 31, 2021 | 7.03 |
| Sep 30, 2021 | 96.45 |
| Jun 30, 2021 | 81.66 |
| Mar 31, 2021 | 149.30 |