Universal Insurance Holdings (UVE) Interest Coverage Ratio (2010 - 2026)
Universal Insurance Holdings (UVE) posted Interest Coverage Ratio of 0.4 for Q2 2026, up 3.85% sequentially from 0.38 in Q1 2026, and down 96.31% YoY from 10.73 in Q2 2025.
Universal Insurance Holdings (UVE) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.4 in Q2 2026.
- Quarterly Interest Coverage Ratio fell 96.31% year-over-year to 0.4 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 1.51 (down 84.88% YoY) and the FY2025 annual result came in at 1.52, up 121.71% from the prior year.
- Interest Coverage Ratio climbed to 0.4 in Q2 2026 per UVE's latest filing, from 0.38 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 14.79 in Q4 2023 and troughed at 0.38 in Q1 2026.
- A 5-year average of 7.39 and a median of 8.08 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 98.32% in 2022, then soared 160.14% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 6.37 in 2022, then surged by 132.22% to 14.79 in 2023, then plunged by 34.59% to 9.68 in 2024, then rose by 22.79% to 11.88 in 2025, then sank by 96.67% to 0.4 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.4, 0.38, and 11.88 for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.59 |
| 10 | Universal Insurance Holdings | 1.18 Bn | 540.49 Mn | 182.47 Mn | 0.40 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.40 |
| Mar 31, 2026 | 0.38 |
| Dec 31, 2025 | 11.86 |
| Sep 30, 2025 | 0.35 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 9.96 |
| Dec 31, 2024 | 17.26 |
| Sep 30, 2024 | 9.52 |
| Jun 30, 2024 | 9.03 |
| Mar 31, 2024 | 8.34 |
| Dec 31, 2023 | 8.39 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 6.93 |
| Mar 31, 2023 | 6.54 |
| Dec 31, 2022 | 6.37 |
| Sep 30, 2022 | 3.73 |
| Jun 30, 2022 | 3.02 |
| Mar 31, 2022 | 2.51 |
| Dec 31, 2021 | 1.38 |
| Sep 30, 2021 | 96.45 |