Universal Insurance Holdings (UVE) Interest Coverage Ratio (2011 - 2025)
Universal Insurance Holdings (UVE) posted Interest Coverage Ratio of 0.4 for Q2 2026, up 3.85% sequentially from 0.38 in Q1 2026, and down 96.31% YoY from 10.73 in Q2 2025.
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Universal Insurance Holdings (UVE) Interest Coverage Ratio (2011 - 2025) Analysis & Trends
Universal Insurance Holdings has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.4 in Q2 2026.
- Quarterly Interest Coverage Ratio fell 96.31% year-over-year to 0.4 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 1.51 (down 84.88% YoY) and the FY2025 annual result came in at 1.52, up 121.71% from the prior year.
- Interest Coverage Ratio climbed to 0.4 in Q2 2026 per UVE's latest filing, from 0.38 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 14.79 in Q4 2023 and troughed at 0.38 in Q1 2026.
- A 5-year average of 7.39 and a median of 8.08 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 98.32% in 2022, then soared 160.14% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 6.37 in 2022, then surged by 132.22% to 14.79 in 2023, then plunged by 34.59% to 9.68 in 2024, then rose by 22.79% to 11.88 in 2025, then sank by 96.67% to 0.4 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.4, 0.38, and 11.88 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 133.19 Bn | 119.42 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 131.38 Bn | 126.38 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 78.15 Bn | 54.40 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.34 Bn | 28.60 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 49.72 Bn | 54.44 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.82 Bn | 24.93 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.11 Bn | 6.23 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.59 Bn | 290.59 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.24 Bn | 12.21 Bn | 2.71 Bn | 5.01 |
| 10 | Universal Insurance Holdings | 1.23 Bn | 583.63 Mn | 182.47 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 8.26 |
| Dec 31, 2024 | 31.20 |
| Sep 30, 2024 | 9.52 |
| Jun 30, 2024 | 9.03 |
| Mar 31, 2024 | 8.34 |
| Dec 31, 2023 | 22.86 |
| Sep 30, 2023 | 7.82 |
| Jun 30, 2023 | 6.93 |
| Mar 31, 2023 | 6.54 |
| Dec 31, 2022 | 11.61 |
| Sep 30, 2022 | 3.73 |
| Jun 30, 2022 | 3.02 |
| Mar 31, 2022 | 2.51 |
| Dec 31, 2021 | 6.49 |
| Sep 30, 2021 | 96.45 |
| Jun 30, 2021 | 81.66 |
| Mar 31, 2021 | 149.30 |
| Dec 31, 2020 | 4.71 |
| Sep 30, 2020 | 7.60 |
| Jun 30, 2020 | 12.36 |