Universal Insurance Holdings (UVE) Gross Margin (2009 - 2026)
Universal Insurance Holdings' Gross Margin came in at 40.71% for Q3 2026, up 3.62 percentage points from 37.08% a year earlier but down 2.02 percentage points from the prior quarter.
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Analysis
Universal Insurance Holdings (UVE) Gross Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Universal Insurance Holdings reported Gross Margin of 42.69%, up 9.10 percentage points year-over-year; for FY2025, it was 38.53%, up 10.05 percentage points from FY2024.
- Gross Margin carries a five-year change of +9.27 percentage points (FY2020 to FY2025).
- Going back by year, Gross Margin was 28.49% in FY2024 (-0.18 pp), 28.67% in FY2023 (+5.42 pp), 23.25% in FY2022 (-7.29 pp) and 30.54% in FY2021 (+1.28 pp).
- The five-year range for quarterly Gross Margin is -5.64% (Q3 2022) to 45.40% (Q4 2025).
- Year-over-year, Gross Margin has increased for five consecutive quarters, with an average year-over-year change of +6.90 percentage points over the last eight quarters.
- The fastest year-over-year change in Gross Margin over five years came in Q4 2022 (a gain of 28.46 percentage points), and the weakest in Q3 2022 (a drop of 40.34 percentage points).
- Business Quant data shows UVE's Gross Margin at 42.73% (Q2 2026), 42.04% (Q1 2026) and 45.40% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 53.68% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 53.53% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 35.74% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | - |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 47.74% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 83.78% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | - |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | -10,257.29% |
| 10 | Universal Insurance Holdings | 1.33 Bn | -1.19 Bn | 178.83 Mn | 40.71% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 40.71% |
| Jun 30, 2026 | 42.73% |
| Mar 31, 2026 | 42.04% |
| Dec 31, 2025 | 45.40% |
| Sep 30, 2025 | 37.08% |
| Jun 30, 2025 | 34.95% |
| Mar 31, 2025 | 36.55% |
| Dec 31, 2024 | 25.51% |
| Sep 30, 2024 | 18.22% |
| Jun 30, 2024 | 35.94% |
| Mar 31, 2024 | 34.72% |
| Dec 31, 2023 | 26.81% |
| Sep 30, 2023 | 20.02% |
| Jun 30, 2023 | 34.11% |
| Mar 31, 2023 | 34.87% |
| Dec 31, 2022 | 32.64% |
| Sep 30, 2022 | -5.64% |
| Jun 30, 2022 | 31.40% |
| Mar 31, 2022 | 35.61% |
| Dec 31, 2021 | 4.18% |
API Access
Universal Insurance Holdings Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();