Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted Gross Margin of 42.73% for Q2 2026, up 1.63% sequentially from 42.04% in Q1 2026, and up 778.0% YoY from 4.87% in Q2 2025.
Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported Gross Margin for 17 years, with the latest figure at 42.73% in Q2 2026.
- Quarterly Gross Margin rose 778.0% year-over-year to 42.73% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 41.84% (up 1295.0% YoY) and the FY2025 annual result came in at 38.53%, up 1005.0% from the prior year.
- Gross Margin grew to 42.73% in Q2 2026 per UVE's latest filing, from 42.04% in the prior quarter.
- Over five years, Gross Margin peaked at 45.4% in Q4 2025 and troughed at 5.64% in Q3 2022.
- A 5-year average of 31.28% and a median of 34.8% in 2023 frame the typical range for Gross Margin.
- The widest YoY moves for Gross Margin: up 2846 bps in 2022, down 4034 bps in 2022.
- Over 5 years, Gross Margin stood at 32.64% in 2022, then slipped by 18 bps to 26.81% in 2023, then decreased by 5 bps to 25.51% in 2024, then surged by 78 bps to 45.4% in 2025, then dropped by 6 bps to 42.73% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 42.73%, 42.04%, and 45.4% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | Universal Insurance Holdings | 1.18 Bn | 540.49 Mn | 182.47 Mn | 42.73% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 42.73% |
| Mar 31, 2026 | 42.04% |
| Dec 31, 2025 | 91.49% |
| Sep 30, 2025 | 29.86% |
| Jun 30, 2025 | 92.51% |
| Mar 31, 2025 | 36.55% |
| Dec 31, 2024 | 92.58% |
| Sep 30, 2024 | 18.22% |
| Jun 30, 2024 | 29.39% |
| Mar 31, 2024 | 28.09% |
| Dec 31, 2023 | 285.39% |
| Sep 30, 2023 | 20.02% |
| Jun 30, 2023 | 26.23% |
| Mar 31, 2023 | 26.95% |
| Dec 31, 2022 | 23.75% |
| Sep 30, 2022 | -13.70% |
| Jun 30, 2022 | 27.70% |
| Mar 31, 2022 | 31.20% |
| Dec 31, 2021 | -3.36% |
| Sep 30, 2021 | 29.12% |