Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026)
Universal Insurance Holdings' (UVE) quarterly Gross Margin came in at 42.04% in Q1 2026, up 1248.0% year-on-year from 3.12% in Q1 2025, and down 7.39% quarter-over-quarter from 45.4% in Q4 2025.
Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has disclosed Gross Margin across 17 years of filings, most recently posting 42.04% for Q1 2026.
- Gross Margin for Q1 2026 came in at 42.04%, up 1248.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 53.71% (up 7697.0% YoY), and the FY2025 annual result was 38.53%, up 1773.0% from the prior year.
- Gross Margin came in at 42.04% for Q1 2026 at Universal Insurance Holdings, down from 45.4% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 92.34% in Q3 2025 to a low of 161.06% in Q4 2024.
- The 5-year median for Gross Margin is 32.64% (2022), against an average of 26.26%.
- Across the five-year window, Gross Margin sank 17913 bps in 2024 and surged 20646 bps in 2025, its largest moves.
- Universal Insurance Holdings' Gross Margin stood at 32.64% in 2022, then slumped by 45 bps to 18.07% in 2023, then tumbled by 991 bps to 161.06% in 2024, then soared by 128 bps to 45.4% in 2025, then declined by 7 bps to 42.04% in 2026.
- The last three Gross Margin figures came in at 42.04% (Q1 2026), 45.4% (Q4 2025), and 92.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 58.50% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 37.68% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 46.48% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 86.87% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 73.70% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 99.65% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 67.14% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -153.50% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 72.35% |
| 10 | Universal Insurance Holdings | 1.03 Bn | 338.09 Mn | 165.47 Mn | 42.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.04% |
| Dec 31, 2025 | 45.40% |
| Sep 30, 2025 | 92.34% |
| Jun 30, 2025 | 34.95% |
| Mar 31, 2025 | 29.56% |
| Dec 31, 2024 | -161.06% |
| Sep 30, 2024 | 18.22% |
| Jun 30, 2024 | 29.39% |
| Mar 31, 2024 | 28.09% |
| Dec 31, 2023 | 18.07% |
| Sep 30, 2023 | 20.02% |
| Jun 30, 2023 | 34.11% |
| Mar 31, 2023 | 34.87% |
| Dec 31, 2022 | 32.64% |
| Sep 30, 2022 | 84.52% |
| Jun 30, 2022 | 27.70% |
| Mar 31, 2022 | 35.61% |
| Dec 31, 2021 | -3.36% |
| Sep 30, 2021 | 34.70% |
| Jun 30, 2021 | 40.10% |