Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted Gross Margin of 42.04% for Q1 2026, down 7.39% sequentially from 45.4% in Q4 2025, and up 1248.0% YoY from 3.12% in Q1 2025.
Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings (UVE) has 17 years of Gross Margin data on file, last reported at 42.04% in Q1 2026.
- Quarterly Gross Margin rose 1248.0% year-over-year to 42.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 53.71% (up 7697.0% YoY) and the FY2025 annual result came in at 38.53%, up 1773.0% from the prior year.
- Gross Margin eased to 42.04% in Q1 2026 per UVE's latest filing, from 45.4% in the prior quarter.
- The five-year high for Gross Margin was 92.34% in Q3 2025, with the low at 161.06% in Q4 2024.
- Average Gross Margin over 5 years is 26.26%, with a median of 32.64% recorded in 2022.
- Year-over-year, Gross Margin tumbled 17913 bps in 2024 and soared 20646 bps in 2025.
- Universal Insurance Holdings' Gross Margin stood at 32.64% in 2022, then tumbled by 45 bps to 18.07% in 2023, then plunged by 991 bps to 161.06% in 2024, then soared by 128 bps to 45.4% in 2025, then decreased by 7 bps to 42.04% in 2026.
- Business Quant data shows UVE's Gross Margin at 42.04% in Q1 2026, 45.4% in Q4 2025, and 92.34% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | 42.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.04% |
| Dec 31, 2025 | 45.40% |
| Sep 30, 2025 | 92.34% |
| Jun 30, 2025 | 34.95% |
| Mar 31, 2025 | 29.56% |
| Dec 31, 2024 | -161.06% |
| Sep 30, 2024 | 18.22% |
| Jun 30, 2024 | 29.39% |
| Mar 31, 2024 | 28.09% |
| Dec 31, 2023 | 18.07% |
| Sep 30, 2023 | 20.02% |
| Jun 30, 2023 | 34.11% |
| Mar 31, 2023 | 34.87% |
| Dec 31, 2022 | 32.64% |
| Sep 30, 2022 | 84.52% |
| Jun 30, 2022 | 27.70% |
| Mar 31, 2022 | 35.61% |
| Dec 31, 2021 | -3.36% |
| Sep 30, 2021 | 34.70% |
| Jun 30, 2021 | 40.10% |