Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026)

Universal Insurance Holdings' (UVE) quarterly Gross Margin came in at 42.04% in Q1 2026, up 1248.0% year-on-year from 3.12% in Q1 2025, and down 7.39% quarter-over-quarter from 45.4% in Q4 2025.

Universal Insurance Holdings (UVE) Gross Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings has disclosed Gross Margin across 17 years of filings, most recently posting 42.04% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 42.04%, up 1248.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 53.71% (up 7697.0% YoY), and the FY2025 annual result was 38.53%, up 1773.0% from the prior year.
  • Gross Margin came in at 42.04% for Q1 2026 at Universal Insurance Holdings, down from 45.4% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 92.34% in Q3 2025 to a low of 161.06% in Q4 2024.
  • The 5-year median for Gross Margin is 32.64% (2022), against an average of 26.26%.
  • Across the five-year window, Gross Margin sank 17913 bps in 2024 and surged 20646 bps in 2025, its largest moves.
  • Universal Insurance Holdings' Gross Margin stood at 32.64% in 2022, then slumped by 45 bps to 18.07% in 2023, then tumbled by 991 bps to 161.06% in 2024, then soared by 128 bps to 45.4% in 2025, then declined by 7 bps to 42.04% in 2026.
  • The last three Gross Margin figures came in at 42.04% (Q1 2026), 45.4% (Q4 2025), and 92.34% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 58.50%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 37.68%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 46.48%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 86.87%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 73.70%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 99.65%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 67.14%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -153.50%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 72.35%
10 Universal Insurance Holdings 1.03 Bn 338.09 Mn 165.47 Mn 42.04%

Historic Data

Download Data
DateValue
Mar 31, 2026 42.04%
Dec 31, 2025 45.40%
Sep 30, 2025 92.34%
Jun 30, 2025 34.95%
Mar 31, 2025 29.56%
Dec 31, 2024 -161.06%
Sep 30, 2024 18.22%
Jun 30, 2024 29.39%
Mar 31, 2024 28.09%
Dec 31, 2023 18.07%
Sep 30, 2023 20.02%
Jun 30, 2023 34.11%
Mar 31, 2023 34.87%
Dec 31, 2022 32.64%
Sep 30, 2022 84.52%
Jun 30, 2022 27.70%
Mar 31, 2022 35.61%
Dec 31, 2021 -3.36%
Sep 30, 2021 34.70%
Jun 30, 2021 40.10%