Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026)
Universal Insurance Holdings' FCF Margin was 23.46% in Q2 2026, down 2.84 percentage points from 26.30% a year earlier and down 15.48 percentage points from the prior quarter.
Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Universal Insurance Holdings' FCF Margin was 20.85% through Jun 30, 2026, up 3.65 percentage points year-over-year; for FY2025, it was 23.51%, up 14.96 percentage points from FY2024.
- FCF Margin shows a five-year change of +22.38 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 8.55% in FY2024 (+3.74 pp), 4.81% in FY2023 (-21.33 pp), 26.14% in FY2022 (+5.89 pp) and 20.25% in FY2021 (+19.12 pp).
- Quarterly FCF Margin has moved between -26.57% (Q4 2024) and 85.92% (Q2 2022) over five years.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of +3.07 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 44.86 percentage points); the worst was Q2 2023 (a drop of 71.05 percentage points).
- Per Business Quant data, UVE's FCF Margin in the three quarters before Q2 2026 was 38.94% (Q1 2026), 6.13% (Q4 2025) and 15.28% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 19.60% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 20.72% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 11.63% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 11.38% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | -1.02% |
| 10 | Universal Insurance Holdings | 1.17 Bn | -1.16 Bn | 182.47 Mn | 23.46% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.46% |
| Mar 31, 2026 | 38.94% |
| Dec 31, 2025 | 6.13% |
| Sep 30, 2025 | 15.28% |
| Jun 30, 2025 | 26.30% |
| Mar 31, 2025 | 46.99% |
| Dec 31, 2024 | -26.57% |
| Sep 30, 2024 | 20.89% |
| Jun 30, 2024 | 18.84% |
| Mar 31, 2024 | 21.64% |
| Dec 31, 2023 | -0.22% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 14.87% |
| Mar 31, 2023 | -16.10% |
| Dec 31, 2022 | 30.53% |
| Sep 30, 2022 | -0.91% |
| Jun 30, 2022 | 85.92% |
| Mar 31, 2022 | -10.18% |
| Dec 31, 2021 | -14.33% |
| Sep 30, 2021 | 5.22% |
Universal Insurance Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UVE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();