Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026)

Universal Insurance Holdings (UVE) posted FCF Margin of 38.94% for Q1 2026, up 535.26% sequentially from 6.13% in Q4 2025, and down 1322.0% YoY from 3.19% in Q1 2025.

Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026) Analysis & Trends

Universal Insurance Holdings (UVE) has 17 years of FCF Margin data on file, last reported at 38.94% in Q1 2026.

  • Quarterly FCF Margin fell 1322.0% year-over-year to 38.94% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.51% (up 518.0% YoY) and the FY2025 annual result came in at 23.51%, up 1371.0% from the prior year.
  • FCF Margin climbed to 38.94% in Q1 2026 per UVE's latest filing, from 6.13% in the prior quarter.
  • The five-year high for FCF Margin was 90.56% in Q2 2022, with the low at 25.37% in Q4 2024.
  • Average FCF Margin over 5 years is 18.02%, with a median of 18.95% recorded in 2023.
  • Year-over-year, FCF Margin jumped 4333 bps in 2022 and sank 7569 bps in 2023.
  • Universal Insurance Holdings' FCF Margin stood at 30.53% in 2022, then tumbled by 101 bps to 0.24% in 2023, then slumped by 10405 bps to 25.37% in 2024, then surged by 124 bps to 6.13% in 2025, then jumped by 535 bps to 38.94% in 2026.
  • Business Quant data shows UVE's FCF Margin at 38.94% in Q1 2026, 6.13% in Q4 2025, and 15.28% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -0.88%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 19.40%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 26.72%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 25.12%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 18.33%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 20.79%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -15.38%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 15.49%
10 Universal Insurance Holdings 1.17 Bn 474.14 Mn 165.47 Mn 38.94%

Historic Data

Download Data
DateValue
Mar 31, 2026 38.94%
Dec 31, 2025 6.13%
Sep 30, 2025 15.28%
Jun 30, 2025 26.30%
Mar 31, 2025 52.16%
Dec 31, 2024 -25.37%
Sep 30, 2024 20.89%
Jun 30, 2024 20.77%
Mar 31, 2024 23.84%
Dec 31, 2023 -0.24%
Sep 30, 2023 18.95%
Jun 30, 2023 14.87%
Mar 31, 2023 -16.10%
Dec 31, 2022 30.53%
Sep 30, 2022 -0.98%
Jun 30, 2022 90.56%
Mar 31, 2022 -10.18%
Dec 31, 2021 -12.80%
Sep 30, 2021 5.22%
Jun 30, 2021 69.50%