Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted FCF Margin of 23.46% for Q2 2026, down 39.75% sequentially from 38.94% in Q1 2026, and down 284.0% YoY from 12.75% in Q2 2025.
Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings has reported FCF Margin for 17 years, with the latest figure at 23.46% in Q2 2026.
- Quarterly FCF Margin fell 284.0% year-over-year to 23.46% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 20.85% (up 365.0% YoY) and the FY2025 annual result came in at 23.51%, up 1496.0% from the prior year.
- FCF Margin slipped to 23.46% in Q2 2026 per UVE's latest filing, from 38.94% in the prior quarter.
- Over five years, FCF Margin peaked at 85.92% in Q2 2022 and troughed at 26.57% in Q4 2024.
- A 5-year average of 17.49% and a median of 18.9% in 2024 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin surged 4486 bps in 2022, then slumped 7105 bps in 2023.
- Over 5 years, FCF Margin stood at 30.53% in 2022, then tumbled by 101 bps to 0.22% in 2023, then plunged by 12214 bps to 26.57% in 2024, then surged by 123 bps to 6.13% in 2025, then soared by 283 bps to 23.46% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 23.46%, 38.94%, and 6.13% for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 11.85% |
| 10 | Universal Insurance Holdings | 1.18 Bn | 540.49 Mn | 182.47 Mn | 23.46% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 23.46% |
| Mar 31, 2026 | 38.94% |
| Dec 31, 2025 | 8.10% |
| Sep 30, 2025 | 17.03% |
| Jun 30, 2025 | 26.30% |
| Mar 31, 2025 | 46.99% |
| Dec 31, 2024 | -29.35% |
| Sep 30, 2024 | 20.89% |
| Jun 30, 2024 | 20.77% |
| Mar 31, 2024 | 23.84% |
| Dec 31, 2023 | -0.24% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 16.65% |
| Mar 31, 2023 | -18.05% |
| Dec 31, 2022 | 36.23% |
| Sep 30, 2022 | -0.98% |
| Jun 30, 2022 | 90.56% |
| Mar 31, 2022 | -10.88% |
| Dec 31, 2021 | -17.26% |
| Sep 30, 2021 | 7.51% |