Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026)
Universal Insurance Holdings (UVE) posted FCF Margin of 38.94% for Q1 2026, up 535.26% sequentially from 6.13% in Q4 2025, and down 1322.0% YoY from 3.19% in Q1 2025.
Universal Insurance Holdings (UVE) FCF Margin (2010 - 2026) Analysis & Trends
Universal Insurance Holdings (UVE) has 17 years of FCF Margin data on file, last reported at 38.94% in Q1 2026.
- Quarterly FCF Margin fell 1322.0% year-over-year to 38.94% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.51% (up 518.0% YoY) and the FY2025 annual result came in at 23.51%, up 1371.0% from the prior year.
- FCF Margin climbed to 38.94% in Q1 2026 per UVE's latest filing, from 6.13% in the prior quarter.
- The five-year high for FCF Margin was 90.56% in Q2 2022, with the low at 25.37% in Q4 2024.
- Average FCF Margin over 5 years is 18.02%, with a median of 18.95% recorded in 2023.
- Year-over-year, FCF Margin jumped 4333 bps in 2022 and sank 7569 bps in 2023.
- Universal Insurance Holdings' FCF Margin stood at 30.53% in 2022, then tumbled by 101 bps to 0.24% in 2023, then slumped by 10405 bps to 25.37% in 2024, then surged by 124 bps to 6.13% in 2025, then jumped by 535 bps to 38.94% in 2026.
- Business Quant data shows UVE's FCF Margin at 38.94% in Q1 2026, 6.13% in Q4 2025, and 15.28% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | Universal Insurance Holdings | 1.17 Bn | 474.14 Mn | 165.47 Mn | 38.94% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.94% |
| Dec 31, 2025 | 6.13% |
| Sep 30, 2025 | 15.28% |
| Jun 30, 2025 | 26.30% |
| Mar 31, 2025 | 52.16% |
| Dec 31, 2024 | -25.37% |
| Sep 30, 2024 | 20.89% |
| Jun 30, 2024 | 20.77% |
| Mar 31, 2024 | 23.84% |
| Dec 31, 2023 | -0.24% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 14.87% |
| Mar 31, 2023 | -16.10% |
| Dec 31, 2022 | 30.53% |
| Sep 30, 2022 | -0.98% |
| Jun 30, 2022 | 90.56% |
| Mar 31, 2022 | -10.18% |
| Dec 31, 2021 | -12.80% |
| Sep 30, 2021 | 5.22% |
| Jun 30, 2021 | 69.50% |