Universal Insurance Holdings (UVE) FCF Margin (2009 - 2026)
Universal Insurance Holdings' FCF Margin was 18.65% in Q3 2026, up 3.38 percentage points from 15.28% a year earlier but down 4.80 percentage points from the prior quarter.
Powered by 
Analysis
Universal Insurance Holdings (UVE) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Universal Insurance Holdings' FCF Margin was 21.61% through Sep 30, 2026, up 5.98 percentage points year-over-year; for FY2025, it was 23.51%, up 15.14 percentage points from FY2024.
- FCF Margin shows a five-year change of +22.38 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 8.37% in FY2024 (+3.56 pp), 4.81% in FY2023 (-21.33 pp), 26.14% in FY2022 (+5.89 pp) and 20.25% in FY2021 (+19.12 pp).
- Quarterly FCF Margin has moved between -27.28% (Q4 2024) and 85.92% (Q2 2022) over five years.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of +3.25 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2022 (a gain of 44.86 percentage points); the worst was Q2 2023 (a drop of 71.05 percentage points).
- Per Business Quant data, UVE's FCF Margin in the three quarters before Q3 2026 was 23.46% (Q2 2026), 38.94% (Q1 2026) and 6.13% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 6.39% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 37.49% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 18.98% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 20.36% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 31.15% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | -2.00% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 32.57% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 26.75% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 3,876.04% |
| 10 | Universal Insurance Holdings | 1.33 Bn | -1.19 Bn | 178.83 Mn | 18.65% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 18.65% |
| Jun 30, 2026 | 23.46% |
| Mar 31, 2026 | 38.94% |
| Dec 31, 2025 | 6.13% |
| Sep 30, 2025 | 15.28% |
| Jun 30, 2025 | 26.30% |
| Mar 31, 2025 | 46.99% |
| Dec 31, 2024 | -27.28% |
| Sep 30, 2024 | 20.89% |
| Jun 30, 2024 | 18.84% |
| Mar 31, 2024 | 21.64% |
| Dec 31, 2023 | -0.22% |
| Sep 30, 2023 | 18.95% |
| Jun 30, 2023 | 14.87% |
| Mar 31, 2023 | -16.10% |
| Dec 31, 2022 | 30.52% |
| Sep 30, 2022 | -0.91% |
| Jun 30, 2022 | 85.92% |
| Mar 31, 2022 | -10.18% |
| Dec 31, 2021 | -14.33% |
API Access
Universal Insurance Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UVE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UVE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UVE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();