URSB Bancorp (URSB) Provision for Credit Losses (2025 - 2026)
URSB Bancorp's Provision for Credit Losses came in at $140,000 for Q2 2026, down 29.6% from $199,000 a year earlier but up 41.4% from the prior quarter.
URSB Bancorp (URSB) Provision for Credit Losses (2025 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, URSB Bancorp reported Provision for Credit Losses of $397,000; for FY2025, it came in at $801,000, up 578.8% from FY2024.
- Going back by year, Provision for Credit Losses was $118,000 in FY2024.
- The five-year range for quarterly Provision for Credit Losses is -$41,000 (Q1 2025) to $199,000 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 368.00 Mn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03 Bn |
| 10 | URSB Bancorp | 31.98 Mn | -11.22 Mn | - | 234,000.00 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 234,000.00 |
| Jun 30, 2026 | 140,000.00 |
| Mar 31, 2026 | 99,000.00 |
| Jun 30, 2025 | 199,000.00 |
| Mar 31, 2025 | -41,000.00 |
URSB Bancorp Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=URSB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "URSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=URSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();