Unum (UNM) Return on Invested Capital [ROIC] (2009 - 2026)
Unum (UNM) recorded Return on Invested Capital [ROIC] of -35.93% in Q2 2026, down 5.87 percentage points from -30.06% a year earlier and down 0.60 percentage points from the prior quarter.
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Analysis
Unum (UNM) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends
For FY2025, Unum reported Return on Invested Capital [ROIC] of -35.79%, down 6.04 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a five-year change of +12.11 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at -29.75% in FY2024 (+5.42 pp), -35.17% in FY2023 (+7.87 pp), -43.04% in FY2022 (+1.97 pp) and -45.02% in FY2021 (+2.88 pp).
- The Q2 2026 figure is the lowest quarterly Return on Invested Capital [ROIC] since Q4 2022.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for four consecutive quarters, with an average year-over-year change of -0.86 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 17.48 percentage points in Q1 2023, against a drop of 9.99 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at -35.33% (Q1 2026), -35.85% (Q4 2025) and -34.15% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -11.13% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 11.97% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 28.24% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 13.08% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 21.49% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 6.01% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 11.58% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 9.71% |
| 10 | Unum | 12.59 Bn | 3.92 Bn | -2.16 Bn | -79.46% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -79.46% |
| Jun 30, 2026 | -66.17% |
| Mar 31, 2026 | -65.97% |
| Dec 31, 2025 | -65.11% |
| Sep 30, 2025 | -63.11% |
| Jun 30, 2025 | -58.02% |
| Mar 31, 2025 | -57.13% |
| Dec 31, 2024 | -57.98% |
| Sep 30, 2024 | -59.30% |
| Jun 30, 2024 | -62.58% |
| Mar 31, 2024 | -64.07% |
| Dec 31, 2023 | -64.65% |
| Sep 30, 2023 | -65.11% |
| Jun 30, 2023 | -63.32% |
| Mar 31, 2023 | -65.36% |
| Dec 31, 2022 | -68.98% |
| Sep 30, 2022 | -73.03% |
| Jun 30, 2022 | -79.44% |
| Mar 31, 2022 | -84.47% |
| Dec 31, 2021 | -70.04% |
API Access
Unum Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();