Unum (UNM) Return on Invested Capital [ROIC] (2011 - 2026)
Unum (UNM) recorded Return on Invested Capital [ROIC] of -35.93% in Q2 2026, down 5.87 percentage points from -30.06% a year earlier and down 0.60 percentage points from the prior quarter.
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Analysis
Unum (UNM) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, Unum reported Return on Invested Capital [ROIC] of -35.79%, down 6.04 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a five-year change of +12.11 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at -29.75% in FY2024 (+5.42 pp), -35.17% in FY2023 (+7.87 pp), -43.04% in FY2022 (+1.97 pp) and -45.02% in FY2021 (+2.88 pp).
- The Q2 2026 figure is the lowest quarterly Return on Invested Capital [ROIC] since Q4 2022.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for four consecutive quarters, with an average year-over-year change of -0.86 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 17.48 percentage points in Q1 2023, against a drop of 9.99 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at -35.33% (Q1 2026), -35.85% (Q4 2025) and -34.15% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.21 Bn | -334.26 Bn | 55.86 Bn | - |
| 2 | Chubb | 127.58 Bn | 79.64 Bn | 9.13 Bn | -11.59% |
| 3 | Progressive | 122.25 Bn | 98.08 Bn | 9.04 Bn | - |
| 4 | Marsh & Mclennan Companies | 81.29 Bn | 73.03 Bn | - | 12.87% |
| 5 | Travelers Companies | 75.19 Bn | 51.44 Bn | 6.23 Bn | - |
| 6 | Manulife Financial | 73.16 Bn | 74.37 Bn | - | 11.21% |
| 7 | Metlife | 60.22 Bn | -46.26 Bn | 7.82 Bn | -102.80% |
| 8 | Arthur J. Gallagher | 57.98 Bn | 52.41 Bn | - | 5.67% |
| 9 | Aon | 57.16 Bn | 50.40 Bn | - | 14.78% |
| 10 | Unum | 14.01 Bn | 4.47 Bn | 1.38 Bn | -35.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -35.93% |
| Mar 31, 2026 | -35.33% |
| Dec 31, 2025 | -35.85% |
| Sep 30, 2025 | -34.15% |
| Jun 30, 2025 | -30.06% |
| Mar 31, 2025 | -29.44% |
| Dec 31, 2024 | -28.38% |
| Sep 30, 2024 | -28.92% |
| Jun 30, 2024 | -32.20% |
| Mar 31, 2024 | -33.07% |
| Dec 31, 2023 | -33.98% |
| Sep 30, 2023 | -35.13% |
| Jun 30, 2023 | -33.92% |
| Mar 31, 2023 | -35.67% |
| Dec 31, 2022 | -38.82% |
| Sep 30, 2022 | -44.95% |
| Jun 30, 2022 | -49.41% |
| Mar 31, 2022 | -53.15% |
| Dec 31, 2021 | -44.37% |
| Sep 30, 2021 | -44.44% |
API Access
Unum Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();