Unitedhealth (UNH) Times Interest Earned (2009 - 2026)
Unitedhealth's (UNH) Times Interest Earned stood at 6.82 in Q3 2026, up 58.4% from 4.30 a year earlier but down 18.0% from the prior quarter.
Unitedhealth (UNH) Times Interest Earned (2009 - 2026) Analysis & Trends
On a TTM basis, Unitedhealth's Times Interest Earned came in at 6.21 as of Sep 30, 2026, down 5.1% year-over-year; for FY2025, it came in at 4.74, down 42.7% from FY2024.
- Annual Times Interest Earned has declined for four straight years.
- Across earlier years, Times Interest Earned came in at 8.27 in FY2024 (-17.1%), 9.97 in FY2023 (-26.7%), 13.59 in FY2022 (-5.9%) and 14.44 in FY2021 (+7.2%).
- Quarterly Times Interest Earned has ranged from 0.39 in Q4 2025 to 16.05 in Q1 2022 over the past five years.
- On a year-over-year basis, Times Interest Earned has increased for three consecutive quarters, with an average decline of 8.9% over the last eight quarters.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 65.6% in Q2 2026, against a decline of 95.0% in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 8.31 (Q2 2026), 9.41 (Q1 2026) and 0.39 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 365.22 Bn | 251.88 Bn | 35.71 Bn | 6.82 |
| 2 | Mckesson | 127.33 Bn | 111.26 Bn | 3.96 Bn | 15.28 |
| 3 | Cvs Health | 114.34 Bn | 63.29 Bn | 47.21 Bn | 4.77 |
| 4 | Elevance Health | 92.86 Bn | -49.61 Bn | 13.65 Bn | 6.01 |
| 5 | Cigna | 78.25 Bn | 47.45 Bn | 15.09 Bn | - |
| 6 | Cencora | 68.51 Bn | 68.51 Bn | 3.60 Bn | - |
| 7 | Cardinal Health | 64.97 Bn | 48.29 Bn | 2.60 Bn | 10.32 |
| 8 | Humana | 54.10 Bn | -36.68 Bn | 4.83 Bn | 0.35 |
| 9 | Centene | 35.04 Bn | -39.00 Bn | 8.24 Bn | -10.39 |
| 10 | Molina Healthcare | 10.90 Bn | -24.10 Bn | 1.36 Bn | 2.00 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 6.82 |
| Jun 30, 2026 | 8.31 |
| Mar 31, 2026 | 9.41 |
| Dec 31, 2025 | 0.39 |
| Sep 30, 2025 | 4.30 |
| Jun 30, 2025 | 5.01 |
| Mar 31, 2025 | 9.14 |
| Dec 31, 2024 | 7.75 |
| Sep 30, 2024 | 8.11 |
| Jun 30, 2024 | 7.99 |
| Mar 31, 2024 | 9.40 |
| Dec 31, 2023 | 9.26 |
| Sep 30, 2023 | 10.22 |
| Jun 30, 2023 | 9.73 |
| Mar 31, 2023 | 10.72 |
| Dec 31, 2022 | 10.19 |
| Sep 30, 2022 | 14.46 |
| Jun 30, 2022 | 15.27 |
| Mar 31, 2022 | 16.05 |
| Dec 31, 2021 | 12.86 |
Unitedhealth Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UNH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "UNH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UNH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();