Unitedhealth (UNH) FCF Payout Ratio (2012 - 2026)
Unitedhealth's FCF Payout Ratio came in at 0.49 for Q3 2026, up 23.1% from 0.40 a year earlier and up 139.4% from the prior quarter.
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Analysis
Unitedhealth (UNH) FCF Payout Ratio (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Unitedhealth reported FCF Payout Ratio of 0.36, down 20.7% year-over-year.
- FCF Payout Ratio has increased in each of the last three years.
- Going back by year, FCF Payout Ratio was 0.36 in FY2024 (+38.2%), 0.26 in FY2023 (+2.8%), 0.26 in FY2022 (-3.6%) and 0.27 in FY2021 (+16.5%).
- The five-year range for quarterly FCF Payout Ratio is 0.09 (Q3 2022) to 12.51 (Q4 2025).
- Year-over-year, FCF Payout Ratio increased in three of the last seven quarters, with growth averaging 123.0%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q4 2025 (growth of 843.6%), and the weakest in Q1 2025 (a decline of 90.3%).
- Business Quant data shows UNH's FCF Payout Ratio at 0.20 (Q2 2026), 0.25 (Q1 2026) and 12.51 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Unitedhealth | 362.93 Bn | 249.60 Bn | 35.71 Bn | 0.49 |
| 2 | Mckesson | 125.16 Bn | 109.10 Bn | 3.96 Bn | 0.03 |
| 3 | Cvs Health | 113.93 Bn | 62.88 Bn | 47.21 Bn | - |
| 4 | Elevance Health | 92.83 Bn | -49.64 Bn | 13.65 Bn | - |
| 5 | Cigna | 79.88 Bn | 49.09 Bn | 15.09 Bn | 0.18 |
| 6 | Cencora | 66.55 Bn | 66.55 Bn | 3.60 Bn | - |
| 7 | Cardinal Health | 64.00 Bn | 47.32 Bn | 2.60 Bn | 0.10 |
| 8 | Humana | 52.60 Bn | -38.18 Bn | 4.83 Bn | - |
| 9 | Centene | 34.53 Bn | -39.52 Bn | 8.24 Bn | - |
| 10 | Molina Healthcare | 10.74 Bn | -24.26 Bn | 1.36 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.49 |
| Jun 30, 2026 | 0.20 |
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 12.51 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.32 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.33 |
| Mar 31, 2024 | 4.31 |
| Sep 30, 2023 | 0.29 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.10 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.25 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.54 |
| Sep 30, 2021 | 0.20 |
| Jun 30, 2021 | 0.27 |
API Access
Unitedhealth FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=UNH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "UNH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=UNH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();