Growth Metrics

Unitedhealth (UNH) FCF Payout Ratio (2010 - 2026)

Unitedhealth (UNH) reported FCF Payout Ratio of 0.25 for Q1 2026, down 41.35% year-over-year from 0.42 in Q1 2025, and down 98.03% on a QoQ basis from 12.51 in Q4 2025.

Unitedhealth (UNH) has 17 years of FCF Payout Ratio data on file, last reported at 0.25 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 41.35% year-over-year to 0.25 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.41 (up 31.22% YoY) and the FY2025 annual result came in at 0.49, up 35.35% from the prior year.
  • FCF Payout Ratio fell to 0.25 in Q1 2026 per UNH's latest filing, from 12.51 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 12.51 in Q4 2025 and bottomed at 0.29 in Q4 2022.
  • The 5-year median for FCF Payout Ratio is 0.29 (2022), against an average of 1.21.
  • The widest annual swing landed in 2022, when FCF Payout Ratio sank 152.76%; it then jumped 4266.98% in 2024.
  • Tracing UNH's FCF Payout Ratio over 5 years: stood at 0.29 in 2022, then gained by 1.02% to 0.28 in 2023, then soared by 569.37% to 1.33 in 2024, then jumped by 843.62% to 12.51 in 2025, then sank by 98.03% to 0.25 in 2026.
  • Per Business Quant, the three latest UNH FCF Payout Ratio figures stand at 0.25 (Q1 2026), 12.51 (Q4 2025), and 0.4 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Unitedhealth 345.31 Bn 315.51 Bn 98.90 Bn 0.25
2 Cvs Health 115.41 Bn 103.79 Bn 4.43 Bn 0.25
3 Elevance Health 88.60 Bn 53.18 Bn 13.88 Bn 0.09
4 Cigna 72.05 Bn 64.43 Bn -44.29 Bn 0.48
5 Humana 39.05 Bn 17.15 Bn 4.00 Bn 0.09
6 Centene 30.50 Bn 6.84 Bn 49.24 Bn -
7 Molina Healthcare 9.31 Bn 60.65 Mn 1.53 Bn -
8 Oscar Health 6.86 Bn 63.05 Mn -3.22 Bn -
9 Alignment Healthcare 2.69 Bn 1.96 Bn 135.85 Mn -
10 Progyny 2.12 Bn 1.90 Bn 83.07 Mn -

Historic Data

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DateValue
Mar 31, 2026 0.25
Dec 31, 2025 12.51
Sep 30, 2025 0.40
Jun 30, 2025 0.32
Mar 31, 2025 0.42
Dec 31, 2024 1.33
Sep 30, 2024 0.15
Jun 30, 2024 0.33
Mar 31, 2024 4.31
Dec 31, 2023 -0.28
Sep 30, 2023 0.29
Jun 30, 2023 0.17
Mar 31, 2023 0.10
Dec 31, 2022 -0.29
Sep 30, 2022 0.09
Jun 30, 2022 0.25
Mar 31, 2022 0.29
Dec 31, 2021 0.54
Sep 30, 2021 0.20
Jun 30, 2021 0.27
Mar 31, 2021 0.22
Dec 31, 2020 0.21
Sep 30, 2020 0.46
Jun 30, 2020 0.12
Mar 31, 2020 0.41
Dec 31, 2019 0.18
Sep 30, 2019 0.38
Jun 30, 2019 0.19
Mar 31, 2019 0.32
Dec 31, 2018 0.47
Sep 30, 2018 2.19
Mar 31, 2018 0.09
Dec 31, 2017 -0.23
Mar 31, 2017 0.10
Dec 31, 2016 -0.31
Mar 31, 2016 0.25
Dec 31, 2015 0.16
Mar 31, 2015 0.19
Dec 31, 2014 0.18
Mar 31, 2014 0.26
Dec 31, 2013 0.37
Mar 31, 2013 0.30
Dec 31, 2012 0.16
Mar 31, 2012 0.05
Dec 31, 2011 -0.25
Sep 30, 2011 0.04
Mar 31, 2011 0.13
Dec 31, 2010 0.12
Sep 30, 2010 0.05
Jun 30, 2010 0.34