Umb Financial (UMBF) Operating Expenses (2009 - 2026)
Umb Financial (UMBF) reported Operating Expenses of $380.9 million for Q1 2026, down 1.01% on a YoY basis from $384.8 million in Q1 2025, and down 10.5% sequentially from $425.6 million in Q4 2025.
Umb Financial (UMBF) Operating Expenses (2009 - 2026) Analysis & Trends
Umb Financial (UMBF) has 18 years of Operating Expenses data on file, last reported at $380.9 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses fell 1.01% year-over-year to $380.9 million; the trailing twelve-month figure through Mar 2026 stood at $1.6 billion (up 39.96% YoY), and the FY2025 full-year result was $1.6 billion, up 58.06% from the prior year.
- Operating Expenses eased to $380.9 million in Q1 2026, from $425.6 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $425.6 million in Q4 2025 to a low of $214.1 million in Q2 2022.
- A 5-year average of $289.9 million and a median of $252.5 million in 2024 frame the typical range for Operating Expenses.
- Across the five-year window, Operating Expenses declined 6.76% in 2024 and surged 66.08% in 2025, its largest moves.
- Tracing UMBF's Operating Expenses over 5 years: stood at $237.8 million in 2022, then gained by 21.93% to $290.0 million in 2023, then decreased by 6.76% to $270.4 million in 2024, then surged by 57.4% to $425.6 million in 2025, then retreated by 10.5% to $380.9 million in 2026.
- Business Quant data shows UMBF's Operating Expenses at $380.9 million in Q1 2026, $425.6 million in Q4 2025, and $419.3 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -19.71 Mn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.04 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -287,925.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | -2.75 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | -17.40 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | -3.86 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 7.75 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.90 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 3.77 Bn |
| 10 | Umb Financial | 10.94 Bn | 3.00 Bn | - | 380.88 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 380.88 Mn |
| Dec 31, 2025 | 425.56 Mn |
| Sep 30, 2025 | 419.29 Mn |
| Jun 30, 2025 | 393.17 Mn |
| Mar 31, 2025 | 384.79 Mn |
| Dec 31, 2024 | 270.36 Mn |
| Sep 30, 2024 | 252.45 Mn |
| Jun 30, 2024 | 249.07 Mn |
| Mar 31, 2024 | 254.80 Mn |
| Dec 31, 2023 | 289.97 Mn |
| Sep 30, 2023 | 231.44 Mn |
| Jun 30, 2023 | 240.67 Mn |
| Mar 31, 2023 | 237.05 Mn |
| Dec 31, 2022 | 237.82 Mn |
| Sep 30, 2022 | 231.40 Mn |
| Jun 30, 2022 | 214.13 Mn |
| Mar 31, 2022 | 214.78 Mn |
| Dec 31, 2021 | 222.48 Mn |
| Sep 30, 2021 | 208.87 Mn |
| Jun 30, 2021 | 201.34 Mn |