Umb Financial (UMBF) Operating Expenses (2009 - 2026)
Umb Financial's (UMBF) quarterly Operating Expenses came in at $399.6 million in Q2 2026, up 1.64% year-over-year from $393.2 million in Q2 2025, and up 4.92% quarter-over-quarter from $380.9 million in Q1 2026.
Analysis
Umb Financial (UMBF) Operating Expenses (2009 - 2026) Analysis & Trends
Umb Financial has disclosed Operating Expenses across 18 years of filings, most recently posting $399.6 million for Q2 2026.
- In Q2 2026, Operating Expenses rose 1.64% year-over-year to $399.6 million; the TTM figure through Jun 2026 stood at $1.6 billion (up 24.95% YoY), while the FY2025 annual figure was $1.6 billion, up 58.06% from the prior year.
- Operating Expenses came in at $399.6 million for Q2 2026 at Umb Financial, up from $380.9 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $425.6 million in Q4 2025 to a low of $214.1 million in Q2 2022.
- Average Operating Expenses over 5 years is $296.0 million, with a median of $253.6 million recorded in 2024.
- Year-over-year, Operating Expenses fell 6.76% in 2024 and soared 66.08% in 2025.
- Over 5 years, Operating Expenses stood at $237.8 million in 2022, then advanced by 21.93% to $290.0 million in 2023, then slipped by 6.76% to $270.4 million in 2024, then soared by 57.4% to $425.6 million in 2025, then dropped by 6.09% to $399.6 million in 2026.
- Per Business Quant data, the three most recent Operating Expenses figures were $399.6 million in Q2 2026, $380.9 million in Q1 2026, and $425.6 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | -259.95 Bn |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 3.06 Bn |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 2.11 Bn |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 1.35 Bn |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.81 Bn |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.39 Bn |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 1.12 Bn |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.22 Bn |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1.55 Bn |
| 10 | Umb Financial | 10.92 Bn | -1.01 Bn | - | 399.63 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 399.63 Mn |
| Mar 31, 2026 | 380.88 Mn |
| Dec 31, 2025 | 425.56 Mn |
| Sep 30, 2025 | 419.29 Mn |
| Jun 30, 2025 | 393.17 Mn |
| Mar 31, 2025 | 384.79 Mn |
| Dec 31, 2024 | 270.36 Mn |
| Sep 30, 2024 | 252.45 Mn |
| Jun 30, 2024 | 249.07 Mn |
| Mar 31, 2024 | 254.80 Mn |
| Dec 31, 2023 | 289.97 Mn |
| Sep 30, 2023 | 231.44 Mn |
| Jun 30, 2023 | 240.67 Mn |
| Mar 31, 2023 | 237.05 Mn |
| Dec 31, 2022 | 237.82 Mn |
| Sep 30, 2022 | 231.40 Mn |
| Jun 30, 2022 | 214.13 Mn |
| Mar 31, 2022 | 214.78 Mn |
| Dec 31, 2021 | 222.48 Mn |
| Sep 30, 2021 | 208.87 Mn |