Umb Financial (UMBF) Operating Expenses (2009 - 2026)
Umb Financial's (UMBF) quarterly Operating Expenses came in at $380.9 million in Q1 2026, down 1.01% year-on-year from $384.8 million in Q1 2025, and down 10.5% quarter-over-quarter from $425.6 million in Q4 2025.
Umb Financial (UMBF) Operating Expenses (2009 - 2026) Analysis & Trends
Umb Financial has disclosed Operating Expenses across 18 years of filings, most recently posting $380.9 million for Q1 2026.
- Operating Expenses for Q1 2026 came in at $380.9 million, down 1.01% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.6 billion (up 39.96% YoY), and the FY2025 annual result was $1.6 billion, up 58.06% from the prior year.
- Operating Expenses came in at $380.9 million for Q1 2026 at Umb Financial, down from $425.6 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $425.6 million in Q4 2025 to a low of $214.1 million in Q2 2022.
- The 5-year median for Operating Expenses is $252.5 million (2024), against an average of $289.9 million.
- Across the five-year window, Operating Expenses declined 6.76% in 2024 and surged 66.08% in 2025, its largest moves.
- Umb Financial's Operating Expenses stood at $237.8 million in 2022, then advanced by 21.93% to $290.0 million in 2023, then slipped by 6.76% to $270.4 million in 2024, then soared by 57.4% to $425.6 million in 2025, then decreased by 10.5% to $380.9 million in 2026.
- The last three Operating Expenses figures came in at $380.9 million (Q1 2026), $425.6 million (Q4 2025), and $419.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -287,925.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | -3.86 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 7.75 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.90 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | -2.75 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.06 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 137.67 Mn |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 380.88 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 380.88 Mn |
| Dec 31, 2025 | 425.56 Mn |
| Sep 30, 2025 | 419.29 Mn |
| Jun 30, 2025 | 393.17 Mn |
| Mar 31, 2025 | 384.79 Mn |
| Dec 31, 2024 | 270.36 Mn |
| Sep 30, 2024 | 252.45 Mn |
| Jun 30, 2024 | 249.07 Mn |
| Mar 31, 2024 | 254.80 Mn |
| Dec 31, 2023 | 289.97 Mn |
| Sep 30, 2023 | 231.44 Mn |
| Jun 30, 2023 | 240.67 Mn |
| Mar 31, 2023 | 237.05 Mn |
| Dec 31, 2022 | 237.82 Mn |
| Sep 30, 2022 | 231.40 Mn |
| Jun 30, 2022 | 214.13 Mn |
| Mar 31, 2022 | 214.78 Mn |
| Dec 31, 2021 | 222.48 Mn |
| Sep 30, 2021 | 208.87 Mn |
| Jun 30, 2021 | 201.34 Mn |