Umb Financial (UMBF) Operating Expenses (2009 - 2026)
Umb Financial (UMBF) posted Operating Expenses of $399.6 million for Q2 2026, up 4.92% sequentially from $380.9 million in Q1 2026, and up 1.64% YoY from $393.2 million in Q2 2025.
Umb Financial (UMBF) Operating Expenses (2009 - 2026) Analysis & Trends
Umb Financial has reported Operating Expenses for 18 years, with the latest figure at $399.6 million in Q2 2026.
- Quarterly Operating Expenses rose 1.64% year-over-year to $399.6 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $1.6 billion (up 24.95% YoY) and the FY2025 annual result came in at $1.6 billion, up 58.06% from the prior year.
- Operating Expenses climbed to $399.6 million in Q2 2026 per UMBF's latest filing, from $380.9 million in the prior quarter.
- Over five years, Operating Expenses peaked at $425.6 million in Q4 2025 and troughed at $214.1 million in Q2 2022.
- A 5-year average of $296.0 million and a median of $253.6 million in 2024 frame the typical range for Operating Expenses.
- The sharpest annual moves came in 2024 and 2025: Operating Expenses retreated 6.76% in 2024, then jumped 66.08% in 2025.
- Over 5 years, Operating Expenses stood at $237.8 million in 2022, then grew by 21.93% to $290.0 million in 2023, then declined by 6.76% to $270.4 million in 2024, then surged by 57.4% to $425.6 million in 2025, then fell by 6.09% to $399.6 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $399.6 million, $380.9 million, and $425.6 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | Umb Financial | 11.09 Bn | -833.36 Mn | - | 399.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 399.63 Mn |
| Mar 31, 2026 | 380.88 Mn |
| Dec 31, 2025 | 425.56 Mn |
| Sep 30, 2025 | 419.29 Mn |
| Jun 30, 2025 | 393.17 Mn |
| Mar 31, 2025 | 384.79 Mn |
| Dec 31, 2024 | 270.36 Mn |
| Sep 30, 2024 | 252.45 Mn |
| Jun 30, 2024 | 249.07 Mn |
| Mar 31, 2024 | 254.80 Mn |
| Dec 31, 2023 | 289.97 Mn |
| Sep 30, 2023 | 231.44 Mn |
| Jun 30, 2023 | 240.67 Mn |
| Mar 31, 2023 | 237.05 Mn |
| Dec 31, 2022 | 237.82 Mn |
| Sep 30, 2022 | 231.40 Mn |
| Jun 30, 2022 | 214.13 Mn |
| Mar 31, 2022 | 214.78 Mn |
| Dec 31, 2021 | 222.48 Mn |
| Sep 30, 2021 | 208.87 Mn |