KPIs & Operating Metrics(New)

Umb Financial (UMBF) Operating Expenses (2009 - 2026)

Umb Financial recorded quarterly Operating Expenses of $380.9 million in Q1 2026, down 10.5% quarter-over-quarter from $425.6 million in Q4 2025, and down 1.01% year-over-year from $384.8 million in Q1 2025.

Umb Financial's Operating Expenses history runs 18 years deep, the most recent figure standing at $380.9 million for Q1 2026.

  • In Q1 2026, Operating Expenses fell 1.01% year-over-year to $380.9 million; the TTM figure through Mar 2026 stood at $1.6 billion (up 39.96% YoY), while the FY2025 annual figure was $1.6 billion, up 58.06% from the prior year.
  • Operating Expenses came in at $380.9 million for Q1 2026 at Umb Financial, down from $425.6 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $425.6 million in Q4 2025 to a low of $214.1 million in Q2 2022.
  • A 5-year average of $289.9 million and a median of $252.5 million in 2024 frame the typical range for Operating Expenses.
  • Across the five-year window, Operating Expenses fell 6.76% in 2024 and soared 66.08% in 2025, its largest moves.
  • Umb Financial's Operating Expenses stood at $237.8 million in 2022, then climbed by 21.93% to $290.0 million in 2023, then dropped by 6.76% to $270.4 million in 2024, then jumped by 57.4% to $425.6 million in 2025, then slipped by 10.5% to $380.9 million in 2026.
  • According to Business Quant data, Operating Expenses over the past three periods registered $380.9 million, $425.6 million, and $419.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -287,925.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 7.75 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 11.90 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 2.55 Bn
8 KB Financial 150.02 Bn 142.15 Bn - -20.00 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 3.77 Bn
10 Umb Financial 9.98 Bn 1.79 Bn - 380.88 Mn

Historic Data

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DateValue
Mar 31, 2026 380.88 Mn
Dec 31, 2025 425.56 Mn
Sep 30, 2025 419.29 Mn
Jun 30, 2025 393.17 Mn
Mar 31, 2025 384.79 Mn
Dec 31, 2024 270.36 Mn
Sep 30, 2024 252.45 Mn
Jun 30, 2024 249.07 Mn
Mar 31, 2024 254.80 Mn
Dec 31, 2023 289.97 Mn
Sep 30, 2023 231.44 Mn
Jun 30, 2023 240.67 Mn
Mar 31, 2023 237.05 Mn
Dec 31, 2022 237.82 Mn
Sep 30, 2022 231.40 Mn
Jun 30, 2022 214.13 Mn
Mar 31, 2022 214.78 Mn
Dec 31, 2021 222.48 Mn
Sep 30, 2021 208.87 Mn
Jun 30, 2021 201.34 Mn
Mar 31, 2021 200.95 Mn
Dec 31, 2020 226.86 Mn
Sep 30, 2020 198.00 Mn
Jun 30, 2020 208.53 Mn
Mar 31, 2020 188.62 Mn
Dec 31, 2019 203.45 Mn
Sep 30, 2019 191.40 Mn
Jun 30, 2019 193.39 Mn
Mar 31, 2019 190.63 Mn
Dec 31, 2018 184.32 Mn
Sep 30, 2018 180.39 Mn
Jun 30, 2018 177.22 Mn
Mar 31, 2018 175.88 Mn
Dec 31, 2017 182.56 Mn
Sep 30, 2017 171.82 Mn
Jun 30, 2017 176.94 Mn
Mar 31, 2017 173.81 Mn
Dec 31, 2016 167.85 Mn
Sep 30, 2016 165.21 Mn
Jun 30, 2016 168.42 Mn
Mar 31, 2016 165.27 Mn
Dec 31, 2015 182.08 Mn
Sep 30, 2015 185.28 Mn
Jun 30, 2015 171.96 Mn
Mar 31, 2015 164.41 Mn
Dec 31, 2014 166.40 Mn
Sep 30, 2014 161.15 Mn
Jun 30, 2014 166.20 Mn
Mar 31, 2014 171.93 Mn
Dec 31, 2013 170.43 Mn
Sep 30, 2013 153.06 Mn
Jun 30, 2013 150.31 Mn
Mar 31, 2013 150.38 Mn
Dec 31, 2012 157.96 Mn
Sep 30, 2012 145.91 Mn
Jun 30, 2012 144.69 Mn
Mar 31, 2012 141.90 Mn
Dec 31, 2011 142.22 Mn
Sep 30, 2011 139.43 Mn
Jun 30, 2011 145.58 Mn
Mar 31, 2011 135.52 Mn
Dec 31, 2010 138.49 Mn
Sep 30, 2010 130.64 Mn
Jun 30, 2010 126.12 Mn
Mar 31, 2010 117.38 Mn
Dec 31, 2009 119.81 Mn
Sep 30, 2009 115.26 Mn
Jun 30, 2009 118.88 Mn
Mar 31, 2009 106.64 Mn