Umb Financial (UMBF) Interest Expenses (2009 - 2026)

For the trailing twelve months through Jun 30, 2026, Interest Expenses at Umb Financial was $1.44 billion, up 9.1% year-over-year; for FY2025, it was $1.49 billion, up 27.5% from FY2024.

• Annual Interest Expenses has increased for four consecutive years, with a five-year compound annual growth rate of 80.8% (FY2020 to FY2025).
• In prior years, Umb Financial's Interest Expenses was $1.17 billion in FY2024 (+27.4%), $918.59 million in FY2023 (+310.6%), $223.72 million in FY2022 (+386.3%) and $46 million in FY2021 (-40.5%).
• Quarterly Interest Expenses has run from a low of $11.01 million in Q4 2021 to a high of $403.86 million in Q3 2025 over five years.
• On a year-over-year basis, Interest Expenses increased in six of the last eight quarters, with growth averaging 15.9%.
• The strongest year-over-year quarter for Interest Expenses in the past five years was Q2 2023, with growth of 891.5%; the weakest was Q4 2021, with a decline of 12.7%.
• According to Business Quant data, Interest Expenses for the three prior quarters was $332.7 million (Q1 2026), $364.38 million (Q4 2025) and $403.86 million (Q3 2025).