Umb Financial (UMBF) Free Cash Flow (2010 - 2026)
Umb Financial's (UMBF) quarterly Free Cash Flow came in at $356.8 million in Q1 2026, up 0.72% year-on-year from $354.2 million in Q1 2025, and up 274.28% quarter-over-quarter from $95.3 million in Q4 2025.
Umb Financial (UMBF) Free Cash Flow (2010 - 2026) Analysis & Trends
Umb Financial has disclosed Free Cash Flow across 14 years of filings, most recently posting $356.8 million for Q1 2026.
- Free Cash Flow for Q1 2026 came in at $356.8 million, up 0.72% year-over-year; the trailing twelve-month figure through Mar 2026 was $980.7 million (up 93.92% YoY), and the FY2025 annual result was $978.1 million, up 376.48% from the prior year.
- Free Cash Flow came in at $356.8 million for Q1 2026 at Umb Financial, up from $95.3 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $356.8 million in Q1 2026 to a low of -$77.1 million in Q4 2024.
- The 5-year median for Free Cash Flow is $146.0 million (2023), against an average of $159.3 million.
- Peak annual rise in Free Cash Flow reached 795.4% in 2024, while the deepest fall reached 190.64% in 2024.
- Umb Financial's Free Cash Flow stood at $127.1 million in 2022, then sank by 33.1% to $85.0 million in 2023, then tumbled by 190.64% to -$77.1 million in 2024, then jumped by 223.71% to $95.3 million in 2025, then surged by 274.28% to $356.8 million in 2026.
- The last three Free Cash Flow figures came in at $356.8 million (Q1 2026), $95.3 million (Q4 2025), and $257.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Umb Financial | 10.29 Bn | 2.11 Bn | - | 356.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 356.76 Mn |
| Mar 31, 2026 | 356.76 Mn |
| Dec 31, 2025 | 95.32 Mn |
| Dec 31, 2025 | 95.32 Mn |
| Sep 30, 2025 | 257.81 Mn |
| Sep 30, 2025 | 257.81 Mn |
| Jun 30, 2025 | 270.78 Mn |
| Jun 30, 2025 | 270.78 Mn |
| Mar 31, 2025 | 354.20 Mn |
| Mar 31, 2025 | 354.20 Mn |
| Dec 31, 2024 | -77.05 Mn |
| Dec 31, 2024 | -77.05 Mn |
| Sep 30, 2024 | 119.35 Mn |
| Sep 30, 2024 | 119.35 Mn |
| Jun 30, 2024 | 109.21 Mn |
| Jun 30, 2024 | 109.21 Mn |
| Mar 31, 2024 | 53.77 Mn |
| Mar 31, 2024 | 53.77 Mn |
| Dec 31, 2023 | 85.01 Mn |
| Dec 31, 2023 | 85.01 Mn |