Umb Financial (UMBF) Free Cash Flow (2010 - 2026)
Umb Financial (UMBF) posted Free Cash Flow of $330.8 million for Q2 2026, down 7.28% sequentially from $356.8 million in Q1 2026, and up 22.16% YoY from $270.8 million in Q2 2025.
Umb Financial (UMBF) Free Cash Flow (2010 - 2026) Analysis & Trends
Umb Financial has reported Free Cash Flow for 14 years, with the latest figure at $330.8 million in Q2 2026.
- Quarterly Free Cash Flow rose 22.16% year-over-year to $330.8 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $1.0 billion (up 55.96% YoY) and the FY2025 annual result came in at $978.1 million, up 376.48% from the prior year.
- Free Cash Flow declined to $330.8 million in Q2 2026 per UMBF's latest filing, from $356.8 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $356.8 million in Q1 2026 and troughed at -$77.1 million in Q4 2024.
- A 5-year average of $168.8 million and a median of $166.7 million in 2022 frame the typical range for Free Cash Flow.
- The widest YoY moves for Free Cash Flow: up 795.4% in 2024, down 190.64% in 2024.
- Over 5 years, Free Cash Flow stood at $127.1 million in 2022, then sank by 33.1% to $85.0 million in 2023, then tumbled by 190.64% to -$77.1 million in 2024, then soared by 223.71% to $95.3 million in 2025, then jumped by 247.04% to $330.8 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $330.8 million, $356.8 million, and $95.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Umb Financial | 11.03 Bn | -894.90 Mn | - | 330.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 330.80 Mn |
| Jun 30, 2026 | 330.80 Mn |
| Mar 31, 2026 | 356.76 Mn |
| Mar 31, 2026 | 356.76 Mn |
| Dec 31, 2025 | 95.32 Mn |
| Dec 31, 2025 | 95.32 Mn |
| Sep 30, 2025 | 257.81 Mn |
| Sep 30, 2025 | 257.81 Mn |
| Jun 30, 2025 | 270.78 Mn |
| Jun 30, 2025 | 270.78 Mn |
| Mar 31, 2025 | 354.20 Mn |
| Mar 31, 2025 | 354.20 Mn |
| Dec 31, 2024 | -77.05 Mn |
| Dec 31, 2024 | -77.05 Mn |
| Sep 30, 2024 | 119.35 Mn |
| Sep 30, 2024 | 119.35 Mn |
| Jun 30, 2024 | 109.21 Mn |
| Jun 30, 2024 | 109.21 Mn |
| Mar 31, 2024 | 53.77 Mn |
| Mar 31, 2024 | 53.77 Mn |